Cigna & CMB vs SkyRemit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cigna & CMB
This app offers online insurance and health management services. It provides smart advice, policy analysis, and personalized health services through innovative technologies like intelligent insurance advisors and health assessments.
- Online insurance services
- Health management services
- Smart insurance advisor
- Policy and coverage analysis
- Personalized health services
- Family policy management
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【Cigna & CMB】，Formerly known as 【Perfect Life】 招商信诺APP（原“完美人生”），是招商信诺人寿保险有限公司官方APP，为客户提供高效便捷的在线保险服务和健康管理服务。通过智能保顾、天玑视图、健康测评等创新技术，客户能够在平台上获得专业的投保建议，可视化的保单与保障分析，并收获个性化的健康管理服务！ 【保单服务】 可快速查询保单详情、保障责任及相关权益，随时随地进行保单信息变更、保单借还款、领取红利、领取生存金等。 【保单检视】 全方位保障缺口分析，为您家庭财务和未来规划护航。 【家庭保单管理】 父母、配偶、子女，全家风险保障一目了然，帮助完成家庭保障规划。 【健康管理】 关心你，不是说说而已。视频问诊、健康测评、健康档案为你提供定制化健康服务。 Note: 1、Continued use of GPS running in the background can dramatically decrease battery life.
SkyRemit
Send money internationally from China quickly and securely. This app offers transparent, low fees and fast delivery times for remittances. It is licensed and regulated for your peace of mind.
- Fast international money transfers
- Transparent, low fixed fee
- Live exchange rates
- Secure and licensed operations
- Simple sign-up and transfer process
- Funds arrive quickly
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SkyRemit: Send Your Salary Home from China, Fast & Worry-Free Working in China? SkyRemit is the simplest, fastest, and most trusted way to transfer your local salary overseas. No complex procedures, just direct value. Why Expats Choose SkyRemit: Transparent Pricing, One Low Fee Enjoy a fixed fee of only ¥79 per transfer. Our rates are based on Xe’s live exchange rates. No hidden fees, no bad surprises. Lightning-Fast Delivery Your hard-earned money shouldn’t wait. With our efficient network, transfers to many destinations can arrive in as fast as ~5 minutes. Fully Secure & Licensed Peace of mind matters. SkyRemit operates under the oversight of regulators, including the People‘s Bank of China (PBOC), ensuring your funds are always handled with the highest security standards. Getting Started is a Breeze: 1. Sign up, submit documents for verification and unlock your transfer limit. 2. Enter the transfer amount, select the recipient’s currency, add an overseas account, make the payment and await confirmation. 3. Confirm the live exchange rate after payment is received, and your funds will be sent overseas instantly. Simple, fast, and trustworthy — remit with confidence. Download SkyRemit today and experience the easiest way to send your salary home.
Screenshots
Verdict
The clearest difference is review sentiment: SkyRemit at 100% against Cigna & CMB's 20%. SkyRemit also leads on rating (4.8 vs 1.8). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SkyRemit holds the better App Store score, 4.8 against 1.8. Both are backed by a comparable volume of ratings — 9 and 4 respectively. Written reviews point the same way: 20% of Cigna & CMB's written reviews are positive against 100% of SkyRemit's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 9, 2026 and August 27, 2026 respectively.
| Parameter | Cigna & CMB | SkyRemit |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (9 ratings) | 4.8 (4 ratings) — better |
| Positive reviews | 20.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 9 — better | 4 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 172 MB | 57 MB |
| Age rating | 4+ | 17+ |
| Developer | 招商信诺人寿保险有限公司 | Skyee Hongkong Company Limited |
Customer experience
Cigna & CMB
SkyRemit
In-app purchases
Cigna & CMB
No in-app purchases
SkyRemit
No in-app purchases
