Rate Alert vs Total Expert
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rate Alert
This app provides real-time mortgage-backed security information and customizable notifications to help users anticipate market changes. It aims to give users a significant advantage in saving deals by alerting them to pricing shifts and breaking news before they occur.
- Real-time MBS information
- Customizable deal-saving notifications
- Advance pricing change alerts
- Live market volatility meter
- Daily lock advice and commentary
- Mobile home page widget
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The only app designed to Save Deals! Teno3magnet's RateAlert app delivers the fastest, real-time Mortgage Backed Security (MBS) information with the flexibility to fully customize the notifications to systematically beat your lock desk. Users can expect to beat pricing changes from 20 – 45 minutes. RateAlert App Features: Live notifications sent directly to your phone • Live improvement and worsening notifications 20-45 minutes ahead of your lock desk. • Live breaking news notifications before market movements. • Set lock desk open time and notifications sensitivity to consistently save deals. Live Market Data: • Live MBS Market Volatility Meter • Live MBS Weekly Change Meter • Live re-price indicator engineered to beat your lock desk • Daily lock advice and market commentary Live mobile home page widget: See the market every time you grab your phone Fun notification sounds (careful, some of them are a little crazy) Know pricing trends without picking up your phone The RateAlert app is just one of many features available to teno3magnet members. We'll show you the rest after you get the app!
Total Expert
This app provides loan officers with a secure mobile platform for real-time SMS messaging, contact management, and task organization. It helps financial professionals build trust and grow relationships with borrowers through seamless communication and efficient workflow management, even when away from their desks.
- Real-time SMS messaging
- Contact search
- Task management
- Note logging
- Push notifications
- Secure login with biometrics
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Messaging Built for Loan Officers Stay connected to your borrowers anywhere you go. Total Expert empowers modern financial professionals with a secure, purpose-built mobile experience designed to help you build trust and grow relationships through real conversations. Whether you're coordinating follow-up meetings, managing contact tasks, or checking in with borrowers, Total Expert's mobile app keeps you at the center of the conversation — no desk required. Real-Time SMS Messaging – Seamlessly send and receive text messages with opted-in contacts. Use emojis, maintain conversation history, and stay in sync across devices. Contact Search – Instantly find your contacts by name, email, or phone number. Task Management – Create, edit, complete, and delete one-time tasks directly at the contact level. View tasks organized by due date — overdue, due today, due this week, and beyond — so nothing slips through the cracks. Notes – Log important details and outcomes on the go, right from your phone. Notifications – Never miss a message. Push notifications bring you back into the conversation the moment a borrower replies. Secure Login – Sign in faster with Face ID or biometrics after your first SSO login — no need to repeat the full authentication flow every time. Stay productive, stay personal, and stay compliant — with a mobile experience purpose-built for loan originators. Download now and keep your conversations moving, wherever you are.
Screenshots
Verdict
The clearest difference is rating: Total Expert at 5.0 against Rate Alert's 3.2. Total Expert also leads on update cadence (fortnightly vs every 9 months). Rate Alert's advantage is ratings volume (11 vs 1) and iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Total Expert holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Rate Alert has 11 ratings behind it against 1, so its average is the more settled of the two.
Rate Alert ships an update every 9 months, Total Expert fortnightly. The most recent releases landed on October 5, 2026 and October 3, 2026 respectively.
| Parameter | Rate Alert | Total Expert |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (11 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 11 — better | 1 |
| Update frequency | Every 9 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 18 MB | 96 MB |
| Age rating | 17+ | 4+ |
| Developer | THINK BIG WORK SMALL, INC. | Total Expert, Inc. |
Customer experience
Rate Alert
Total Expert
In-app purchases
Rate Alert
No in-app purchases
Total Expert
No in-app purchases








