Comparison

NBF Direct Security Token vs HBZ+ UAE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NBF Direct Security Token

This app generates one-time passwords for multi-factor authentication, enhancing the security of online banking transactions for National Bank of Fujairah clients. It provides an additional layer of safety for internet banking, ensuring secured access to your accounts.

Highlights
  • Multi-factor authentication OTP generation
  • Enhanced online banking security
  • Secured online transactions
  • SMS activation code delivery
  • Exclusive for NBF clients
Read full description

Exclusively for National Bank of Fujairah Internet banking clients, this app will facilitate the generation of multi-factor authentication OTP to be entered during the authorization process in conjunction with our internet banking platform for secured online banking transactions. Although banking online with NBF is simple and convenient, we have added an extra layer of safety with the NBF Direct security token. The Serial number and activation code will be sent to you via SMS separately.

About

HBZ+ UAE

Features
Read full description

HBZ+ UAE is a state-of-the-art trading platform enabling you to invest in various asset classes from key markets across the globe from the convenience of your smartphone, tablet, or personal computer. The multi-asset platform provides you with digital access to your HBZ+ UAE portfolio round the clock, and allows you to trade in all of the supported markets seamlessly. Using HBZ+ UAE, you will be able to: - Invest in over 22,000 equities and exchange-traded funds (ETFs) - Trade in over 4,500 bonds and 500 investment funds - Access key markets in the US, Canada, Hong Kong, the UK, and several European markets Furthermore, you can leverage the following platform capabilities on HBZ+ UAE: - Multi-channel access to your trading account through apps and browser access on your personal devices - Risk management by choosing from an array of order types including take-profit and stop-loss - Graphical visualization of the portfolio position and performance - Generation of automated trade signals based on technical indicators - Access to news and events related to stocks For access, kindly contact your Private Banker at Habib Bank AG Zurich

Screenshots

NBF Direct Security Token1 screens
HBZ+ UAE4 screens

Verdict

The call

The clearest difference is iOS requirement: NBF Direct Security Token at 7.1 against HBZ+ UAE's 13.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NBF Direct Security Token ships an update every 7 months, HBZ+ UAE every 9 months. The most recent releases landed on September 29, 2026 and October 3, 2026 respectively.

Scorecard1 real difference · 9 level
NBF Direct Security Token versus HBZ+ UAE: the parameters behind the verdict, then further details
ParameterNBF Direct Security TokenHBZ+ UAE
PriceFreeFree
Rating3.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 7 months — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS7.1 — better13.4
Further details — not scored
Size9 MB24 MB
Age rating4+4+
DeveloperNational Bank Of FujairahHabib Bank AG Zurich

In-app purchases

None

NBF Direct Security Token

No in-app purchases

None

HBZ+ UAE

No in-app purchases

Questions

Is NBF Direct Security Token free?
NBF Direct Security Token is free to download, with no in-app purchases.
Is HBZ+ UAE free?
HBZ+ UAE is free to download, with no in-app purchases.
Do NBF Direct Security Token or HBZ+ UAE have ads?
Neither NBF Direct Security Token nor HBZ+ UAE shows ads.
Which is updated more often, NBF Direct Security Token or HBZ+ UAE?
NBF Direct Security Token ships an update every 7 months, and HBZ+ UAE every 9 months. Most recently, NBF Direct Security Token was updated on September 29, 2026 and HBZ+ UAE on October 3, 2026.

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