Comparison

Mortgage Calculator + vs Ledger 3

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mortgage Calculator +

Calculate mortgage payments with flexible frequencies and include additional costs like taxes and insurance. Explore interest savings, view amortization schedules, and compare multiple loan scenarios. Save, sync, and export your calculations for easy sharing.

Highlights
  • Flexible payment frequencies (weekly, bi-weekly, monthly)
  • Include taxes, insurance, and utilities
  • Calculate interest savings with increased payments
  • Detailed amortization schedule
  • Save and compare multiple mortgage calculations
  • iCloud sync and PDF export
Features
Read full description

Mortgage Calculator + is for everyone; from the first-time home buyer to the experienced realtor. Features: - Weekly, bi-weekly, and monthly mortgage payment frequency options - Input fields for taxes, insurance, and monthly utilities - Calculates potential interest savings if payment is increased - Amortization schedule - Export to PDF or email - Light/Dark modes Add-ons: Save Mortgages: Save multiple calculations and compare calculations among all saved mortgages. Sync calculations to iCloud. Pro Export: Customize and personalize the PDF report to match your company's branding

About

Ledger 3

Read full description

Ledger 3 is designed as a maintenance update for previous users. Ledger 3.2 was released in 2017 and was removed from the App Store in 2021. Since releasing Ledger 4, I have been surprised to hear that some Ledger 3.2 users remain, and now see a small those users in my App Store analytics. I apologize for the scare if you updated to the new version and thought your data had been lost. Ledger 4 is a complete rewrite, and uses a new data format, so does not load your existing data. If you have upgraded from a previous version, your data remains on the device and can be moved to "Ledger 3" using Apple Music or iTunes with iTunes File Sharing. From the Files tab in iTunes Files Sharing, select “Ledger” and copy “Ledger.sqlite” to your computer. Next, drag “Ledger.sqlite” to “Ledger 3”, then reopen "Ledger 3". Note that you can also restore from the backup feature in Ledger 3. If you have backups, rename the most recent file to “Ledger.sqlite” and drag it into “Ledger 3”. As always, if you have trouble restoring your data, please reach out using the support form on the website. --- Ledger 3 is a simple accounting app designed for users that want the flexibility of double-entry accounting when managing their own finances. Transactions in Ledger are always created from an account, and that account is used to balance the transaction. As such, you never need to worry about manually balancing your transactions, but you can record entries as simple or complex as you need. Transactions also support adding a photo, contact, and location. Generate balance sheets, income statements, ledgers, and trial balances. Send them as CSV files, or as an HTML email. You can also print reports with an AirPrint-compatible printer. Ledger also supports backup through email and using iTunes File Sharing.

Screenshots

Mortgage Calculator +4 screens
Ledger 34 screens

Verdict

The call

The clearest difference is in-app purchases: Ledger 3 at none against Mortgage Calculator +'s 3. Mortgage Calculator +'s advantage is iOS requirement (16.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mortgage Calculator + sells 3 one-off in-app purchases. Ledger 3 asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Mortgage Calculator + versus Ledger 3: the parameters behind the verdict, then further details
ParameterMortgage Calculator +Ledger 3
PriceFreeFree
Rating4.6 (233 ratings) — better—
Positive reviews67.9% of reviews—
Number of ratings233 — better—
Update frequencyEvery 3 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better18.0
Further details — not scored
Size2 MB1 MB
Age rating4+4+
DeveloperAdam FahlmanLucas Gladding

Bugs and requests

Mortgage Calculator +

Reported bugs

1 issue
  • Bi-weekly calculation is incorrect

Requested features

11 requests
  • Interest only calculation
  • Monthly amortization breakout (principal, interest, balance)
  • Add yearly totals for taxes and insurance
  • Property tax field
  • Escrow option
Show 6 more
  • Option to pay extra towards principal and see savings
  • Include taxes, PMI, etc. for true payment calculation
  • Add purchase price and down payment % input
  • Monthly amortization schedule view (instead of annual)
  • Amortization schedule with and without extra payments
  • Ability to add PMI/property tax/homeowner insurance to payment

Ledger 3

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Mortgage Calculator +

One-time3
  • Pro Export$2.99
  • Save Mortgages$2.99
  • Unlock all Add-ons$4.99
None

Ledger 3

No in-app purchases

Questions

Is Mortgage Calculator + free?
Mortgage Calculator + is free to download, with in-app purchases available.
Is Ledger 3 free?
Ledger 3 is free to download, with no in-app purchases.
Do Mortgage Calculator + or Ledger 3 have ads?
Neither Mortgage Calculator + nor Ledger 3 shows ads.

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