Comparison

PayBacks vs The Mystic Raven

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayBacks

Easily track money lent and borrowed. Get reminders for due dates and mark payments as complete. Send friendly reminders to friends who owe you money.

Highlights
  • Track money lent and borrowed
  • Add payment details
  • Reminders for due dates
  • Mark payments as paid
  • Send friendly reminders
  • Siri integration
Features
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Give money, get money. Never forget. PayBacks allows you to keep track of your small loans in a super easy to use interface. How does it work? • Add your payments Quickly add your payments to your log by entering details like amount, currency and the person who you owe or from where you need to get money from. • Get reminded of due dates PayBacks notifies you when a payment is due so you can easily take action. • Pay it or get paid When you’re finished with a payment, you can mark it as paid very easy. You can also send friendly reminders to friends who forget to pay their debts to you. • Support for Siri is here! You can use Siri to say things like "Give John $10 for lunch." or "Get €20 from Alex for cookies". Siri will understand and confirm your payment. Once you click or say "Send", she will add your payment to your list with a reminder for 24 hours.

About

The Mystic Raven

Features
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At The Mystic Raven, we understand that practicing witchcraft and paganism is more than just a hobby—it's a way of life. That's why our store is designed to be a welcoming and inclusive space for all mystic practitioners. Whether you're seeking guidance, looking to connect with like-minded individuals, or simply want to explore new products, you'll find a supportive community here.

Screenshots

PayBacks4 screens
The Mystic Raven3 screens

Verdict

The call

The clearest difference is in-app purchases: The Mystic Raven at none against PayBacks's 2. The Mystic Raven also leads on update cadence (every 3 weeks vs every 3 months). PayBacks's advantage is iOS requirement (10.0 vs 15.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayBacks sells 2 one-off in-app purchases. The Mystic Raven asks for nothing beyond the download.

UpkeepUpdate frequency

PayBacks ships an update every 3 months, The Mystic Raven every 3 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
PayBacks versus The Mystic Raven: the parameters behind the verdict, then further details
ParameterPayBacksThe Mystic Raven
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews87.5% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS10.0 — better15.1
Further details — not scored
Size51 MB449 MB
Age rating4+4+
DeveloperCristina BugaCheryl Farr

In-app purchases

2 purchases

PayBacks

One-time2
  • Remove Ads$1.99
  • Unlimited Payments$2.99
None

The Mystic Raven

No in-app purchases

Questions

Is PayBacks free?
PayBacks is free to download, with in-app purchases available.
Is The Mystic Raven free?
The Mystic Raven is free to download, with no in-app purchases.
Do PayBacks or The Mystic Raven have ads?
Neither PayBacks nor The Mystic Raven shows ads.
Which is updated more often, PayBacks or The Mystic Raven?
PayBacks ships an update every 3 months, and The Mystic Raven every 3 weeks. Most recently, PayBacks was updated on November 1, 2026 and The Mystic Raven on October 30, 2026.

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