PayBacks vs The Mystic Raven
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayBacks
Easily track money lent and borrowed. Get reminders for due dates and mark payments as complete. Send friendly reminders to friends who owe you money.
- Track money lent and borrowed
- Add payment details
- Reminders for due dates
- Mark payments as paid
- Send friendly reminders
- Siri integration
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Give money, get money. Never forget. PayBacks allows you to keep track of your small loans in a super easy to use interface. How does it work? • Add your payments Quickly add your payments to your log by entering details like amount, currency and the person who you owe or from where you need to get money from. • Get reminded of due dates PayBacks notifies you when a payment is due so you can easily take action. • Pay it or get paid When you’re finished with a payment, you can mark it as paid very easy. You can also send friendly reminders to friends who forget to pay their debts to you. • Support for Siri is here! You can use Siri to say things like "Give John $10 for lunch." or "Get €20 from Alex for cookies". Siri will understand and confirm your payment. Once you click or say "Send", she will add your payment to your list with a reminder for 24 hours.
The Mystic Raven
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At The Mystic Raven, we understand that practicing witchcraft and paganism is more than just a hobby—it's a way of life. That's why our store is designed to be a welcoming and inclusive space for all mystic practitioners. Whether you're seeking guidance, looking to connect with like-minded individuals, or simply want to explore new products, you'll find a supportive community here.
Screenshots
Verdict
The clearest difference is in-app purchases: The Mystic Raven at none against PayBacks's 2. The Mystic Raven also leads on update cadence (every 3 weeks vs every 3 months). PayBacks's advantage is iOS requirement (10.0 vs 15.1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayBacks sells 2 one-off in-app purchases. The Mystic Raven asks for nothing beyond the download.
PayBacks ships an update every 3 months, The Mystic Raven every 3 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | PayBacks | The Mystic Raven |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 87.5% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 51 MB | 449 MB |
| Age rating | 4+ | 4+ |
| Developer | Cristina Buga | Cheryl Farr |
In-app purchases
PayBacks
- Remove Ads$1.99
- Unlimited Payments$2.99
The Mystic Raven
No in-app purchases









