Comparison

MeriTrade vs KingsPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MeriTrade

Manage your investments on the go with this secure trading platform. Access real-time market data, track your portfolio, and execute trades directly from your mobile device. Fund your account and make withdrawals with ease.

Highlights
  • Secure account access
  • Portfolio insights
  • Live stock quotes
  • Trade order placement
  • Fund deposits/withdrawals
  • Biometric authentication
  • Dark mode
Features
Read full description

MeriTrade Mobile App gives you the freedom to stay connected to your investment portfolio anytime, anywhere. Powered by Meristem Stockbrokers Limited, the app provides investors with a secure and convenient platform to trade directly from their mobile devices. With MeriTrade, you get seamless, on-the-go access to equity trading, live stock quotes, real-time balances and portfolio positions, as well as easy account funding and withdrawals — all in one place. Key Features • Secure access to your Meritrade account • Comprehensive portfolio insights • Market overview and stock price tracking • Seamless trade order placement • Inter-member transfers • Easy fund deposits and withdrawals • Fingerprint (biometric) authentication • Dark mode support for comfortable viewing

About

KingsPay

Send money internationally to verified institutions for free. Easily link debit cards, select currencies, and manage transactions with instant receipts. Supports multiple currencies and offers quick access to favorites.

Highlights
  • Free international money transfers
  • Link Visa, MasterCard, Discover debit cards
  • Multi-currency support
  • Instant transaction receipts
  • Search and manage institutions
  • Payment history and card management
Features
Read full description

Easily Send Money with all currencies to verified Institutions - For FREE! KingsPay offers a seamless way to send money to any of our pre-approved Institutions, from anywhere in the world, in any currency. Best of all, it’s completely free! Key Features: FAST: Payments are transferred to the Institutions from your card immediately, ensuring your contributions are received without delay. EASY: Simply link your Visa, MasterCard, or Discover debit card, set your currency, and you’re ready to send payment with just a few taps. CONVENIENT: Our straightforward process makes sending payments a breeze. ADDITIONAL FEATURES: Enhanced Search: Find and select Institutions quickly with our updated search feature. Payment Details: Access comprehensive details for all your transactions at any time. Payment Receipts: Generate and download receipts instantly for your records. Favorites and Recents: Make quick payments to your favorite and most recent Institutions. Card Management: Easily manage your linked payment cards, add new ones, and keep your information up-to-date. Receipts & History: Keep track of your donations with detailed history and receipt generation. Multi-Currency Support: Switch currencies effortlessly to send payments in the currency of your choice. NOTE: Recipient institutions must be legally registered in one of the following countries we support: To join, e-mail: kingspay@joinkingschat.com. Join our community and stay connected on KingsChat! We’d love to hear from you! Download KingsPay now and start making a difference today!

Screenshots

MeriTrade4 screens
KingsPay3 screens

Verdict

The call

The clearest difference is rating: MeriTrade at 4.4 against KingsPay's 3.9. MeriTrade also leads on ads (none vs shown) and update cadence (every 8 days vs every 3 weeks). On price, review sentiment, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MeriTrade holds the better App Store score, 4.4 against 3.9. That said, the two scores are not equally well evidenced: MeriTrade has 146 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 39% of MeriTrade's written reviews are positive against 33% of KingsPay's.

UpkeepUpdate frequency

MeriTrade ships an update every 8 days, KingsPay every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
MeriTrade versus KingsPay: the parameters behind the verdict, then further details
ParameterMeriTradeKingsPay
PriceFreeFree
Rating4.4 (146 ratings) — better3.9 (14 ratings)
Positive reviews39.3% of reviews — better33.3% of reviews
Number of ratings146 — better14
Update frequencyEvery 8 days — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615 — better
Further details — not scored
Size101 MB80 MB
Age rating4+4+
DeveloperMeristem Securities LimitedKingsChat

Customer experience

MeriTrade

All ratings136 ratings
Positive83.8%
Neutral2.2%
Negative14.0%
Written reviews28 reviews
Positive39.3%
Neutral0.0%
Negative60.7%

KingsPay

All ratings14 ratings
Positive64.3%
Neutral21.4%
Negative14.3%
Written reviews9 reviews
Positive33.3%
Neutral22.2%
Negative44.4%

In-app purchases

None

MeriTrade

No in-app purchases

None

KingsPay

No in-app purchases

Questions

Is MeriTrade free?
MeriTrade is free to download, with no in-app purchases.
Is KingsPay free?
KingsPay is free to download, with no in-app purchases.
Which has better reviews, MeriTrade or KingsPay?
MeriTrade is rated higher. MeriTrade averages 4.4 out of 5 from 146 ratings, while KingsPay averages 3.9 from 14 ratings.
Do MeriTrade or KingsPay have ads?
KingsPay shows ads; MeriTrade does not.
Which is updated more often, MeriTrade or KingsPay?
MeriTrade ships an update every 8 days, and KingsPay every 3 weeks. Most recently, MeriTrade was updated on October 26, 2026 and KingsPay on October 24, 2026.

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