TebMobile vs IBAS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TebMobile
Access your bank accounts and manage financial products from anywhere, anytime. This secure and user-friendly electronic service offers features for both customers and non-customers, including account management, payments, transfers, and loan applications.
- Account dashboard and transaction viewing
- Credit card management and applications
- Loan applications and payment plans
- Invoice and mobile top-up payments
- Funds transfers between accounts and to other banks
- Currency exchange and investment rates
- Branch/ATM locator for non-customers
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Banking services for anytime and everywhere! TebMobile is an electronic service, through which, clients have access to their accounts and other bank products, at any time and everywhere. TebMobile is user friendly, secure and an effective service which is offered to all clients. It is available for non-customer as well, offering different features. The chance of staying competitive in the market will be even higher through TebMobile services since the cross selling of different products such as accounts, loans, credit cards, payments, standing orders will increase. TebMobile will be available in two languages: English & Albanian TEB Customers have these features available in TebMobile: Dashboard • View total assets • View total debts • View future debts in calendar • Define standing order in calendar • View account in diagram • View credit card in diagram • View loan in diagram Accounts • View account transactions • View account balances • View account details • IBAN extract Credit Cards • View credit card transactions • View credit card debt • View credit card details • Apply for new credit card • Apply for supplementary card • Apply for credit card limit increase • Change payment date for credit card • Change payment method for credit card • View credit card statement • Pay credit card debt/another person • Invoice payment with credit card Loans • View loan payment plan/details • Send loan payment plan via email • Apply for loan Payments • Invoice payment with barcode reader • Make institution payments from account or credit card • Make payment for pre-paid services (IPKO) • Make mobile top-up refill (IPKO, VALA, ZMOBILE) Transfers • Quick transfers • Transfer between my accounts • Transfers to TEB accounts • Transfers to other banks Investments • View rates • Foreign exchange (buying/selling) Non - Customers have these features available in Teb Mobile: • View Branch/ATM locator • View Campaigns • Calculator for different currency (GBP, CHF, USD), deposit, loan • View News & Events • Apply for Loan • Apply for Credit Card • Contact Us • New User Application Security TebMobile uses SmartKEY for authetication. This technology uses multi-factor mechanism with the latest cryptographic methods to protect your transactions for a higher security. It provides a strong and transparent technology with a simple user experience to the users for mobile application and e-banking authentication. Also, TebMobile combines this technology with Touch ID to provide seamless user experience with finger print.
IBAS
This financial institution offers electronic payment and money transfer services, licensed by the Central Bank of Kosovo. It aims to provide simplified services and innovative financial solutions with a focus on integrity and quality.
- Electronic payment services
- Money transfer
- National and international accounts
- POS solutions
- Quick loans
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IBAS është institucion financiar, i licencuar nga Banka Qendrore e Kosovës për shërbimin e pagesave dhe transferit të parasë. IBAS fushëveprimtarinë e ushtron krejtësisht në formë elektronike, duke minimizuar shpenzimet e paguesve dhe të paguarve dhe duke rritur komoditetin e fleksibilitetin. Misioni Ofrimi i shërbimeve të thjeshtëzuara dhe zgjerimi i benefiteve. Vizioni Ofruesi i zgjidhjes inovative për instrumente financiare – pagesa dhe transfere parash Disa nga vlerat kryesore Integriteti, Sinqeriteti, Llogaridhënia, Pasioni, Modestia, Diversiteti, Kualiteti, Thjeshtësia dhe Përgjegjësia Sociale. Pse IBAS? Llogari pagesash kombëtare e ndërkombëtare, pa kosto hapja e pa kosto mirëmbajtja; POS fizik a elektronik, pa kosto të hapjes e pa kosto të mirëmbajtjes; Kredi të shpejtë e të lirë për të gjitha llojet e pagesave tuaja, eeeeee shumë e shumë të tjera.
Screenshots
Verdict
The clearest difference is review sentiment: IBAS at 100% against TebMobile's 59%. IBAS also leads on rating (4.7 vs 4.4). TebMobile's advantage is ratings volume (1.2K vs 23) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IBAS holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: TebMobile has 1.2K ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 59% of TebMobile's written reviews are positive against 100% of IBAS's.
TebMobile ships an update every 3 weeks, IBAS fortnightly. Both last shipped on October 24, 2026.
| Parameter | TebMobile | IBAS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.2K ratings) | 4.7 (23 ratings) — better |
| Positive reviews | 59.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.2K — better | 23 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 112 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | TEB SHA | IBAS SH.P.K. |
Customer experience
TebMobile
IBAS
Bugs and requests
TebMobile
Reported bugs
3 issues- Login issues and password reset problems
- Compatibility problems with newer iOS versions
- Dark mode implementation issues
Requested features
4 requests- Add dark mode option
- Improve transaction history and reporting
- Enable PDF statements
- Integrate contactless payments
IBAS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
TebMobile
No in-app purchases
IBAS
No in-app purchases







