NBF Direct Security Token vs Zelo Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBF Direct Security Token
This app generates one-time passwords for multi-factor authentication, enhancing the security of online banking transactions for National Bank of Fujairah clients. It provides an additional layer of safety for internet banking, ensuring secured access to your accounts.
- Multi-factor authentication OTP generation
- Enhanced online banking security
- Secured online transactions
- SMS activation code delivery
- Exclusive for NBF clients
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Exclusively for National Bank of Fujairah Internet banking clients, this app will facilitate the generation of multi-factor authentication OTP to be entered during the authorization process in conjunction with our internet banking platform for secured online banking transactions. Although banking online with NBF is simple and convenient, we have added an extra layer of safety with the NBF Direct security token. The Serial number and activation code will be sent to you via SMS separately.
Zelo Finance
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ZeloFinance provides easy-access financing solutions designed to accelerate your cash flow and fuel business growth. Previously known as eFunder, ZeloFinance empowers sellers who don’t want to wait for their receivables by offering quick advances that can be used to boost inventory, launch new products, invest in marketing, or seize time-sensitive opportunities. Our smart risk engine evaluates your online performance and offers tailored solutions to meet your unique business needs. Our mission is to provide flexible and accessible cash flow funding for online businesses—enabling them to grow faster and reach their full potential. To learn more or get started, reach out to us at accounts@zelofinance.ai and activate your ZeloFinance account today! We are headquartered in Abu Dhabi, UAE, and regulated under the Abu Dhabi Global Market (ADGM) jurisdiction.
Screenshots
Verdict
The clearest difference is update cadence: Zelo Finance at every 3 weeks against NBF Direct Security Token's every 7 months. NBF Direct Security Token's advantage is iOS requirement (7.1 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NBF Direct Security Token ships an update every 7 months, Zelo Finance every 3 weeks. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.
| Parameter | NBF Direct Security Token | Zelo Finance |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 7 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 7.1 — better | 15.1 |
| Further details — not scored | ||
| Size | 9 MB | 34 MB |
| Age rating | 4+ | 17+ |
| Developer | National Bank Of Fujairah | Funder.ai Technologies Limited |
In-app purchases
NBF Direct Security Token
No in-app purchases
Zelo Finance
No in-app purchases
Questions
Is NBF Direct Security Token free?
Is Zelo Finance free?
Do NBF Direct Security Token or Zelo Finance have ads?
Which is updated more often, NBF Direct Security Token or Zelo Finance?
Other comparisons
