PlanMode vs Retirement Advisor

COMPREHENSIVE FINANCIAL & RETIREMENT PLANNING Stop wondering if you will have enough to retire. PlanMode is the comprehensive financial planning app designed to take the guesswork out of your future. By projecting your current financial profile, PlanMode analyzes whether you will have sufficient resources for your entire lifetime. KEY FEATURES • Lifetime Projections: Visualize your wealth trajectory from today until age 95+. • Gap Analysis: Instantly identify potential shortfalls in your retirement savings. • Scenario Testing: What if you retire at 62 vs 67? See the impact in seconds. • All-in-One Dashboard: Integrates your budget, investments, and savings in one display. Don't just save—plan with confidence. Start with PlanMode today. COMPREHENSIVE SYSTEM PlanMode is a comprehensive financial & retirement planning system for analysis needed to answer questions like- • How does my projected financial profile look? • Should I start taking Social Security benefits at age 66 or wait for larger payments at age 70? • When will I have enough capital to retire on my terms? • What will be the bottom-line impact of a new investment? • Is buying a house is better for me than continuing to rent? • Is my family protected for their needs if I am disabled or die? PlanMode can help you analyze these and other situations. It is easy to use and its usage is limitless; you could use it to analyze almost any financial scenario which impacts just in the current year or many years to come. KEY FEATURES • Complete financial profiles, including- - Bank accounts - Retirement accounts - Business & Investments - Stocks & Bonds - Insurance policies - Real estate - Mortgages & loans - Cash management simulation - Social security - Income taxes • Compare financial alternatives - Unlimited what-if scenarios • Prepare retirement profile automatically - Determine lifelong capital needs - Analyze liquid capital sufficiency - Alternatives to fill capital shortfall • Prepare disability profiles automatically - Analyze cash flow sufficiency - Alternatives to fill cash shortfall • Prepare death profiles automatically - Determine survivor’s capital needs - Analyze income sufficiency - Alternatives to fill cash shortfall REPORTS & CHARTS PlanMode has a complete set of financial & retirement planning statements. PlanMode provides you with comprehensive analysis of retirement and other financial scenarios for lifetime capital needs and the capital available for its fulfillment. When capital resources are not sufficient PlanMode provides suggestive courses of action that may fill the shortcoming. The following reports are available for each scenario- • Financial Planning illustration • Retirement Planning illustration • Income Statement • Balance Sheet • Cashflow Statement • Supporting Information • Capital Needs Analysis • Pie charts for annual snapshots • Line charts projecting full profile COMPREHENSIVE PLANNING APP Additional financial & retirement planning features include - • Profiles for singles and married spouses • Planning span of up to 100 years • Retirement planning profile and analysis • Disability profile and analysis • Survivor’s profile and analysis • Automatic cash management simulation • Detailed annual cash flow analysis • Personalized data input items • Customizable financial statements • Ample graphs & charts for quick overview • Scenario comparison for what-if analysis • Export data to ExecPlan or Express • Definable national & local income taxes • Built-in USA income taxes • Predefined product structures for- • Individual Retirement Accounts • Company Retirement Plans (401k) • Self-employed Retirement Plans • Mortgages • Life Insurance • Fixed & Variable Annuities • Charitable Annuities • Reverse Mortgages ABOUT US Sawhney has been providing professional financial systems for over four decades. Our application, ExecPlan was the first commercially available such software in USA in 1976.

The Ultimate Early Retirement & Savings Planner Tired of guessing whether you'll achieve your dream retirement? Retirement Advisor provides the clarity and detailed analysis you need to confidently manage your financial future, whether you're aiming for FIRE (Financial Independence, Retire Early) or simply seeking peace of mind. Know Your Future: Answers to Your Biggest Questions Stop wondering and start planning. Our powerful simulator gives you essential financial insights: • How long will my retirement savings last? Get a clear, year-by-year projection. • Can I afford an early retirement? Test different scenarios to find your freedom date. • When is the optimal time to claim Social Security? Maximize your lifetime benefits. • Am I saving enough? See exactly how your current contributions affect your future. Powerful Features for Comprehensive Planning Retirement Advisor doesn't just calculate; it offers a detailed, holistic view of your financial journey. • Intuitive Dashboard: Get a summary view of your total savings, projected lifespan, and retirement success rate at a glance. • Interactive Savings Chart: Visualize the growth and depletion of your savings with an interactive chart. Easily see the impact of different income/expense adjustments. • Detailed Financial Breakdown: Drill down into detailed views of your income (distributions, SS, pension) and expenses during your retirement phase. Advanced Calculation Factors for Informed Planning Our sophisticated model incorporates all key variables, providing a foundation for financial projections and informed decision-making:: • Tax Optimization: Factor in Tax-deferred (IRA, 401(k), 403(b)) and Tax-free (Roth IRA, Roth 401(k)) savings to understand your real cash flow. • All Income Streams: Accurately incorporate Pension (defined benefit) and Social Security benefits. • Tax & Penalties: Includes complex variables like Income tax from distributions, Required Minimum Distribution (RMD), and Early withdrawal penalty calculations. • Future Contributions: Account for new contributions you plan to make before retirement. Install Retirement Advisor today and turn your retirement dreams into a detailed, achievable plan!