Comparison

MeriTrade vs Zedcrest Wealth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MeriTrade

Manage your investments on the go with this secure trading platform. Access real-time market data, track your portfolio, and execute trades directly from your mobile device. Fund your account and make withdrawals with ease.

Highlights
  • Secure account access
  • Portfolio insights
  • Live stock quotes
  • Trade order placement
  • Fund deposits/withdrawals
  • Biometric authentication
  • Dark mode
Features
Read full description

MeriTrade Mobile App gives you the freedom to stay connected to your investment portfolio anytime, anywhere. Powered by Meristem Stockbrokers Limited, the app provides investors with a secure and convenient platform to trade directly from their mobile devices. With MeriTrade, you get seamless, on-the-go access to equity trading, live stock quotes, real-time balances and portfolio positions, as well as easy account funding and withdrawals — all in one place. Key Features • Secure access to your Meritrade account • Comprehensive portfolio insights • Market overview and stock price tracking • Seamless trade order placement • Inter-member transfers • Easy fund deposits and withdrawals • Fingerprint (biometric) authentication • Dark mode support for comfortable viewing

About

Zedcrest Wealth

Grow your money with Nigeria's leading savings and investment app. Earn rewards on all financial actions, from flexible savings to automated investments. Features include target savings, locked deposits, and multi-currency wallets for secure financial growth.

Highlights
  • Flexible savings with early withdrawal
  • Target savings for financial goals
  • Locked savings for discipline
  • Automated savings and investment
  • Mutual funds and Treasury Bills
  • Multi-currency wallets
  • Game Center and finance quizzes
Features
Read full description

Your trusted partner that helps you grow, invest, and learn about money. The best investment app on the planet! Zedcrest Wealth is a wealth management app designed to help you grow your money, hit your financial goals, and earn rewards along the way. As an SEC-licensed asset management firm, we give you access to a secure, regulated platform to build real, lasting wealth. Product offerings and key features: Plan for your short-term and long-term goals: Wealth Box: Build an emergency plan without restrictions, withdraw anytime, and earn competitive interest rates. Link your debit card for seamless automated deposits. Aspire: Got a big goal? Set a target, pick a timeline, and set up auto-deposits to smash your targets! Vault: Build discipline with a strict plan. Lock your funds until maturity and watch your money grow untouched. No withdrawals, no exceptions. Auto-deposits & auto-reminders: Add your debit card to stay consistent with automated deposits. Get scheduled push notifications and email reminders that keep you on track. Invest and build wealth smarter: Mutual funds: Explore a range of short-term, low-risk investments in local and global markets, carefully curated for steady growth. Fixed-income investments: Earn steady, predictable returns through short-term, low-risk instruments. Choose from government-backed treasury bills or commercial papers and let your capital work for you. Ethical portfolio: Invest in line with your beliefs and values. Our ethical portfolio offers stable returns while supporting responsible and principled businesses. Stocks: Buy and sell NGN and US stocks with ease. Seamlessly switch between your asset management and stockbroking profiles, all in one app. Auto-invest: Set it and forget it. Automate your investments and stay focused on what matters most to you. Turn your phone into a digital wallet: Store money in your Wallet within the app. Fund your growth plans and investments in naira and dollars. Get local and global opportunities, right at your fingertips. Withdraw funds seamlessly from your Wallet to your naira or dollar bank account. Know your investment personality: Take our Risk Assessment Test to discover your investment personality. Answer a few quick questions and get personalized investment recommendations tailored to your goals and risk appetite. Sharpen your financial skills Zedcrest Wealth Academy: Level up your financial knowledge with bite-sized lessons on investing and personal finance. The more you learn, the better decisions you make. Weekly Finance Quiz & Tournaments: Test your financial know-how every week and sharpen your money mindset. Tournaments: Create or join tournaments to compete with friends and others on all things finance. Financial Insights: Stay up to date with the latest financial and economic news, curated for the everyday investor. Earn rewards and have fun Game Center: Turn every action into a reward. Earn coins for investing, referring friends, top-ups, and more. The more active you are, the more coins you earn. Gift Shop: Redeem your coins for discount vouchers on food, transport, and entertainment. Communities & Buddies: Investing is better with friends. Invite friends, share goals, and grow together.

Screenshots

MeriTrade4 screens
Zedcrest Wealth4 screens

Verdict

The call

MeriTrade and Zedcrest Wealth both sit at 4.4 stars, but that hides the real split: 75% of Zedcrest Wealth's written reviews are positive against 39% of MeriTrade's. Zedcrest Wealth also leads on iOS requirement (13.0 vs 15.6). MeriTrade's advantage is update cadence (every 8 days vs every 3 weeks). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for MeriTrade against 4.5 for Zedcrest Wealth. Both are backed by a comparable volume of ratings — 136 and 99 respectively. Written reviews are what separate them: 39% of MeriTrade's written reviews are positive against 75% of Zedcrest Wealth's.

UpkeepUpdate frequency

MeriTrade ships an update every 8 days, Zedcrest Wealth every 3 weeks. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
MeriTrade versus Zedcrest Wealth: the parameters behind the verdict, then further details
ParameterMeriTradeZedcrest Wealth
PriceFreeFree
Rating4.4 (136 ratings)4.5 (99 ratings) — better
Positive reviews39.3% of reviews75.0% of reviews — better
Number of ratings136 — better99
Update frequencyEvery 8 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size101 MB122 MB
Age rating4+17+
DeveloperMeristem Securities LimitedZedcrest capital

Customer experience

MeriTrade

All ratings136 ratings
Positive83.8%
Neutral2.2%
Negative14.0%
Written reviews28 reviews
Positive39.3%
Neutral0.0%
Negative60.7%

Zedcrest Wealth

All ratings99 ratings
Positive87.9%
Neutral5.1%
Negative7.1%
Written reviews8 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

None

MeriTrade

No in-app purchases

None

Zedcrest Wealth

No in-app purchases

Questions

Is MeriTrade free?
MeriTrade is free to download, with no in-app purchases.
Is Zedcrest Wealth free?
Zedcrest Wealth is free to download, with no in-app purchases.
Which has better reviews, MeriTrade or Zedcrest Wealth?
Zedcrest Wealth is rated higher. MeriTrade averages 4.4 out of 5 from 136 ratings, while Zedcrest Wealth averages 4.5 from 99 ratings.
Do MeriTrade or Zedcrest Wealth have ads?
Neither MeriTrade nor Zedcrest Wealth shows ads.
Which is updated more often, MeriTrade or Zedcrest Wealth?
MeriTrade ships an update every 8 days, and Zedcrest Wealth every 3 weeks. Most recently, MeriTrade was updated on October 19, 2026 and Zedcrest Wealth on October 16, 2026.

Other comparisons