Comparison

Repay vs Annuity Simulator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Repay

Features
Read full description

Taking a loan will cost you money, but how much actually? Get a quick and easy indication with this calculator on how much you will pay each month and what the interest alone is going to cost you in total. Play around with the repayment period and see how much it will differ when you pay your loan or debt a year earlier.

About

Annuity Simulator

Calculate the years needed to access an annuity based on your income and savings capacity. This tool provides instant results and visualizes annuity evolution over time. It does not account for inflation or taxation.

Highlights
  • Income and savings input
  • Instant annuity calculation
  • Annuity evolution graph
  • Cumulative savings table
  • Simple simulator parameters
Features
Read full description

Enter your monthly income and your savings capacity. This application will calculate the number of years allowing you to access an annuity corresponding to your expenses. This application does not integrate inflation and taxation for your country. Features : - Simply entry simulator parameters - Instant calculation result - Annuity evolution graph over time - Table of cumulative savings and annuity Give us your feedback to help us to improve this application (www.persoapps.net).

Screenshots

Repay1 screens
Annuity Simulator4 screens

Verdict

The call

The clearest difference is price: Annuity Simulator at Free against Repay's $0.99. Annuity Simulator also leads on update cadence (every 8 months vs every 19 months) and iOS requirement (12.0 vs 15.0). Repay's advantage is in-app purchases (none vs 1) and ads (none vs shown). On device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Annuity Simulator is free to download; Repay costs $0.99 up front. Annuity Simulator sells 1 one-off in-app purchase. Repay asks for nothing beyond the download.

UpkeepUpdate frequency

Repay ships an update every 19 months, Annuity Simulator every 8 months. The most recent releases landed on October 26, 2026 and October 12, 2026 respectively.

Scorecard5 real differences · 4 level
Repay versus Annuity Simulator: the parameters behind the verdict, then further details
ParameterRepayAnnuity Simulator
Price$0.99Free — better
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 19 monthsEvery 8 months — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size1 MB44 MB
Age rating4+4+
DeveloperDirrik EmmenFRANCOIS GUERIN

In-app purchases

None

Repay

No in-app purchases

1 purchases

Annuity Simulator

One-time1
  • Remove ads banners$0.99

Questions

Is Repay free?
Repay costs $0.99, with no in-app purchases.
Is Annuity Simulator free?
Annuity Simulator is free to download, with in-app purchases available.
Do Repay or Annuity Simulator have ads?
Annuity Simulator shows ads; Repay does not.
Which is updated more often, Repay or Annuity Simulator?
Repay ships an update every 19 months, and Annuity Simulator every 8 months. Most recently, Repay was updated on October 26, 2026 and Annuity Simulator on October 12, 2026.

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