Comparison

EVERPay mPOS vs Oriental Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EVERPay mPOS

This application enables businesses to accept various payment methods, including cash, credit cards, and ACH, from anywhere. It offers features like sales summaries, tax management, and tip handling, connecting to a Bluetooth-enabled card reader for secure transactions. A merchant account is required to use the service.

Highlights
  • Accepts cash, credit, debit, check, and ACH
  • Bluetooth EMV chip card reader support
  • Daily sales summaries and detailed reports
  • Manages sales tax and tips
  • Email or SMS receipts
  • Signature capture
Features
Read full description

Accept payments anywhere with EVERPay MPOS application. EVERPay supports the IVU Lotto program for cash, credit cards, ATH PIN debit, check, and ACH payments. Qualify for the best credit card processing rates and increase your sales when you use the EVERPay MPOS payment terminal, a EMV chip card reader that connects to your phone with Bluetooth technology. Advanced features include, daily sales summary and detailed reports, allows multiple users, manages sales tax, mange tips 4 ways, email or sms receipts, captures signatures and much more. A merchant account is required so contact your local bank or Evertec for more information.

About

Oriental Bank

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

Highlights
  • Personalized financial insights
  • Monthly budget creation
  • Transaction and balance projections
  • Enhanced card controls
  • E-statement access
  • Customizable notifications
  • Account management tools
Features
Read full description

Experience a smart mobile banking with Banca Móvil from Oriental Bank! Discover the new and enhanced Banca Móvil app, crafted to provide a smarter banking experience. Our app offers personalized insights and suggestions to help you manage your finances more effectively and develop healthier financial habits. ∙ Language Options: Enjoy a personalized experience with support for both English and Spanish. ∙ Smart Suggestions: Receive tailored advice based on your financial activities, helping you make informed decisions. ∙ Monthly Projections: Get forecasts of your transactions and balances to anticipate expenses and stay in control of your finances. ∙ Budgeting Tools: Categorize your expenses and create monthly budgets to optimize your spending. ∙ E-Statements: Access your electronic statements at the end of each cycle for easy transaction review. ∙ Enhanced Card Control: Manage your card with features like blocking and PIN changes for added security. ∙ Account Management: Benefit from features such as password reset, complete account number, change address, cancel and order checks, and more. ∙ Notifications: Choose what you want to be notified about, including past-due payments and card usage. ∙ Continue enjoying features from our previous app version, such as recurrent payments and transfers, People Pay, adding external accounts, check deposits with Remote Check Deposit, and more. Banca Móvil from Oriental Bank is free and secure. Member FDIC. ¡APPúntate a una Banca Móvil inteligente! Descubre la nueva y mejorada aplicación Banca Móvil de Oriental Bank, diseñada para proporcionar una experiencia bancaria más inteligente. Nuestra aplicación ofrece información personalizada y sugerencias para ayudarte a manejar tus finanzas de manera más eficiente y desarrollar hábitos financieros más saludables. ∙ Opciones de Idioma: Disfruta de una experiencia personalizada con soporte para inglés y español. ∙ Sugerencias Inteligentes: Recibe consejos personalizados basados en tus actividades financieras, ayudándote a tomar decisiones informadas. ∙ Proyecciones Mensuales: Obtén predicciones de tus transacciones y saldos para anticiparte a tus gastos y mantenerte en control de tus finanzas. ∙ Herramientas Presupuestarias: Categoriza tus gastos y crea presupuestos mensuales para que manejes tu dinero de manera efectiva. ∙ E-Statements: Accede a tus estados de cuenta electrónicos al final de cada ciclo para una revisión fácil de tus transacciones. ∙ Control Mejorado de tus Tarjetas: Gestiona tu tarjeta con funciones como el bloqueo y los cambios de PIN para mayor seguridad. ∙ Gestión de Cuentas: Benefíciate de funciones como restablecer tu contraseña, ver el número completo de tu cuenta, cambiar la dirección, cancelar y solicitar cheques, etc. ∙ Notificaciones: Elige sobre qué quieres recibir notificaciones, incluyendo pagos atrasados y el uso de tus tarjetas. ∙ Continúa disfrutando de las funciones de nuestra app anterior como pagos y transferencias recurrentes, People Pay, agregar cuentas externas, depósitos de cheques con FOTOdepósito, y más. Banca Móvil de Oriental Bank es gratuita y segura. Miembro FDIC.

Screenshots

EVERPay mPOS4 screens
Oriental Bank4 screens

Verdict

The call

The clearest difference is review sentiment: Oriental Bank at 83% against EVERPay mPOS's 0%. Oriental Bank also leads on rating (4.9 vs 3.0) and ratings volume (23K vs 2). EVERPay mPOS's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Oriental Bank holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Oriental Bank has 23K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of EVERPay mPOS's written reviews are positive against 83% of Oriental Bank's.

UpkeepUpdate frequency

EVERPay mPOS ships an update every 3 months, Oriental Bank monthly. The most recent releases landed on October 10, 2026 and October 20, 2026 respectively.

Scorecard5 real differences · 5 level
EVERPay mPOS versus Oriental Bank: the parameters behind the verdict, then further details
ParameterEVERPay mPOSOriental Bank
PriceFreeFree
Rating3.0 (2 ratings)4.9 (23K ratings) — better
Positive reviews0.0% of reviews83.1% of reviews — better
Number of ratings223K — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size32 MB120 MB
Age rating4+4+
DeveloperEVERTEC Inc.OFG Bancorp

Customer experience

EVERPay mPOS

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Oriental Bank

All ratings23,096 ratings
Positive97.7%
Neutral1.3%
Negative1.0%
Written reviews201 reviews
Positive83.1%
Neutral7.5%
Negative9.5%

Bugs and requests

EVERPay mPOS

Not enough reviews yet to summarise bugs or requests.

Oriental Bank

Reported bugs

2 issues
  • New app still prompting for download
  • Accounts not displaying properly

Requested features

3 requests
  • Add Apple Pay support
  • Improve People Pay transfers
  • Add passcode/biometric access

In-app purchases

None

EVERPay mPOS

No in-app purchases

None

Oriental Bank

No in-app purchases

Questions

Is EVERPay mPOS free?
EVERPay mPOS is free to download, with no in-app purchases.
Is Oriental Bank free?
Oriental Bank is free to download, with no in-app purchases.
Which has better reviews, EVERPay mPOS or Oriental Bank?
Oriental Bank is rated higher. EVERPay mPOS averages 3.0 out of 5 from 2 ratings, while Oriental Bank averages 4.9 from 23K ratings.
Do EVERPay mPOS or Oriental Bank have ads?
Neither EVERPay mPOS nor Oriental Bank shows ads.
Which is updated more often, EVERPay mPOS or Oriental Bank?
EVERPay mPOS ships an update every 3 months, and Oriental Bank monthly. Most recently, EVERPay mPOS was updated on October 10, 2026 and Oriental Bank on October 20, 2026.

Other comparisons