Splid vs Chippy Split
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splid
Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.
- Track group expenses
- Settle up easily
- Online and offline functionality
- Multi-currency support
- PDF/Excel export
- Handles complex transactions
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Perfect for holidays, housemates or your relationship, Splid helps you to stay on top of your expenses and settle up in an easy, relaxed way. No more fiddling about with change, lost receipts, or disagreements about the balance. Simply enter all your expenses and Splid shows you who owes how much to whom. And the best thing: Splid works on and offline. Create an offline group and get settling up under control within seconds. Or, activate the sync to enter expenses together. It's simple, and there's no sign-up required. Even complicated bills can dealt with quickly and easily with Splid: – Emma paid the supermarket bill but Leo contributed $10? No problem. – Your expenses are in dollars but you want to settle up in euros? Done. – Hannah had two more drinks than everyone else? Easy-peasy. All features at a glance: (+) Clean interface that's super easy to use. (+) Share groups online (no sign-up needed). (+) Also works perfectly offline. (+) Download summaries as PDF or Excel* files that are easy to understand. (+) Choose from more than 150 currencies and let Splid automatically convert the amount. (+) Handles even complicated transactions (for example, adding multiple payees or splitting bills unequally). (+) You'll handle as few payments as possible because Splid always finds the easiest way to settle up. (+) Find out how much your group has spent in total. *Excel export available via in-app purchase.
Chippy Split
Easily manage shared expenses with friends, roommates, and groups. Split bills instantly, track balances in real-time, and settle debts without confusion. Organize expenses by group and get clear overviews of all shared spending.
- Instant bill splitting
- Flexible splitting options
- Organize expenses by groups
- Real-time balance tracking
- Payment reminders
- Expense history and reports
- Receipt import
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Split bills, track expenses, and settle faster with Chippy Split. The easiest way to manage shared expenses with friends, roommates, trips, and groups, all in one place. Whether you're splitting rent, managing travel costs, or tracking daily expenses, Chippy Split keeps everything clear, fair, and stress-free. Why Chippy Split? Managing shared expenses shouldn’t be complicated. Chippy Split helps you split bills instantly, track balances in real time, and settle without confusion. Key Features • Add and split bills instantly without any limits • Flexible splitting options: equal, percentage, or custom amounts • Organize expenses by groups (friends, trips, roommates) • Track balances and settlements in real time • Send payment reminders to group members • View complete expense history • Export expense reports anytime Share and Add Bills Faster Easily import images or receipts directly into the app and start creating bills instantly. No more manual entry ,just share and go. Perfect For • Friends sharing daily expenses • Roommates splitting rent and utilities • Group trips and vacations • Couples managing shared spending Simple. Transparent. Stress-Free. No awkward reminders. No confusion. No missed payments. Just smart expense tracking that works. Privacy Policy https://card-snap.in/chippyapp/privacypolicy Terms of Use (EULA) https://card-snap.in/chippyapp/termsofuse
Screenshots
Verdict
The clearest difference is update cadence: Chippy Split at weekly against Splid's every 3 months. On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splid sells 2 one-off in-app purchases and Chippy Split sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Splid ships an update every 3 months, Chippy Split weekly. The most recent releases landed on October 20, 2026 and October 7, 2026 respectively.
| Parameter | Splid | Chippy Split |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (4.2K ratings) — better | — |
| Positive reviews | 98.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 4.2K — better | — |
| Update frequency | Every 3 months | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 12 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | Nicolas Jersch | Aman Khan |
Customer experience
Splid
Chippy Split
Bugs and requests
Splid
Reported bugs
2 issues- Incorrect expense split calculations
- Inability to delete or edit past expenses
Requested features
5 requests- Add ability to attach receipts/photos
- Implement recurring expense tracking
- Improve currency conversion handling
- Allow custom expense categorization
- Provide more detailed expense reporting
Chippy Split
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Splid
- 2 Groups$2.99
- Splid Plus$3.99
Chippy Split
- Chippy Pro$1.991 Month









