MM Connect vs Settle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MM Connect
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Quickly calculate the Transfer, Bond Registration and Bond repayment costs for purchasing a home in South Africa. Email a quote to yourself or a friend. We'll be adding new features and improvements all the time. Download now and get calculating! —The Miltons Matsemela Team
Settle
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Settle makes splitting the bill and tracking IOUs effortless. Tip Calculator Calculate the tip in seconds. Choose 15%, 18%, 20%, 25%, or enter a custom percentage. Split between any number of people instantly. Enable smart rounding to round each share up to the nearest dollar — no awkward change. IOU Tracker Log who owes who, add a description, and mark debts as settled when you're done. Settle automatically calculates the running net balance per person, so if you have multiple IOUs with the same person it shows what's actually owed. Syncs across your devices with iCloud. No account. No login. Just open it and go.
Screenshots
Verdict
The clearest difference is ads: MM Connect at none against Settle's shown. MM Connect also leads on update cadence (every 5 weeks vs every 4 months) and device support (3 vs 1). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MM Connect ships an update every 5 weeks, Settle every 4 months. The most recent releases landed on October 10, 2026 and October 5, 2026 respectively.
| Parameter | MM Connect | Settle |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 weeks — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 26.1 |
| Further details — not scored | ||
| Size | 40 MB | 5 MB |
| Age rating | 17+ | 4+ |
| Developer | WOW FINGERS (PTY) LTD | Logan Whitcomb |
In-app purchases
MM Connect
No in-app purchases
Settle
No in-app purchases
