Expenses Housekeeper vs SpendMaster
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expenses Housekeeper
Manage your daily spending and maintain healthy finances with this personal finance tool. It automatically calculates your monthly balance based on income and expense records, offering detailed reviews and export options.
- Record every expense
- Instant month-balance calculation
- Custom expense categories
- Review expenses by day, month, year
- Export records to Excel
Read full descriptionHide full description
Always out of money before payday? Expenses Housekeeper helps you take control — track daily spending, set a monthly budget, and see exactly where your money goes. Simple, fast, and completely private. FAST EXPENSE TRACKING • Add expenses in seconds with one-tap categories • Scan a receipt with your camera — the amount, date and merchant are read for you, entirely on your device • Type it naturally: "coffee 45" or "午餐 60" — Quick Add understands • Edit anything before you save A BUDGET THAT KEEPS YOU ON TRACK • Set a monthly limit and watch your remaining balance • Clear transaction lists with six-month trends and a category breakdown • Export to CSV anytime — your data is yours SMART INSIGHTS — NO ACCOUNT NEEDED • See your biggest spending category at a glance • Month-end forecast: "at this pace you'll spend ~$X" • Spot recurring charges and subscriptions automatically • A local money coach turns your habits into practical tips (uses Apple Intelligence on supported devices — still 100% on-device) • Earn XP, keep streaks, and complete weekly challenges as you build the habit TRULY PRIVATE • No account required — your records never leave your device • Everything — records, receipts, insights — is processed and stored on your iPhone or iPad • Ads are non-personalized; remove them anytime with Premium or the Remove Ads purchase • If you've used Expenses Housekeeper before, your existing records carry over automatically MADE FOR EVERYONE • Native SwiftUI design, light and dark mode • English and Traditional Chinese • iPhone and iPad PREMIUM SUBSCRIPTION (OPTIONAL) • Premium: no ads + 1,500 credits/mo — an auto-renewable subscription • Length and price: 1 month at $3.99/month, or 1 year at $24.99/year • Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Privacy Policy: https://www.mobpage.org/en/apps/expenses-housekeeper/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download Expenses Housekeeper and make every dollar count.
SpendMaster
Effortlessly manage your finances by importing expenses from CSVs or images, adding new transactions manually, and tracking investments. Gain financial insights with filtering, bar charts, and comparisons to previous months.
- Import expenses from CSV
- Add expenses from images
- Manual expense entry
- Stocks and investment tracking
- Expense filtering and bar chart view
- Search, update, and delete expenses
Read full descriptionHide full description
Welcome to the SpendMaster App, your all-in-one solution for effortless expense management. With a comprehensive range of features, our app helps you stay organized, gain financial insights, and take control of your spending habits. Key Features: Import Expenses from CSV: Seamlessly import your expenses from CSV files, making it effortless to migrate your data with our CSV file support. Our app takes care of validating and processing the data, ensuring accuracy and integrity throughout the import process. Experience the convenience and efficiency of migrating your expense data effortlessly with our CSV import feature. Say goodbye to manual data entry and embrace the power of streamlined migration, saving you time and effort while ensuring the seamless continuity of your financial records. Begin your journey towards effortless expense management today. Add Expenses from Images: Streamline your expense entry process by adding expenses directly from images. Simply select the photo button, select image having transactions details like date, remark & amount, and our app will process the image to extract relevant details. Verify and modify the information before adding it to your expense records. Ensure each expense has the correct type and subcategory for accurate categorization. It's a time-saving feature that simplifies the expense entry process. Add New Expenses: Creating expense records is a breeze with our intuitive interface. Tap the plus button on the home screen to enter the amount, select a subcategory, and choose the date. Specify income or expense types, enabling detailed financial tracking. Save the entry, and you're done! Start your experience today and unlock the power of seamless expense recording, ensuring accurate and comprehensive financial management. Stocks & Investment Tracking: Easily add and manage your investments along with daily expenses. View category-wise breakdowns and charts to understand how your money grows. Expense Filtering and Bar Chart View: Effortlessly filter your expenses based on type and date range. Apply your chosen filters to view a refined expense list. Additionally, our interactive bar chart provides visual summaries of monthly expenses by subcategory. Scroll horizontally to navigate through the chart and tap any subcategory for a detailed breakdown of transactions. Gain valuable insights into your spending patterns and make informed financial decisions. Furthermore, our app offers a valuable feature within the bar chart view that compares your current expenses with the previous month. Search, Update, and Delete Expenses: Find specific expenses with ease using our search feature. Search by remarks, date, or subcategory to quickly locate transactions. Deleting or updating expenses is straightforward, with dedicated buttons for each action. Update expenses one by one, ensuring accuracy and control over your financial records. Our app provides a seamless experience, allowing you to focus on what matters most - your financial goals. AI-Powered Finance Chat: Get instant answers about your finances using smart AI assistance. Ask questions about your spending, budgets, or trends and receive personalized insights in seconds. You stay in control — connect your preferred AI provider and use the feature on your terms. Spending Insights: Spending Insights gives you a clear view of your finances with category pie charts, spending trends over time, and smart forecasts—helping you understand patterns, plan ahead, and stay in control of your money. Privacy & Security: We prioritize the privacy and security of your personal information. We want to assure you that we do not collect or share any of your data. Your financial information is kept strictly confidential and remains solely within your device. Your privacy and trust are of utmost importance to us, and we are dedicated to providing you with a secure and trustworthy experience. Note: SpendMaster requires iOS 15 or later.
Screenshots
Verdict
Expenses Housekeeper and SpendMaster both sit at 5.0 stars, but that hides the real split: 100% of SpendMaster's written reviews are positive against 50% of Expenses Housekeeper's. SpendMaster also leads on in-app purchases (none vs 6) and update cadence (monthly vs every 12 months). On price, rating, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expenses Housekeeper sells 6 in-app purchases, starting at $3.99 per month. SpendMaster asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Expenses Housekeeper against 4.9 for SpendMaster. That said, the two scores are not equally well evidenced: SpendMaster has 17 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 50% of Expenses Housekeeper's written reviews are positive against 100% of SpendMaster's.
Expenses Housekeeper ships an update every 12 months, SpendMaster monthly. Both last shipped on October 24, 2026.
| Parameter | Expenses Housekeeper | SpendMaster |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.9 (17 ratings) |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 1 | 17 — better |
| Update frequency | Every 12 months | Monthly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | IGEARS TECHNOLOGY LTD | Shaishav Patel |
Customer experience
Expenses Housekeeper
SpendMaster
In-app purchases
Expenses Housekeeper
- Premium: no ads + 1,500 credits/mo$3.991 Month
- +300 credits$0.99
- +1,000 credits$2.99
- +3,500 credits$7.99
Show 2 moreShow fewer
- Unlimited Categories$14.99
- Remove ads$29.99
SpendMaster
No in-app purchases
Questions
Is Expenses Housekeeper free?
Is SpendMaster free?
Which has better reviews, Expenses Housekeeper or SpendMaster?
Do Expenses Housekeeper or SpendMaster have ads?
Which is updated more often, Expenses Housekeeper or SpendMaster?
Other comparisons















