MeriTrade vs KingsPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MeriTrade
Manage your investments on the go with this secure trading platform. Access real-time market data, track your portfolio, and execute trades directly from your mobile device. Fund your account and make withdrawals with ease.
- Secure account access
- Portfolio insights
- Live stock quotes
- Trade order placement
- Fund deposits/withdrawals
- Biometric authentication
- Dark mode
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MeriTrade Mobile App gives you the freedom to stay connected to your investment portfolio anytime, anywhere. Powered by Meristem Stockbrokers Limited, the app provides investors with a secure and convenient platform to trade directly from their mobile devices. With MeriTrade, you get seamless, on-the-go access to equity trading, live stock quotes, real-time balances and portfolio positions, as well as easy account funding and withdrawals — all in one place. Key Features • Secure access to your Meritrade account • Comprehensive portfolio insights • Market overview and stock price tracking • Seamless trade order placement • Inter-member transfers • Easy fund deposits and withdrawals • Fingerprint (biometric) authentication • Dark mode support for comfortable viewing
KingsPay
Send money internationally to verified institutions for free. Easily link debit cards, select currencies, and manage transactions with instant receipts. Supports multiple currencies and offers quick access to favorites.
- Free international money transfers
- Link Visa, MasterCard, Discover debit cards
- Multi-currency support
- Instant transaction receipts
- Search and manage institutions
- Payment history and card management
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Easily Send Money with all currencies to verified Institutions - For FREE! KingsPay offers a seamless way to send money to any of our pre-approved Institutions, from anywhere in the world, in any currency. Best of all, it’s completely free! Key Features: FAST: Payments are transferred to the Institutions from your card immediately, ensuring your contributions are received without delay. EASY: Simply link your Visa, MasterCard, or Discover debit card, set your currency, and you’re ready to send payment with just a few taps. CONVENIENT: Our straightforward process makes sending payments a breeze. ADDITIONAL FEATURES: Enhanced Search: Find and select Institutions quickly with our updated search feature. Payment Details: Access comprehensive details for all your transactions at any time. Payment Receipts: Generate and download receipts instantly for your records. Favorites and Recents: Make quick payments to your favorite and most recent Institutions. Card Management: Easily manage your linked payment cards, add new ones, and keep your information up-to-date. Receipts & History: Keep track of your donations with detailed history and receipt generation. Multi-Currency Support: Switch currencies effortlessly to send payments in the currency of your choice. NOTE: Recipient institutions must be legally registered in one of the following countries we support: To join, e-mail: kingspay@joinkingschat.com. Join our community and stay connected on KingsChat! We’d love to hear from you! Download KingsPay now and start making a difference today!
Screenshots
Verdict
The clearest difference is rating: MeriTrade at 4.4 against KingsPay's 3.9. MeriTrade also leads on ads (none vs shown) and update cadence (every 8 days vs every 3 weeks). On price, review sentiment, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MeriTrade holds the better App Store score, 4.4 against 3.9. That said, the two scores are not equally well evidenced: MeriTrade has 146 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 39% of MeriTrade's written reviews are positive against 33% of KingsPay's.
MeriTrade ships an update every 8 days, KingsPay every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | MeriTrade | KingsPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (146 ratings) — better | 3.9 (14 ratings) |
| Positive reviews | 39.3% of reviews — better | 33.3% of reviews |
| Number of ratings | 146 — better | 14 |
| Update frequency | Every 8 days — better | Every 3 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15 — better |
| Further details — not scored | ||
| Size | 101 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | Meristem Securities Limited | KingsChat |
Customer experience
MeriTrade
KingsPay
In-app purchases
MeriTrade
No in-app purchases
KingsPay
No in-app purchases









