Standard Online Share Trading vs splitmaster

Use the Standard Online Share Trading app for fast, secure real-time trading in shares, derivatives and other investment instruments listed on the JSE. Provided by SBG Securities (Pty) Ltd. (SBG Sec). Features • Track and trade in any of your subscribed investment instruments • Create watchlists of instruments you've got your eye on • Avoid risk by inserting stop losses and price alerts • Withdraw or transfer funds between your accounts • Access historical info on shares and delayed share price data • Stay up to date via your smartphone and smartwatch • Quick and simple sign in Getting started You should first register for your OST account on the Standard Online Share Trading website: www.standardbank.co.za/sharetrading ‎Although Standard OST is a standalone app, you can also download the Standard Bank Mobile Banking app, which gives you a full view of your OST and related Standard Bank accounts. You’ll need data to download the OST app and use its features. Data rates are set by your network service provider. SBG Sec’s normal fees and charges apply when your trade through the OST app. Legal info SBG Securities (Pty) Ltd (Reg. no. 1972/008305/07) is a wholly owned subsidiary of the Standard Bank Group, an authorised user of the JSE Limited and an authorised financial services provider (26691). Got an idea on improving the app? Send it to us. Found a bug? Tell us about it! We’re proud of our app, but we know it’s not perfect. We’re constantly working on improvements and would love to get your feedback: appfeedback@standardbank.co.za

Stop overpaying when you split a bill. Even splits shortchange the person who ordered less — the salad eater always ends up subsidizing the steak eater. Next time someone says "let's just split it evenly", you'll have a better answer. splitmaster ends that. Scan the receipt, add your friends, and let everyone claim exactly what they ordered. splitmaster calculates each person's share — down to the cent. Fair to the cent. No guessing. No one pays for someone else's meal. Every feature is free — no paywall, no pro tier, no ads, no data selling. You get free receipt scans per month, refilled automatically. HOW IT WORKS Point your camera at any receipt — every item appears automatically Add your friends to the bill Everyone swipes what they ordered Fair shares appear automatically — done Shared a dish? Split it by quantity — two slices of pizza vs one, you pay two thirds. Tax and tip? Distributed proportionally, no separate tip calculator. The math is invisible. The result is fair. WHAT MAKES SPLITMASTER DIFFERENT Most bill splitting apps make you type amounts or split evenly. splitmaster shows every line item from the scanned receipt and lets each person swipe exactly what they ordered. Shared dishes split by quantity. No typing. No arguing about who had what. SMART DEBT SIMPLIFICATION After a trip, your group ends up with a tangled web of IOUs. splitmaster untangles it automatically and settles everyone in the fewest possible payments. No awkward conversations about who owes what. GROUPS & RUNNING BALANCES Create a group for your apartment, travel crew, or weekly dinner squad. Every receipt feeds into a running tab — see who owes what at a glance, across every shared dinner, every group trip, every roommate grocery run. Share a QR code or deep link and your friends join instantly. NOT JUST RECEIPTS No receipt? Add shared expenses manually. Split evenly, by amount, or by percentage. One-on-one or any size group. 150+ CURRENCIES Every currency tracked separately — never forced into a conversion you didn't ask for. Live rates on demand. EVERY FEATURE FREE • Receipt scanning & itemization — scan receipts, let friends claim items • Smart debt simplification — fewest transfers, no awkward math • Two settlement modes — Simplified or Bilateral, per group • Live currency conversion — 150+ currencies, tracked separately • Manual splits — even, by amount, or by percentage • Groups with QR code and deep link invites — join instantly • Running balances — per friend, per group, per currency • Activity feed & push notifications — never miss a settlement • Settle up — record a payment with a single swipe • Sign in with Apple, Google, or email • No ads. No data selling. No subscription. PERFECT FOR • Restaurant bills with friends • Roommate rent and shared household expenses • Travel and vacation group costs in multiple currencies • Office lunch groups, wedding weekends, ski crews • Couples sharing daily expenses and household budget YOUR DATA, YOUR CONTROL No ads. No data selling. Delete your account and all data from the app — 30-day grace period, then permanent erasure. GDPR compliant. FREQUENTLY ASKED • Is it really free? Yes. Every feature. No ads. No data selling. We don't run ads and we don't sell your data — that's how. • Do I need an account? A free account — takes seconds with Sign in with Apple, Google, or email. • What if a friend doesn't have the app? Share QR or link to invite them to install the app and connect you automatically. • Does it work for travel? Yes — 150+ currencies, each tracked separately. • Where is my data stored? Encrypted in transit and at rest. Delete anytime. Scan. Claim. Settle. Fair. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitmaster.co/privacy