Comparison

3Rivers Mobile Banking vs HCPFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

3Rivers Mobile Banking

Manage your finances on the go with this comprehensive banking app. Deposit checks, view real-time balances, transfer funds, and pay bills. It also offers budgeting tools and card controls for enhanced security and financial management.

Highlights
  • Mobile check deposit
  • Real-time account balances
  • Money transfers and loan payments
  • Bill Pay
  • Person-to-person payments
  • Budgeting tools
  • Card controls
  • Branch and ATM locator
Features
Read full description

3Rivers Mobile Banking The 3Rivers Mobile Banking App is an easy-to-use banking solution that puts the credit union and our services in the palm of your hand 24/7—allowing you to manage your money anytime, anywhere. The ability to use the same username and password tied to your 3Rivers Online Account Access allows for a streamlined banking experience, no matter when or where you choose to log-in! With our mobile banking app, you can: • Deposit check(s)*. • See account balances in real-time. • Transfer money and make payments on loans and credit cards. • Pay your bills using Bill Pay. • Make quick and easy person-to-person payments. • Utilize budgeting tools to keep better track of your spending. • Set card control options, like spending limits and turning cards on and off, to protect against fraud. • Search for nearby branches and ATMs. In order to use our mobile banking app, you need to be enrolled in 3Rivers Online Account Access. If you don’t already have an online account, signing up is easy and takes just a few moments! Visit 3riversfcu.org/enroll on your computer, mobile device, or tablet to get started. To learn more, visit www.3riversfcu.org/mobile or email trfcuservice@trfcu.org *Remote deposits are only compatible with devices that have auto-focus cameras. They are not compatible with fixed-focus cameras. Note: Electronic mail (email) is not secure. Any confidential or sensitive personal/business information should not be communicated in this manner. 3Rivers is federally insured by the NCUA.

About

HCPFCU

Manage your finances conveniently on the go with this mobile banking application. Access account information and perform transactions from anywhere. Branches are located in Richmond and Connersville, Indiana.

Highlights
  • On-the-go account management
  • Quick transaction access
  • Branch location information
  • Secure mobile banking
Features
Read full description

Health Care Professionals Federal Credit Union Mobile Banking app allows you to quickly and easily manage your account on the go! HCPFCU has branches in Richmond, Indiana and Connersville, Indiana.

Screenshots

3Rivers Mobile Banking4 screens
HCPFCU4 screens

Verdict

The call

The clearest difference is ratings volume: 3Rivers Mobile Banking at 20K against HCPFCU's 17. 3Rivers Mobile Banking also leads on update cadence (monthly vs every 5 months) and rating (4.8 vs 4.5). HCPFCU's advantage is review sentiment (100% vs 77%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

3Rivers Mobile Banking holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: 3Rivers Mobile Banking has 20K ratings behind it against 17, so its average is the more settled of the two. Written reviews complicate that: 77% of 3Rivers Mobile Banking's written reviews are positive against 100% of HCPFCU's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

3Rivers Mobile Banking ships an update monthly, HCPFCU every 5 months. The most recent releases landed on November 5, 2026 and November 2, 2026 respectively.

Scorecard4 real differences · 6 level
3Rivers Mobile Banking versus HCPFCU: the parameters behind the verdict, then further details
Parameter3Rivers Mobile BankingHCPFCU
PriceFreeFree
Rating4.8 (20K ratings) — better4.5 (17 ratings)
Positive reviews76.8% of reviews100.0% of reviews — better
Number of ratings20K — better17
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size184 MB33 MB
Age rating4+4+
DeveloperThree Rivers FCUHealth Care Professionals Federal Credit Union

Customer experience

3Rivers Mobile Banking

All ratings20,145 ratings
Positive97.4%
Neutral1.7%
Negative0.9%
Written reviews125 reviews
Positive76.8%
Neutral4.8%
Negative18.4%

HCPFCU

All ratings17 ratings
Positive88.2%
Neutral0.0%
Negative11.8%
Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

3Rivers Mobile Banking

Reported bugs

4 issues
  • Login issues after updates
  • External account linking not working
  • Inconsistent transaction display
  • Scheduled payments not functioning properly

Requested features

6 requests
  • Ability to manually add transactions to register
  • Improved budgeting and categorization tools
  • Integrated card controls within the main app
  • Option to check off paid items
  • Landscape mode support on iPad
Show 1 more
  • Dark mode

HCPFCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

3Rivers Mobile Banking

No in-app purchases

None

HCPFCU

No in-app purchases

Questions

Is 3Rivers Mobile Banking free?
3Rivers Mobile Banking is free to download, with no in-app purchases.
Is HCPFCU free?
HCPFCU is free to download, with no in-app purchases.
Which has better reviews, 3Rivers Mobile Banking or HCPFCU?
3Rivers Mobile Banking is rated higher. 3Rivers Mobile Banking averages 4.8 out of 5 from 20K ratings, while HCPFCU averages 4.5 from 17 ratings.
Do 3Rivers Mobile Banking or HCPFCU have ads?
Neither 3Rivers Mobile Banking nor HCPFCU shows ads.
Which is updated more often, 3Rivers Mobile Banking or HCPFCU?
3Rivers Mobile Banking ships an update monthly, and HCPFCU every 5 months. Most recently, 3Rivers Mobile Banking was updated on November 5, 2026 and HCPFCU on November 2, 2026.

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