Comparison

PayBacks vs Seven Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayBacks

Easily track money lent and borrowed. Get reminders for due dates and mark payments as complete. Send friendly reminders to friends who owe you money.

Highlights
  • Track money lent and borrowed
  • Add payment details
  • Reminders for due dates
  • Mark payments as paid
  • Send friendly reminders
  • Siri integration
Features
Read full description

Give money, get money. Never forget. PayBacks allows you to keep track of your small loans in a super easy to use interface. How does it work? • Add your payments Quickly add your payments to your log by entering details like amount, currency and the person who you owe or from where you need to get money from. • Get reminded of due dates PayBacks notifies you when a payment is due so you can easily take action. • Pay it or get paid When you’re finished with a payment, you can mark it as paid very easy. You can also send friendly reminders to friends who forget to pay their debts to you. • Support for Siri is here! You can use Siri to say things like "Give John $10 for lunch." or "Get €20 from Alex for cookies". Siri will understand and confirm your payment. Once you click or say "Send", she will add your payment to your list with a reminder for 24 hours.

About

Seven Card

Features
Read full description

Seven Card is a professional gift‑card exchange platform. Built with secure and compliant infrastructure, it delivers transparent exchange rates and supports a wide range of gift‑card types. Enjoy fast settlement, instant payout services, round‑the‑clock customer support, and dedicated one‑on‑one advisors. Convert your gift cards for quick, hassle‑free deposits.

Screenshots

PayBacks4 screens
Seven Card4 screens

Verdict

The call

The clearest difference is in-app purchases: Seven Card at none against PayBacks's 2. PayBacks's advantage is iOS requirement (10.0 vs 13.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayBacks sells 2 one-off in-app purchases. Seven Card asks for nothing beyond the download.

UpkeepUpdate frequency

PayBacks ships an update every 3 months, Seven Card every 2 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard2 real differences · 8 level
PayBacks versus Seven Card: the parameters behind the verdict, then further details
ParameterPayBacksSeven Card
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews87.5% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS10.0 — better13.0
Further details — not scored
Size51 MB25 MB
Age rating4+17+
DeveloperCristina Buga7 TECH

In-app purchases

2 purchases

PayBacks

One-time2
  • Remove Ads$1.99
  • Unlimited Payments$2.99
None

Seven Card

No in-app purchases

Questions

Is PayBacks free?
PayBacks is free to download, with in-app purchases available.
Is Seven Card free?
Seven Card is free to download, with no in-app purchases.
Do PayBacks or Seven Card have ads?
Neither PayBacks nor Seven Card shows ads.
Which is updated more often, PayBacks or Seven Card?
PayBacks ships an update every 3 months, and Seven Card every 2 months. Most recently, PayBacks was updated on October 24, 2026 and Seven Card on October 29, 2026.

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