Comparison

PayBacks vs Stuffly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayBacks

Easily track money lent and borrowed. Get reminders for due dates and mark payments as complete. Send friendly reminders to friends who owe you money.

Highlights
  • Track money lent and borrowed
  • Add payment details
  • Reminders for due dates
  • Mark payments as paid
  • Send friendly reminders
  • Siri integration
Features
Read full description

Give money, get money. Never forget. PayBacks allows you to keep track of your small loans in a super easy to use interface. How does it work? • Add your payments Quickly add your payments to your log by entering details like amount, currency and the person who you owe or from where you need to get money from. • Get reminded of due dates PayBacks notifies you when a payment is due so you can easily take action. • Pay it or get paid When you’re finished with a payment, you can mark it as paid very easy. You can also send friendly reminders to friends who forget to pay their debts to you. • Support for Siri is here! You can use Siri to say things like "Give John $10 for lunch." or "Get €20 from Alex for cookies". Siri will understand and confirm your payment. Once you click or say "Send", she will add your payment to your list with a reminder for 24 hours.

About

Stuffly

Features
Read full description

Stuffly is the ultimate sharing app that brings communities closer together. Save money, reduce waste, and build lasting connections with neighbors, friends, and local groups by sharing items you own and borrowing what you need. Whether it’s a drill, a bicycle, or camping gear, Stuffly makes sharing simple and secure. Why Choose Stuffly? Borrow Easily: Find and request items in your community with just a few taps. Lend with Confidence: Share your rarely used items with trusted friends and groups. Stay Organized: Track borrowed items with built-in notifications and return reminders. Create Groups: Share within private circles or public groups based on shared interests. Key Features: Discover Local Items: Browse a wide range of items available near you. Private and Public Groups: Create or join groups to connect with like-minded people. Seamless Item Management: Effortlessly list items and manage borrowing requests. Notifications & Reminders: Stay informed about due dates and item statuses. Eco-Friendly Impact: Reduce consumption and environmental waste by borrowing instead of buying. How It Works: Find Items Near You: Use Stuffly to browse or search for items you need. Request to Borrow: Send a request to the item owner and agree on pickup details. Return with Ease: Get reminders for returns and keep track of your lending activity. List Your Own Items: Share items you don’t use often to help others in your community. Who is Stuffly For? Neighbors who want to connect and share. Students looking for affordable solutions. Eco-conscious individuals aiming to reduce waste. Friends and families sharing within private groups. Benefits of Using Stuffly: Save money by borrowing instead of buying. Build stronger relationships in your community. Free up space at home by lending items you don’t often use. Make a positive environmental impact by reducing waste. Join the Sharing Revolution Stuffly is more than just an app – it’s a movement to create a sustainable future by fostering trust and collaboration in local communities. By sharing, we can all live smarter, save more, and waste less. Start sharing today with Stuffly! Download now and experience the joy of building a connected and sustainable community.

Screenshots

PayBacks4 screens
Stuffly4 screens

Verdict

The call

The clearest difference is in-app purchases: Stuffly at none against PayBacks's 2. Stuffly also leads on update cadence (every 2 weeks vs every 3 months). PayBacks's advantage is ads (none vs shown) and iOS requirement (10.0 vs 14.0). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayBacks sells 2 one-off in-app purchases. Stuffly asks for nothing beyond the download.

UpkeepUpdate frequency

PayBacks ships an update every 3 months, Stuffly every 2 weeks. The most recent releases landed on October 8, 2026 and October 4, 2026 respectively.

Scorecard4 real differences · 6 level
PayBacks versus Stuffly: the parameters behind the verdict, then further details
ParameterPayBacksStuffly
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS10.0 — better14.0
Further details — not scored
Size51 MB97 MB
Age rating4+12+
DeveloperCristina BugaMatthias Schuyten

In-app purchases

2 purchases

PayBacks

One-time2
  • Remove Ads$1.99
  • Unlimited Payments$2.99
None

Stuffly

No in-app purchases

Questions

Is PayBacks free?
PayBacks is free to download, with in-app purchases available.
Is Stuffly free?
Stuffly is free to download, with no in-app purchases.
Do PayBacks or Stuffly have ads?
Stuffly shows ads; PayBacks does not.
Which is updated more often, PayBacks or Stuffly?
PayBacks ships an update every 3 months, and Stuffly every 2 weeks. Most recently, PayBacks was updated on October 8, 2026 and Stuffly on October 4, 2026.

Other comparisons