Comparison

ČSOB Smart klíč vs QR Platba

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ČSOB Smart klíč

Securely log in and confirm transactions for online banking and e-commerce. This app offers biometric authentication like Face ID or fingerprint, eliminating the need for SMS codes. It also provides offline transaction confirmation and a branch/ATM locator.

Highlights
  • Secure login and payment confirmation
  • Biometric authentication (Face ID, fingerprint)
  • Offline transaction confirmation
  • Remote verification for calls
  • Branch and ATM locator
  • Supports mobile phones and tablets
Features
Read full description

The ČSOB Smart Key will make it easier for you to log in and confirm payments in internet banking, as well as card payments in e-shops, or remote verification when calling the Infoline or a bank branch. You don't have to wait for a confirmation SMS and then rewrite the code from it. With the Smart Key, notifications will pop up immediately and you will confirm the request with a Face ID, fingerprint, or numerical PIN. Why to use ČSOB Smart Key application: • Conveniently log in and confirm the payment in internet banking • Easily confirm card payments on the Internet • The app can verify you remotely when calling the Infoline or bank branch • You can use a Face ID or fingerprint instead of a numerical PIN • Authentication complies with bank-grade security standards • Being offline is not a problem: app works also offline for confirming transactions in internet banking • A map of branches and ATMs is a part of the app • You can install it on both your mobile phones and tablets After downloading, simply activate the application in internet banking. For more information visit page https://www.csob.cz/smartkey

About

QR Platba

Features
Read full description

QR Platba je jednoduchá aplikace pro rychlé přijímání plateb pomocí QR kódu podle českého standardu QR platba (SPD). Zadejte částku na klávesnici nebo použijte oblíbené rychlé částky, doplňte variabilní symbol či zprávu pro příjemce a aplikace okamžitě vygeneruje QR kód, který zákazník naskenuje ve své bankovní aplikaci. Hlavní funkce: • Podpora všech českých bank (výběr banky a čísla účtu, nebo zadání IBAN přímo) • Živý náhled QR kódu při psaní částky • Rychlé částky pro jedno klepnutí • Volitelný variabilní symbol a zpráva pro příjemce • Zobrazení QR kódu na celou obrazovku pro snadné naskenování • Podpora měny CZK i EUR Ideální pro živnostníky, stánkaře, drobné podnikatele nebo kohokoliv, kdo potřebuje rychle a bez poplatků přijmout platbu.

Screenshots

ČSOB Smart klíč4 screens
QR Platba2 screens

Verdict

The call

The clearest difference is price: ČSOB Smart klíč at Free against QR Platba's $2.99. ČSOB Smart klíč also leads on device support (4 vs 2). QR Platba's advantage is update cadence (every 11 days vs every 6 weeks). On ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

ČSOB Smart klíč is free to download; QR Platba costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ČSOB Smart klíč ships an update every 6 weeks, QR Platba every 11 days. Both last shipped on November 5, 2026.

Scorecard3 real differences · 7 level
ČSOB Smart klíč versus QR Platba: the parameters behind the verdict, then further details
ParameterČSOB Smart klíčQR Platba
PriceFree — better$2.99
Rating4.3 (31 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings31 — better—
Update frequencyEvery 6 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size113 MB3 MB
Age rating4+4+
DeveloperČeskoslovenská obchodní banka, a.s.Martin Kuera

In-app purchases

None

ČSOB Smart klíč

No in-app purchases

None

QR Platba

No in-app purchases

Questions

Is ČSOB Smart klíč free?
ČSOB Smart klíč is free to download, with no in-app purchases.
Is QR Platba free?
QR Platba costs $2.99, with no in-app purchases.
Do ČSOB Smart klíč or QR Platba have ads?
Neither ČSOB Smart klíč nor QR Platba shows ads.
Which is updated more often, ČSOB Smart klíč or QR Platba?
ČSOB Smart klíč ships an update every 6 weeks, and QR Platba every 11 days. Most recently, ČSOB Smart klíč was updated on November 5, 2026 and QR Platba on November 5, 2026.

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