Comparison

BML Mobile Banking vs CBM DIGITAL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BML Mobile Banking

Manage your everyday banking securely and conveniently. Access accounts, transfer funds instantly, generate receipts, and manage cards. Apply for services and communicate with support directly within the app.

Highlights
  • Account and card access
  • Joint and business profile access
  • Quick Pay transfers
  • Transaction receipt generation
  • Card management
  • Service applications
  • Secure messaging
Features
Read full description

Our new BML Mobile Banking is a simple, safe and secure app for your everyday banking needs. In addition to accessing your accounts and cards, we’ve now introduced new features including access to joint and business profiles, Quick Pay to transfer without adding a contact, generating receipts for past transaction plus lots of great support functions. You can send and receive messages, manage your cards and even apply for services straight from the App. To use the BML Mobile Banking app, you must be registered to Internet Banking. For details on how to register, visit our website https://www.bankofmaldives.com.mv/personal/ways-to-bank/internet-banking

About

CBM DIGITAL

Manage your finances with a secure and user-friendly mobile banking application. Open new accounts instantly, track spending, set savings goals, and receive real-time notifications for all account activity. Access essential banking services and locate ATMs with ease.

Highlights
  • Secure login with fingerprint option
  • View payment card details and report lost cards
  • Instant account opening
  • Financial goal setting with 'Spaces'
  • Real-time account activity notifications
  • Balance inquiry and account history
  • Bill payment and fund management
Features
Read full description

Banking with CBM Digital is fast, simple, and secure. Open additional accounts within few seconds to experience banking designed to fit your lifestyle. As well as updating the design and adding new functionality, we’ve worked hard to streamline the app and make it easy to use. We’ll continue improving the app and gradually adding new features. Feel free to leave a comment and tell us what you’d like to see! Key Features: - Log in securely with or without your Secure Key. To log in quickly, you can now use Fingerprint on eligible devices. - View payment card information, such as withdrawal and spending limits. You can also report your lost or stolen card directly from the app. - Open an account within few seconds directly from your phone. No long lines, no paperwork, no fuss. - Achieve your short and long-term financial goals with Spaces. Set savings targets and transfer money with a single swipe. - Receive instant notifications on all account activity so you know what’s happening with your account in real-time. - Balance Inquiry, View account history - Pay your bills, Manage your funds, Open other account, FD account creation and other main financial services. - Locating our service points and ATM - Information on interest rates / currency details of our products - Our latest promotional and offers Who we are, The Commercial Bank of Maldives is a joint venture between Tree Top Investments Pvt Ltd (TTIL) and the Commercial Bank of Ceylon PLC (CBC). Commercial Bank of Ceylon PLC was established in 1969, and have since become the largest private bank in Sri Lanka with an asset base over USD 7.5 Bn. Having set a benchmark in private sector banking in Sri Lanka, CBC has set standards, created an identity and forged an unsurpassable trend. Tree Top Investments Pvt Ltd is a Maldivian investment company founded in 2013, with the vision to combine the extensive expertise of the partner shareholders into one pioneering company. TTIL strive to uncover and secure investments in diverse sectors showing high growth potential in the Maldives.

Screenshots

BML Mobile Banking4 screens
CBM DIGITAL4 screens

Verdict

The call

The clearest difference is review sentiment: CBM DIGITAL at 100% against BML Mobile Banking's 23%. CBM DIGITAL also leads on rating (4.7 vs 2.8). BML Mobile Banking's advantage is ratings volume (428 vs 3) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CBM DIGITAL holds the better App Store score, 4.7 against 2.8. That said, the two scores are not equally well evidenced: BML Mobile Banking has 428 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 23% of BML Mobile Banking's written reviews are positive against 100% of CBM DIGITAL's.

UpkeepUpdate frequency

BML Mobile Banking ships an update monthly, CBM DIGITAL every 3 months. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

Scorecard5 real differences · 5 level
BML Mobile Banking versus CBM DIGITAL: the parameters behind the verdict, then further details
ParameterBML Mobile BankingCBM DIGITAL
PriceFreeFree
Rating2.8 (428 ratings)4.7 (3 ratings) — better
Positive reviews23.3% of reviews100.0% of reviews — better
Number of ratings428 — better3
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.4 — better17.0
Further details — not scored
Size70 MB111 MB
Age rating4+17+
DeveloperBank of Maldives PLCCommercial Bank of Ceylon PLC

Customer experience

BML Mobile Banking

All ratings428 ratings
Positive39.7%
Neutral7.0%
Negative53.3%
Written reviews86 reviews
Positive23.3%
Neutral12.8%
Negative64.0%

CBM DIGITAL

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

BML Mobile Banking

Reported bugs

5 issues
  • Login screen freezes
  • Accounts not showing properly
  • Inability to complete transactions
  • App crashing on launch
  • Incompatibility with latest iOS versions

Requested features

6 requests
  • Dark mode option
  • Improved search functionality
  • Detailed transaction history and receipts
  • Push notifications for transactions
  • Mobile payment integration
Show 1 more
  • iPad support

CBM DIGITAL

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BML Mobile Banking

No in-app purchases

None

CBM DIGITAL

No in-app purchases

Questions

Is BML Mobile Banking free?
BML Mobile Banking is free to download, with no in-app purchases.
Is CBM DIGITAL free?
CBM DIGITAL is free to download, with no in-app purchases.
Which has better reviews, BML Mobile Banking or CBM DIGITAL?
CBM DIGITAL is rated higher. BML Mobile Banking averages 2.8 out of 5 from 428 ratings, while CBM DIGITAL averages 4.7 from 3 ratings.
Do BML Mobile Banking or CBM DIGITAL have ads?
Neither BML Mobile Banking nor CBM DIGITAL shows ads.
Which is updated more often, BML Mobile Banking or CBM DIGITAL?
BML Mobile Banking ships an update monthly, and CBM DIGITAL every 3 months. Most recently, BML Mobile Banking was updated on September 24, 2026 and CBM DIGITAL on September 21, 2026.

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