Comparison

Bank Australia App vs Shift

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bank Australia App

Manage your finances securely and conveniently on the go. Existing customers can log in easily, while new users can register and open accounts. Features include transaction tracking, bill payments, card management, and secure messaging.

Highlights
  • Secure login and account access
  • On-the-go banking and transactions
  • Card management and controls
  • Bill payments and fund transfers
  • Secure messaging and alerts
  • Account and transaction history
  • Branch locator
Features
Read full description

Our app provides a secure and easy way to bank on the go. Existing customer? Follow the prompts to login. New to Bank Australia? Download the app to register as a customer and open selected accounts directly. A few things to remember • Don’t keep your customer number and PIN with your mobile device. • Make sure to log out when you’re done. • The app will auto log out after five minutes of no activity. • Contact Bank Australia immediately if you’ve lost your device or feel that someone may know your login details. • Please check the BSB and account number or PayID details carefully. Bank Australia does not verify or confirm that the details you provided are correct, or that the account name and number or PayID match. If the details are incorrect you could be paying the wrong account and you may not be able to get your money back. Everyday banking • ‘Secure Mail’ to safely manage digital communications with us. • Share your account details easily. • Set up and manage Round UPs. Have card purchases round up to the nearest pre-set amount, then transferred to a chosen account. • Nickname accounts. • Provide your Tax File Number or Foreign Tax Residency information. • View how much money you have / owe and net position of accounts. • Download up to 12 months of your transaction history. • Add a quick balance widget to your phone or Apple Watch. • Track spending via categories in the Spend Tracker. • Customise the length of time before you’re logged out of the app. • View your session history. • View information about your app / device via ‘Settings’. • Notify us of your travel plans. • View and manage eStatements. • Set up alerts based on your credit/debit card and account activity. • Receive alerts when your loan is due / overdue or an account is overdrawn. • View product pages and click to apply via ‘Open account’. • Access calculators to help manage finances. • Manage Open Banking permissions. • Locate and get directions to a branch. • Product and service information via pop ups and a ‘Latest news’ widget. • Personalise your logged in ‘smart dashboard’. •*New* Search for a range of features from the home or menu screen. Card management • Visa debit/credit card information securely available in Cards including *new* ‘Linked accounts’ section. Cancel and reorder cards, then get an instant digital version of it. Add details to a ‘Pay’ app and spend immediately. • Card Controls: manage credit/debit card features. • Report a lost or stolen card, activate or change your card’s PIN. Payments • Quick transfers. • Look Who’s Charging: see who’s charged your card. • Check balance/s and get a quick balance. • Transfer funds using Osko for fast payments. • Manage, save and edit payees. • Create and maintain PayIDs. • Transfer funds. • Pay bills. • Make international transfers. • Manage transaction limits. NOTE: mobile data usage charges may apply, check with your mobile service provider for details. We collect anonymous information on how you use the application to perform statistical analysis of aggregate user behaviour. By installing this app, you are giving your consent. We do not collect personal information about you.

About

Shift

Features
Read full description

Know what you’re earning before payday. ShiftPay is a shift tracker and earnings planner for hourly and shift workers. Add your shifts, track hours, estimate earnings, and compare the expected payout with what actually arrived—all in one clear view. PLAN EVERY SHIFT • Organize work in a clear calendar • Set hourly rates and break times • Track hours, shifts, earnings, and advances • Get reminders before shifts and around payday UNDERSTAND EVERY PAYOUT • See estimated earnings by period and employer • Compare ShiftPay’s estimate with your actual payout • Review regular pay and applicable bonuses • Keep eight supported currencies separate, without automatic conversion DO MORE WITH PREMIUM • Apply night, weekend, holiday, and overtime pay modifiers • Manage multiple employers • Save reusable shift templates • Create and share monthly salary PDF reports OPTIONAL PRIVACY Protect access with Face ID, Touch ID, or your device passcode when supported. Whether you work in hospitality, healthcare, retail, logistics, manufacturing, or any other hourly role, ShiftPay gives you a calmer way to stay on top of your schedule and expected pay. ShiftPay provides estimates for personal tracking. Your final payout may differ. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Bank Australia App4 screens
Shift4 screens

Verdict

The call

The clearest difference is in-app purchases: Bank Australia App at none against Shift's 2. Shift's advantage is update cadence (every 5 weeks vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Shift sells 2 in-app purchases, starting at $0.99 per month. Bank Australia App asks for nothing beyond the download.

UpkeepUpdate frequency

Bank Australia App ships an update every 3 months, Shift every 5 weeks. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Bank Australia App versus Shift: the parameters behind the verdict, then further details
ParameterBank Australia AppShift
PriceFreeFree
Rating4.6 (17 ratings) — better—
Positive reviews80.6% of reviews—
Number of ratings17 — better—
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size99 MB75 MB
Age rating4+4+
DeveloperBank Australia LimitedVitalij Beca

Bugs and requests

Bank Australia App

Reported bugs

3 issues
  • Keypad issues with certain characters
  • Inconsistent behavior when logging out
  • Delayed transaction notifications

Requested features

5 requests
  • Ability to customize home screen
  • Improved transaction categorization
  • Seamless multi-account management
  • Faster process for increasing limits
  • More detailed transaction history

Shift

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Bank Australia App

No in-app purchases

2 purchases

Shift

Subscriptions2
  • ShiftPay Premium Monthly7 Days trial$0.991 Month
  • ShiftPay Premium Yearly7 Days trial$9.991 Year

Questions

Is Bank Australia App free?
Bank Australia App is free to download, with no in-app purchases.
Is Shift free?
Shift is free to download, with in-app purchases available.
Do Bank Australia App or Shift have ads?
Neither Bank Australia App nor Shift shows ads.
Which is updated more often, Bank Australia App or Shift?
Bank Australia App ships an update every 3 months, and Shift every 5 weeks. Most recently, Bank Australia App was updated on November 1, 2026 and Shift on October 28, 2026.

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