Comparison

微众银行 vs 中粮信托财富

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

微众银行

This digital bank offers a comprehensive suite of financial services including deposits, investment management, and flexible fund transfers. It provides secure, online-only banking with features like quick account opening and 24/7 customer support.

Highlights
  • Online account opening
  • Investment and wealth management
  • Flexible fund management
  • Fixed-term deposits
  • Fund investment options
  • Automated financial planning
  • 24/7 customer service
Features
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微众银行于2014年12月获得金融许可证,是一家纯线上的数字银行,为客户提供一站式存款、投资理财、便捷资金调度等金融服务,助您安心理财。 【安全有保障】 银行牌照,安全可靠 【在线速开户】 足不出门,即可轻松开户,随时随地享受金融理财服务 【精选理财子】 银行理财全新升级,精选全网优质银行理财子产品,理财省心之选 【灵活用资金】 活期+随用随转,您的现金管理、理财投资好帮手 【定期存储蓄】 多种期限存款随心选,存取便捷,安全可靠 【投资好专家】 股票型基金、债券型基金等精选投资产品,明星基金经理管理,省心定投 【管家式管理】 设置自动计划,每月工资自动理财、还房贷、做公益,轻松管理您的资金 【服务随时享】 贴心服务随时享,客服7*24小时不间断服务,服务热线:95384 掌握一手理财资讯,参与更多“福利活动”,请关注“微众银行App”公众号。 *市场有风险,理财投资需谨慎

About

中粮信托财富

Features
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中粮信托有限责任公司成立于2009年7月27日,是经中国银行业监督管理委员会批准设立的非银行金融机构。公司一贯坚持“诚实、信用、谨慎、有效”的经营理念,以稳健的经营业绩在投资者心目中树立了良好的社会信誉,致力于为企业提供全方位的专业金融服务和为客户提供个性化的金融产品。

Screenshots

微众银行4 screens
中粮信托财富4 screens

Verdict

The call

微众银行 and 中粮信托财富 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

ScorecardNo meaningful differences
微众银行 versus 中粮信托财富: the parameters behind the verdict, then further details
Parameter微众银行中粮信托财富
PriceFreeFree
Rating3.1 (44 ratings) — better—
Positive reviews54.5% of reviews—
Number of ratings44 — better—
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size148 MB109 MB
Age rating4+4+
DeveloperWeBank Co., Ltd.COFCO Trust Co., Ltd.

In-app purchases

None

微众银行

No in-app purchases

None

中粮信托财富

No in-app purchases

Questions

Is 微众银行 free?
微众银行 is free to download, with no in-app purchases.
Is 中粮信托财富 free?
中粮信托财富 is free to download, with no in-app purchases.
Do 微众银行 or 中粮信托财富 have ads?
Neither 微众银行 nor 中粮信托财富 shows ads.
Which is updated more often, 微众银行 or 中粮信托财富?
微众银行 ships an update every 2 weeks, and 中粮信托财富 every 2 weeks. Most recently, 微众银行 was updated on November 1, 2026 and 中粮信托财富 on October 29, 2026.

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