Comparison

Repay vs Repays

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Repay

Features
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Taking a loan will cost you money, but how much actually? Get a quick and easy indication with this calculator on how much you will pay each month and what the interest alone is going to cost you in total. Play around with the repayment period and see how much it will differ when you pay your loan or debt a year earlier.

About

Repays

Features
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Repays is an innovative and user-friendly app that allows you to effortlessly track your financial obligations. Manage your debts and payments securely, ensuring you never miss a bill payment deadline. Here are the features Repays offers: Comprehensive Payment Tracking: View your debts, invoices, and other financial obligations all in one place. Reminders and Notifications: Receive timely reminders for upcoming payment dates to avoid delays. Secure Data Management: Keep your personal and financial information safe with top-level security measures. User-Friendly Interface: Easily perform transactions with its simple and intuitive design. Multi-Language and Currency Support: A global solution with different languages and currencies. Strengthen your financial management with Repays and take control. Download today and manage your debts with ease!

Screenshots

Repay1 screens
Repays4 screens

Verdict

The call

The clearest difference is price: Repays at Free against Repay's $0.99. Repays also leads on iOS requirement (12.0 vs 15.0). On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Repays is free to download; Repay costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Repay ships an update every 19 months, Repays every 16 months. The most recent releases landed on November 1, 2026 and October 25, 2026 respectively.

Scorecard2 real differences ยท 4 level
Repay versus Repays: the parameters behind the verdict, then further details
ParameterRepayRepays
Price$0.99Free โ€” better
Update frequencyEvery 19 monthsEvery 16 months โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS15.012.0 โ€” better
Further details โ€” not scored
Size1 MB84 MB
Age rating4+4+
DeveloperDirrik EmmenFurkan Aratman

In-app purchases

None

Repay

No in-app purchases

None

Repays

No in-app purchases

Questions

Is Repay free?
Repay costs $0.99, with no in-app purchases.
Is Repays free?
Repays is free to download, with no in-app purchases.
Do Repay or Repays have ads?
Neither Repay nor Repays shows ads.
Which is updated more often, Repay or Repays?
Repay ships an update every 19 months, and Repays every 16 months. Most recently, Repay was updated on November 1, 2026 and Repays on October 25, 2026.

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