PayBacks vs Mooch

Give money, get money. Never forget. PayBacks allows you to keep track of your small loans in a super easy to use interface. How does it work? • Add your payments Quickly add your payments to your log by entering details like amount, currency and the person who you owe or from where you need to get money from. • Get reminded of due dates PayBacks notifies you when a payment is due so you can easily take action. • Pay it or get paid When you’re finished with a payment, you can mark it as paid very easy. You can also send friendly reminders to friends who forget to pay their debts to you. • Support for Siri is here! You can use Siri to say things like "Give John $10 for lunch." or "Get €20 from Alex for cookies". Siri will understand and confirm your payment. Once you click or say "Send", she will add your payment to your list with a reminder for 24 hours.

Mooch is a virtual inventory you create with your friends to share stuff you are willing to let each other borrow. Whether it's tools, clothes, books, baby stuff, or anything else, you simply take pictures of things you want to share or use the bar-code scanner to add items to your inventory. Then you simply click on "mooch it" when you want to borrow an item. Mooch will keep track of who borrows items, and also keeps a record when they are marked returned so you are less likely to lose stuff people borrow. Save Money Why buy when you can borrow from your friends and neighbors. Save money by borrowing rather purchase items you only need once or for a short time. Create Community Sharing with friends and neighbors creates goodwill and gives us opportunities to not only help each other, but get to know others around us better. If you drive past all people in your neighborhood to go to the store you miss an opportunity to see them when an item is shared and when it is returned. Go Green - use less stuff Whether you want to help the environment or you just want to be a minimalist, Mooch will help by allowing you to create less waste from trash or purchased items. You also get to return the item and practice minimalism by not have to store items you use temporarily.