Comparison

Mortgage Calculator + vs FlexBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mortgage Calculator +

Calculate mortgage payments with flexible frequencies and include additional costs like taxes and insurance. Explore interest savings, view amortization schedules, and compare multiple loan scenarios. Save, sync, and export your calculations for easy sharing.

Highlights
  • Flexible payment frequencies (weekly, bi-weekly, monthly)
  • Include taxes, insurance, and utilities
  • Calculate interest savings with increased payments
  • Detailed amortization schedule
  • Save and compare multiple mortgage calculations
  • iCloud sync and PDF export
Features
Read full description

Mortgage Calculator + is for everyone; from the first-time home buyer to the experienced realtor. Features: - Weekly, bi-weekly, and monthly mortgage payment frequency options - Input fields for taxes, insurance, and monthly utilities - Calculates potential interest savings if payment is increased - Amortization schedule - Export to PDF or email - Light/Dark modes Add-ons: Save Mortgages: Save multiple calculations and compare calculations among all saved mortgages. Sync calculations to iCloud. Pro Export: Customize and personalize the PDF report to match your company's branding

About

FlexBudget

This app helps you take control of your finances by automatically syncing transactions from over 12,000 financial institutions. It offers flexible budgeting options, allowing you to customize dates, categories, and transaction rules to match your unique financial style.

Highlights
  • Connect over 12,000 financial institutions
  • Customizable budget dates (weekly, monthly, custom)
  • Track spending and savings categories
  • Create automatic transaction rules
  • Personalized budget categories
  • Plan and track future transactions
Features
Read full description

FlexBudget: Your Complete Budgeting Companion Take control of your finances and make budgeting easier with FlexBudget! Connect with over 12,000 financial institutions to automatically sync your transactions and account balances, so your budget is always up to date. FlexBudget adapts to your needs with unique features that let you customize your budget in ways that traditional budgeting apps can’t. Key Features: - Connect Financial Accounts Seamlessly link your financial accounts to sync transactions and balances from a vast network of 12,000+ banks and credit unions. Get a real-time overview of your financial health, all in one place. - Custom Budget Dates No more rigid monthly budgets! Set your budget dates to match when you get paid, or customize them based on specific dates. FlexBudget supports weekly, monthly, and even custom timeframes to give you the flexibility to manage your money your way. - Track Spending and Savings Break down your transactions into spending and savings categories, giving you insight into exactly where your money goes. Gain better control over your finances with categorized spending summaries that keep you informed and on track. - Create Transaction Rules Manage transactions on your terms! Set up custom rules to automatically categorize or modify transaction details based on your preferences. From renaming merchants to setting recurring categories, FlexBudget makes sure each transaction reflects your budgeting style. - Customizable Categories Organize your budget with custom categories! Don’t see a category that fits your unique expenses? FlexBudget lets you create, rename, and group categories, so your budget is as personalized as your lifestyle. - Plan Future Transactions Stay prepared with future transactions. Add upcoming expenses or income to get a complete financial picture, and when the transactions sync with your bank, FlexBudget will automatically match them to prevent duplicates. FlexBudget is designed to make managing money easy, flexible, and effective. Whether you're a weekly budgeter or want a more dynamic schedule, FlexBudget has the tools to help you succeed. Try FlexBudget free for the first 30 days. After the trail period, the membership fee will be billed either monthly or annually, depending on which plan you selected. Privacy Policy: https://www.flexbudget.net/privacy-policy Terms of Service: https://www.flexbudget.net/terms

Screenshots

Mortgage Calculator +4 screens
FlexBudget4 screens

Verdict

The call

The clearest difference is update cadence: Mortgage Calculator + at every 3 weeks against FlexBudget's every 7 months. Mortgage Calculator + also leads on ratings volume (233 vs 1). FlexBudget's advantage is rating (5.0 vs 4.6) and iOS requirement (13.4 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mortgage Calculator + sells 3 one-off in-app purchases and FlexBudget sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

FlexBudget holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Mortgage Calculator + has 233 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Mortgage Calculator + ships an update every 3 weeks, FlexBudget every 7 months. The most recent releases landed on November 11, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
Mortgage Calculator + versus FlexBudget: the parameters behind the verdict, then further details
ParameterMortgage Calculator +FlexBudget
PriceFreeFree
Rating4.6 (233 ratings)5.0 (1 ratings) — better
Positive reviews67.9% of reviews—
Number of ratings233 — better1
Update frequencyEvery 3 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.4 — better
Further details — not scored
Size2 MB19 MB
Age rating4+4+
DeveloperAdam FahlmanFlexBudget

Bugs and requests

Mortgage Calculator +

Reported bugs

1 issue
  • Bi-weekly calculation is incorrect

Requested features

11 requests
  • Interest only calculation
  • Monthly amortization breakout (principal, interest, balance)
  • Add yearly totals for taxes and insurance
  • Property tax field
  • Escrow option
Show 6 more
  • Option to pay extra towards principal and see savings
  • Include taxes, PMI, etc. for true payment calculation
  • Add purchase price and down payment % input
  • Monthly amortization schedule view (instead of annual)
  • Amortization schedule with and without extra payments
  • Ability to add PMI/property tax/homeowner insurance to payment

FlexBudget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Mortgage Calculator +

One-time3
  • Pro Export$2.99
  • Save Mortgages$2.99
  • Unlock all Add-ons$4.99
2 purchases

FlexBudget

Subscriptions2
  • Monthly Plan1 Month trial$4.991 Month
  • Annual Plan1 Month trial$49.991 Year

Questions

Is Mortgage Calculator + free?
Mortgage Calculator + is free to download, with in-app purchases available.
Is FlexBudget free?
FlexBudget is free to download, with in-app purchases available.
Which has better reviews, Mortgage Calculator + or FlexBudget?
FlexBudget is rated higher. Mortgage Calculator + averages 4.6 out of 5 from 233 ratings, while FlexBudget averages 5.0 from 1 ratings.
Do Mortgage Calculator + or FlexBudget have ads?
Neither Mortgage Calculator + nor FlexBudget shows ads.
Which is updated more often, Mortgage Calculator + or FlexBudget?
Mortgage Calculator + ships an update every 3 weeks, and FlexBudget every 7 months. Most recently, Mortgage Calculator + was updated on November 11, 2026 and FlexBudget on November 4, 2026.

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