
Free
About
Settle makes splitting the bill and tracking IOUs effortless.
Tip Calculator
Calculate the tip in seconds. Choose 15%, 18%, 20%, 25%, or enter a custom percentage. Split between any number of people instantly. Enable smart rounding to round each share up to the nearest dollar — no awkward change.
IOU Tracker
Log who owes who, add a description, and mark debts as settled when you're done. Settle automatically calculates the running net balance per person, so if you have multiple IOUs with the same person it shows what's actually owed. Syncs across your devices with iCloud.
No account. No login. No ads. Just open it and go.
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What's New in Settle
1.0
June 5, 2026



