Comparison

TebMobile vs IBAS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TebMobile

Access your bank accounts and manage financial products from anywhere, anytime. This secure and user-friendly electronic service offers features for both customers and non-customers, including account management, payments, transfers, and loan applications.

Highlights
  • Account dashboard and transaction viewing
  • Credit card management and applications
  • Loan applications and payment plans
  • Invoice and mobile top-up payments
  • Funds transfers between accounts and to other banks
  • Currency exchange and investment rates
  • Branch/ATM locator for non-customers
Features
Read full description

Banking services for anytime and everywhere! TebMobile is an electronic service, through which, clients have access to their accounts and other bank products, at any time and everywhere. TebMobile is user friendly, secure and an effective service which is offered to all clients. It is available for non-customer as well, offering different features. The chance of staying competitive in the market will be even higher through TebMobile services since the cross selling of different products such as accounts, loans, credit cards, payments, standing orders will increase. TebMobile will be available in two languages: English & Albanian TEB Customers have these features available in TebMobile: Dashboard • View total assets • View total debts • View future debts in calendar • Define standing order in calendar • View account in diagram • View credit card in diagram • View loan in diagram Accounts • View account transactions • View account balances • View account details • IBAN extract Credit Cards • View credit card transactions • View credit card debt • View credit card details • Apply for new credit card • Apply for supplementary card • Apply for credit card limit increase • Change payment date for credit card • Change payment method for credit card • View credit card statement • Pay credit card debt/another person • Invoice payment with credit card Loans • View loan payment plan/details • Send loan payment plan via email • Apply for loan Payments • Invoice payment with barcode reader • Make institution payments from account or credit card • Make payment for pre-paid services (IPKO) • Make mobile top-up refill (IPKO, VALA, ZMOBILE) Transfers • Quick transfers • Transfer between my accounts • Transfers to TEB accounts • Transfers to other banks Investments • View rates • Foreign exchange (buying/selling) Non - Customers have these features available in Teb Mobile: • View Branch/ATM locator • View Campaigns • Calculator for different currency (GBP, CHF, USD), deposit, loan • View News & Events • Apply for Loan • Apply for Credit Card • Contact Us • New User Application Security TebMobile uses SmartKEY for authetication. This technology uses multi-factor mechanism with the latest cryptographic methods to protect your transactions for a higher security. It provides a strong and transparent technology with a simple user experience to the users for mobile application and e-banking authentication. Also, TebMobile combines this technology with Touch ID to provide seamless user experience with finger print.

About

IBAS

This financial institution offers electronic payment and money transfer services, licensed by the Central Bank of Kosovo. It aims to provide simplified services and innovative financial solutions with a focus on integrity and quality.

Highlights
  • Electronic payment services
  • Money transfer
  • National and international accounts
  • POS solutions
  • Quick loans
Features
Read full description

IBAS është institucion financiar, i licencuar nga Banka Qendrore e Kosovës për shërbimin e pagesave dhe transferit të parasë. IBAS fushëveprimtarinë e ushtron krejtësisht në formë elektronike, duke minimizuar shpenzimet e paguesve dhe të paguarve dhe duke rritur komoditetin e fleksibilitetin. Misioni Ofrimi i shërbimeve të thjeshtëzuara dhe zgjerimi i benefiteve. Vizioni Ofruesi i zgjidhjes inovative për instrumente financiare – pagesa dhe transfere parash Disa nga vlerat kryesore Integriteti, Sinqeriteti, Llogaridhënia, Pasioni, Modestia, Diversiteti, Kualiteti, Thjeshtësia dhe Përgjegjësia Sociale. Pse IBAS? Llogari pagesash kombëtare e ndërkombëtare, pa kosto hapja e pa kosto mirëmbajtja; POS fizik a elektronik, pa kosto të hapjes e pa kosto të mirëmbajtjes; Kredi të shpejtë e të lirë për të gjitha llojet e pagesave tuaja, eeeeee shumë e shumë të tjera.

Screenshots

TebMobile4 screens
IBAS4 screens

Verdict

The call

The clearest difference is review sentiment: IBAS at 100% against TebMobile's 59%. IBAS also leads on rating (4.7 vs 4.4). TebMobile's advantage is ratings volume (1.2K vs 23) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

IBAS holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: TebMobile has 1.2K ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 59% of TebMobile's written reviews are positive against 100% of IBAS's.

UpkeepUpdate frequency

TebMobile ships an update every 3 weeks, IBAS fortnightly. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
TebMobile versus IBAS: the parameters behind the verdict, then further details
ParameterTebMobileIBAS
PriceFreeFree
Rating4.4 (1.2K ratings)4.7 (23 ratings) — better
Positive reviews59.3% of reviews100.0% of reviews — better
Number of ratings1.2K — better23
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size112 MB41 MB
Age rating4+4+
DeveloperTEB SHAIBAS SH.P.K.

Customer experience

TebMobile

All ratings1,155 ratings
Positive84.5%
Neutral5.1%
Negative10.4%
Written reviews108 reviews
Positive59.3%
Neutral9.3%
Negative31.5%

IBAS

All ratings23 ratings
Positive91.3%
Neutral0.0%
Negative8.7%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

TebMobile

Reported bugs

3 issues
  • Login issues and password reset problems
  • Compatibility problems with newer iOS versions
  • Dark mode implementation issues

Requested features

4 requests
  • Add dark mode option
  • Improve transaction history and reporting
  • Enable PDF statements
  • Integrate contactless payments

IBAS

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

TebMobile

No in-app purchases

None

IBAS

No in-app purchases

Questions

Is TebMobile free?
TebMobile is free to download, with no in-app purchases.
Is IBAS free?
IBAS is free to download, with no in-app purchases.
Which has better reviews, TebMobile or IBAS?
IBAS is rated higher. TebMobile averages 4.4 out of 5 from 1.2K ratings, while IBAS averages 4.7 from 23 ratings.
Do TebMobile or IBAS have ads?
Neither TebMobile nor IBAS shows ads.
Which is updated more often, TebMobile or IBAS?
TebMobile ships an update every 3 weeks, and IBAS fortnightly. Most recently, TebMobile was updated on October 24, 2026 and IBAS on October 24, 2026.

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