Splid vs Heypenny
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splid
Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.
- Track group expenses
- Settle up easily
- Online and offline functionality
- Multi-currency support
- PDF/Excel export
- Handles complex transactions
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Perfect for holidays, housemates or your relationship, Splid helps you to stay on top of your expenses and settle up in an easy, relaxed way. No more fiddling about with change, lost receipts, or disagreements about the balance. Simply enter all your expenses and Splid shows you who owes how much to whom. And the best thing: Splid works on and offline. Create an offline group and get settling up under control within seconds. Or, activate the sync to enter expenses together. It's simple, and there's no sign-up required. Even complicated bills can dealt with quickly and easily with Splid: – Emma paid the supermarket bill but Leo contributed $10? No problem. – Your expenses are in dollars but you want to settle up in euros? Done. – Hannah had two more drinks than everyone else? Easy-peasy. All features at a glance: (+) Clean interface that's super easy to use. (+) Share groups online (no sign-up needed). (+) Also works perfectly offline. (+) Download summaries as PDF or Excel* files that are easy to understand. (+) Choose from more than 150 currencies and let Splid automatically convert the amount. (+) Handles even complicated transactions (for example, adding multiple payees or splitting bills unequally). (+) You'll handle as few payments as possible because Splid always finds the easiest way to settle up. (+) Find out how much your group has spent in total. *Excel export available via in-app purchase.
Heypenny
Effortlessly divide shared costs among friends, housemates, or travel companions. Scan receipts to itemize expenses, calculate individual balances including tip and tax, and easily settle up with integrated payment options. Offers offline functionality and multi-currency support for seamless group expense management.
- Scan and itemize receipts
- Calculate individual balances
- Tip and tax calculation
- Group expense management
- Venmo settlement integration
- Multi-currency conversion
- Offline functionality
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Heypenny makes it easy to split expenses fairly. Perfect for happy hour friends, trip buddies, housemates, and other groups. Free features: • Scan a receipt and we’ll itemize it • Let friends pick what they got and we’ll calculate what they owe, tip + tax included • Share an image summary with the group chat • Figure out the tip quickly with suggestions of 15%, 18%, and 20% Premium features: • Create groups to settle up later • Bring your friends! Joining groups is free • Everyone in a group gets all features: → Scan receipts into groups → Create and edit expenses → Settle up on Venmo → Convert between 150+ currencies → Work offline and sync when you're online → Pay together as a couple or family → And more coming soon! Premium FAQ: https://heypenny.money/premium#faq We do all of this while keeping your data safe: • Your data is never sold or used for advertising • Receipts are scanned offline, directly on your device • We only collect the data we need to run the app Terms of Service: https://heypenny.money/terms-of-service
Screenshots
Verdict
The clearest difference is ratings volume: Splid at 4K against Heypenny's 20. Heypenny's advantage is update cadence (every 3 weeks vs every 3 months). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splid sells 2 one-off in-app purchases and Heypenny sells 2 in-app purchases, starting at $9.00 per 3 months. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.9 for Splid against 5.0 for Heypenny. That said, the two scores are not equally well evidenced: Splid has 4K ratings behind it against 20, so its average is the more settled of the two. Written reviews are what separate them: 98% of Splid's written reviews are positive against 100% of Heypenny's.
Splid ships an update every 3 months, Heypenny every 3 weeks. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.
| Parameter | Splid | Heypenny |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (4K ratings) | 5.0 (20 ratings) — better |
| Positive reviews | 98.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 4K — better | 20 |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 12 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Nicolas Jersch | Ryan Moelter |
Customer experience
Splid
Heypenny
Bugs and requests
Splid
Reported bugs
2 issues- Incorrect expense split calculations
- Inability to delete or edit past expenses
Requested features
5 requests- Add ability to attach receipts/photos
- Implement recurring expense tracking
- Improve currency conversion handling
- Allow custom expense categorization
- Provide more detailed expense reporting
Heypenny
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Splid
- 2 Groups$2.99
- Splid Plus$3.99
Heypenny
- Heypenny premium7 Days trial$9.003 Months
- Heypenny premium7 Days trial$24.001 Year









