ČSOB Smart klíč vs TripSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ČSOB Smart klíč
Securely log in and confirm transactions for online banking and e-commerce. This app offers biometric authentication like Face ID or fingerprint, eliminating the need for SMS codes. It also provides offline transaction confirmation and a branch/ATM locator.
- Secure login and payment confirmation
- Biometric authentication (Face ID, fingerprint)
- Offline transaction confirmation
- Remote verification for calls
- Branch and ATM locator
- Supports mobile phones and tablets
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The ČSOB Smart Key will make it easier for you to log in and confirm payments in internet banking, as well as card payments in e-shops, or remote verification when calling the Infoline or a bank branch. You don't have to wait for a confirmation SMS and then rewrite the code from it. With the Smart Key, notifications will pop up immediately and you will confirm the request with a Face ID, fingerprint, or numerical PIN. Why to use ČSOB Smart Key application: • Conveniently log in and confirm the payment in internet banking • Easily confirm card payments on the Internet • The app can verify you remotely when calling the Infoline or bank branch • You can use a Face ID or fingerprint instead of a numerical PIN • Authentication complies with bank-grade security standards • Being offline is not a problem: app works also offline for confirming transactions in internet banking • A map of branches and ATMs is a part of the app • You can install it on both your mobile phones and tablets After downloading, simply activate the application in internet banking. For more information visit page https://www.csob.cz/smartkey
TripSpend
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TripSpend is a simple expense notebook for your trips. Create a trip, write down what you spend, and see right away how much you've paid and how much of your budget is left. No spreadsheets, no adding things up in the evening. What you'll find in the app: • Trips and budgets – every trip has its own budget, currency and day-by-day overview • Multiple currencies – expenses in a foreign currency are converted automatically at the current rate • Quick entry – amount, category and a note in a few seconds, even offline • Card payments, automatically – with Shortcuts, an Apple Pay payment saves itself, or you get a confirmation in a notification • Bank import – upload a CSV from Revolut and pick what to add • Statistics – where the money goes, the daily average and a category comparison • Sharing – shared trips with friends or family • Home screen widgets – your budget at a glance, without opening the app • English and Czech, light and dark mode TripSpend is free and ad-free. All you need is an account and you're ready to go. Questions or ideas? Write to info@tripspend.cz – we read every message.
Screenshots
Verdict
The clearest difference is update cadence: TripSpend at every 3 days against ČSOB Smart klíč's every 6 weeks. ČSOB Smart klíč's advantage is device support (4 vs 2) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ČSOB Smart klíč ships an update every 6 weeks, TripSpend every 3 days. Both last shipped on November 5, 2026.
| Parameter | ČSOB Smart klíč | TripSpend |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (31 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 31 — better | — |
| Update frequency | Every 6 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 113 MB | 25 MB |
| Age rating | 4+ | 9+ |
| Developer | Československá obchodní banka, a.s. | Oldrich Priklenk |
In-app purchases
ČSOB Smart klíč
No in-app purchases
TripSpend
No in-app purchases









