Comparison

Splid vs Chippy Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splid

Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.

Highlights
  • Track group expenses
  • Settle up easily
  • Online and offline functionality
  • Multi-currency support
  • PDF/Excel export
  • Handles complex transactions
Features
Read full description

Perfect for holidays, housemates or your relationship, Splid helps you to stay on top of your expenses and settle up in an easy, relaxed way. No more fiddling about with change, lost receipts, or disagreements about the balance. Simply enter all your expenses and Splid shows you who owes how much to whom. And the best thing: Splid works on and offline. Create an offline group and get settling up under control within seconds. Or, activate the sync to enter expenses together. It's simple, and there's no sign-up required. Even complicated bills can dealt with quickly and easily with Splid: – Emma paid the supermarket bill but Leo contributed $10? No problem. – Your expenses are in dollars but you want to settle up in euros? Done.  – Hannah had two more drinks than everyone else? Easy-peasy.  All features at a glance: (+) Clean interface that's super easy to use. (+) Share groups online (no sign-up needed). (+) Also works perfectly offline. (+) Download summaries as PDF or Excel* files that are easy to understand. (+) Choose from more than 150 currencies and let Splid automatically convert the amount. (+) Handles even complicated transactions (for example, adding multiple payees or splitting bills unequally). (+) You'll handle as few payments as possible because Splid always finds the easiest way to settle up.  (+) Find out how much your group has spent in total. *Excel export available via in-app purchase.

About

Chippy Split

Easily manage shared expenses with friends, roommates, and groups. Split bills instantly, track balances in real-time, and settle debts without confusion. Organize expenses by group and get clear overviews of all shared spending.

Highlights
  • Instant bill splitting
  • Flexible splitting options
  • Organize expenses by groups
  • Real-time balance tracking
  • Payment reminders
  • Expense history and reports
  • Receipt import
Features
Read full description

Split bills, track expenses, and settle faster with Chippy Split. The easiest way to manage shared expenses with friends, roommates, trips, and groups, all in one place. Whether you're splitting rent, managing travel costs, or tracking daily expenses, Chippy Split keeps everything clear, fair, and stress-free. Why Chippy Split? Managing shared expenses shouldn’t be complicated. Chippy Split helps you split bills instantly, track balances in real time, and settle without confusion. Key Features • Add and split bills instantly without any limits • Flexible splitting options: equal, percentage, or custom amounts • Organize expenses by groups (friends, trips, roommates) • Track balances and settlements in real time • Send payment reminders to group members • View complete expense history • Export expense reports anytime Share and Add Bills Faster Easily import images or receipts directly into the app and start creating bills instantly. No more manual entry ,just share and go. Perfect For • Friends sharing daily expenses • Roommates splitting rent and utilities • Group trips and vacations • Couples managing shared spending Simple. Transparent. Stress-Free. No awkward reminders. No confusion. No missed payments. Just smart expense tracking that works. Privacy Policy https://card-snap.in/chippyapp/privacypolicy Terms of Use (EULA) https://card-snap.in/chippyapp/termsofuse

Screenshots

Splid4 screens
Chippy Split4 screens

Verdict

The call

The clearest difference is update cadence: Chippy Split at weekly against Splid's every 3 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splid sells 2 one-off in-app purchases and Chippy Split sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splid ships an update every 3 months, Chippy Split weekly. The most recent releases landed on October 20, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
Splid versus Chippy Split: the parameters behind the verdict, then further details
ParameterSplidChippy Split
PriceFreeFree
Rating4.9 (4.2K ratings) — better—
Positive reviews98.1% of reviews100.0% of reviews — better
Number of ratings4.2K — better—
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size12 MB87 MB
Age rating4+4+
DeveloperNicolas JerschAman Khan

Customer experience

Splid

All ratings3,991 ratings
Positive98.7%
Neutral0.3%
Negative1.0%
Written reviews2,373 reviews
Positive98.1%
Neutral0.8%
Negative1.1%

Chippy Split

Written reviews8 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Splid

Reported bugs

2 issues
  • Incorrect expense split calculations
  • Inability to delete or edit past expenses

Requested features

5 requests
  • Add ability to attach receipts/photos
  • Implement recurring expense tracking
  • Improve currency conversion handling
  • Allow custom expense categorization
  • Provide more detailed expense reporting

Chippy Split

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Splid

One-time2
  • 2 Groups$2.99
  • Splid Plus$3.99
1 purchases

Chippy Split

Subscriptions1
  • Chippy Pro$1.991 Month

Questions

Is Splid free?
Splid is free to download, with in-app purchases available.
Is Chippy Split free?
Chippy Split is free to download, with in-app purchases available.
Do Splid or Chippy Split have ads?
Neither Splid nor Chippy Split shows ads.
Which is updated more often, Splid or Chippy Split?
Splid ships an update every 3 months, and Chippy Split weekly. Most recently, Splid was updated on October 20, 2026 and Chippy Split on October 7, 2026.

Other comparisons