Comparison

微众银行 vs 渤海企业银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

微众银行

This digital bank offers a comprehensive suite of financial services including deposits, investment management, and flexible fund transfers. It provides secure, online-only banking with features like quick account opening and 24/7 customer support.

Highlights
  • Online account opening
  • Investment and wealth management
  • Flexible fund management
  • Fixed-term deposits
  • Fund investment options
  • Automated financial planning
  • 24/7 customer service
Features
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微众银行于2014年12月获得金融许可证,是一家纯线上的数字银行,为客户提供一站式存款、投资理财、便捷资金调度等金融服务,助您安心理财。 【安全有保障】 银行牌照,安全可靠 【在线速开户】 足不出门,即可轻松开户,随时随地享受金融理财服务 【精选理财子】 银行理财全新升级,精选全网优质银行理财子产品,理财省心之选 【灵活用资金】 活期+随用随转,您的现金管理、理财投资好帮手 【定期存储蓄】 多种期限存款随心选,存取便捷,安全可靠 【投资好专家】 股票型基金、债券型基金等精选投资产品,明星基金经理管理,省心定投 【管家式管理】 设置自动计划,每月工资自动理财、还房贷、做公益,轻松管理您的资金 【服务随时享】 贴心服务随时享,客服7*24小时不间断服务,服务热线:95384 掌握一手理财资讯,参与更多“福利活动”,请关注“微众银行App”公众号。 *市场有风险,理财投资需谨慎

About

渤海企业银行

Features
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功能特色: 1. 移动审核,互联互通:企业客户可以在手机银行上审核手机银行和企业网银两个渠道发起的交易,企业网银也可以审核企业手机银行端发起的交易。 2. 免USBKEY交易:引入移动证书安全认证体系,根据应用功能与交易额度划定移动证书使用场景,客户不需携带U盾,即可在手机端办理动账交易。 3. 自助开通:企业客户可以在企业网银端自助开通、关闭和维护企业手机银行。 4. 多种登录方式:支持企业用户通过手机号、身份证号和企业网银联名登录多种方式登录。

Screenshots

微众银行4 screens
渤海企业银行3 screens

Verdict

The call

The clearest difference is review sentiment: 微众银行 at 55% against 渤海企业银行's 0%. 微众银行 also leads on update cadence (every 2 weeks vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

微众银行 ships an update every 2 weeks, 渤海企业银行 every 3 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
微众银行 versus 渤海企业银行: the parameters behind the verdict, then further details
Parameter微众银行渤海企业银行
PriceFreeFree
Rating3.1 (44 ratings) — better—
Positive reviews54.5% of reviews — better0.0% of reviews
Number of ratings44 — better—
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.012.0
Further details — not scored
Size148 MB97 MB
Age rating4+17+
DeveloperWeBank Co., Ltd.渤海银行股份有限公司

Customer experience

微众银行

All ratings40 ratings
Positive47.5%
Neutral0.0%
Negative52.5%
Written reviews88 reviews
Positive54.5%
Neutral6.8%
Negative38.6%

渤海企业银行

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

微众银行

No in-app purchases

None

渤海企业银行

No in-app purchases

Questions

Is 微众银行 free?
微众银行 is free to download, with no in-app purchases.
Is 渤海企业银行 free?
渤海企业银行 is free to download, with no in-app purchases.
Do 微众银行 or 渤海企业银行 have ads?
Neither 微众银行 nor 渤海企业银行 shows ads.
Which is updated more often, 微众银行 or 渤海企业银行?
微众银行 ships an update every 2 weeks, and 渤海企业银行 every 3 months. Most recently, 微众银行 was updated on November 1, 2026 and 渤海企业银行 on October 24, 2026.

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