Mortgage Calculator + vs Ledger 3
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mortgage Calculator +
Calculate mortgage payments with flexible frequencies and include additional costs like taxes and insurance. Explore interest savings, view amortization schedules, and compare multiple loan scenarios. Save, sync, and export your calculations for easy sharing.
- Flexible payment frequencies (weekly, bi-weekly, monthly)
- Include taxes, insurance, and utilities
- Calculate interest savings with increased payments
- Detailed amortization schedule
- Save and compare multiple mortgage calculations
- iCloud sync and PDF export
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Mortgage Calculator + is for everyone; from the first-time home buyer to the experienced realtor. Features: - Weekly, bi-weekly, and monthly mortgage payment frequency options - Input fields for taxes, insurance, and monthly utilities - Calculates potential interest savings if payment is increased - Amortization schedule - Export to PDF or email - Light/Dark modes Add-ons: Save Mortgages: Save multiple calculations and compare calculations among all saved mortgages. Sync calculations to iCloud. Pro Export: Customize and personalize the PDF report to match your company's branding
Ledger 3
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Ledger 3 is designed as a maintenance update for previous users. Ledger 3.2 was released in 2017 and was removed from the App Store in 2021. Since releasing Ledger 4, I have been surprised to hear that some Ledger 3.2 users remain, and now see a small those users in my App Store analytics. I apologize for the scare if you updated to the new version and thought your data had been lost. Ledger 4 is a complete rewrite, and uses a new data format, so does not load your existing data. If you have upgraded from a previous version, your data remains on the device and can be moved to "Ledger 3" using Apple Music or iTunes with iTunes File Sharing. From the Files tab in iTunes Files Sharing, select “Ledger” and copy “Ledger.sqlite” to your computer. Next, drag “Ledger.sqlite” to “Ledger 3”, then reopen "Ledger 3". Note that you can also restore from the backup feature in Ledger 3. If you have backups, rename the most recent file to “Ledger.sqlite” and drag it into “Ledger 3”. As always, if you have trouble restoring your data, please reach out using the support form on the website. --- Ledger 3 is a simple accounting app designed for users that want the flexibility of double-entry accounting when managing their own finances. Transactions in Ledger are always created from an account, and that account is used to balance the transaction. As such, you never need to worry about manually balancing your transactions, but you can record entries as simple or complex as you need. Transactions also support adding a photo, contact, and location. Generate balance sheets, income statements, ledgers, and trial balances. Send them as CSV files, or as an HTML email. You can also print reports with an AirPrint-compatible printer. Ledger also supports backup through email and using iTunes File Sharing.
Screenshots
Verdict
The clearest difference is in-app purchases: Ledger 3 at none against Mortgage Calculator +'s 3. Mortgage Calculator +'s advantage is iOS requirement (16.0 vs 18.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mortgage Calculator + sells 3 one-off in-app purchases. Ledger 3 asks for nothing beyond the download.
| Parameter | Mortgage Calculator + | Ledger 3 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (233 ratings) — better | — |
| Positive reviews | 67.9% of reviews | — |
| Number of ratings | 233 — better | — |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 2 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Adam Fahlman | Lucas Gladding |
Bugs and requests
Mortgage Calculator +
Reported bugs
1 issue- Bi-weekly calculation is incorrect
Requested features
11 requests- Interest only calculation
- Monthly amortization breakout (principal, interest, balance)
- Add yearly totals for taxes and insurance
- Property tax field
- Escrow option
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- Option to pay extra towards principal and see savings
- Include taxes, PMI, etc. for true payment calculation
- Add purchase price and down payment % input
- Monthly amortization schedule view (instead of annual)
- Amortization schedule with and without extra payments
- Ability to add PMI/property tax/homeowner insurance to payment
Ledger 3
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Mortgage Calculator +
- Pro Export$2.99
- Save Mortgages$2.99
- Unlock all Add-ons$4.99
Ledger 3
No in-app purchases
Questions
Is Mortgage Calculator + free?
Is Ledger 3 free?
Do Mortgage Calculator + or Ledger 3 have ads?
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