Comparison

3Rivers Mobile Banking vs MTG Express

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

3Rivers Mobile Banking

Manage your finances on the go with this comprehensive banking app. Deposit checks, view real-time balances, transfer funds, and pay bills. It also offers budgeting tools and card controls for enhanced security and financial management.

Highlights
  • Mobile check deposit
  • Real-time account balances
  • Money transfers and loan payments
  • Bill Pay
  • Person-to-person payments
  • Budgeting tools
  • Card controls
  • Branch and ATM locator
Features
Read full description

3Rivers Mobile Banking The 3Rivers Mobile Banking App is an easy-to-use banking solution that puts the credit union and our services in the palm of your hand 24/7—allowing you to manage your money anytime, anywhere. The ability to use the same username and password tied to your 3Rivers Online Account Access allows for a streamlined banking experience, no matter when or where you choose to log-in! With our mobile banking app, you can: • Deposit check(s)*. • See account balances in real-time. • Transfer money and make payments on loans and credit cards. • Pay your bills using Bill Pay. • Make quick and easy person-to-person payments. • Utilize budgeting tools to keep better track of your spending. • Set card control options, like spending limits and turning cards on and off, to protect against fraud. • Search for nearby branches and ATMs. In order to use our mobile banking app, you need to be enrolled in 3Rivers Online Account Access. If you don’t already have an online account, signing up is easy and takes just a few moments! Visit 3riversfcu.org/enroll on your computer, mobile device, or tablet to get started. To learn more, visit www.3riversfcu.org/mobile or email trfcuservice@trfcu.org *Remote deposits are only compatible with devices that have auto-focus cameras. They are not compatible with fixed-focus cameras. Note: Electronic mail (email) is not secure. Any confidential or sensitive personal/business information should not be communicated in this manner. 3Rivers is federally insured by the NCUA.

About

MTG Express

This app streamlines the home buying process by helping users assess affordability, compare mortgage options, and manage documents. It provides real-time updates on interest rates and facilitates communication with mortgage consultants.

Highlights
  • Assess homeownership affordability
  • Compare mortgage lending options
  • Real-time loan updates
  • Scan and upload documents
  • Access consultant contact information
  • Explore refinancing benefits
Features
Read full description

Built for speed and designed for accuracy, Mortgage Express improves the mortgage experience and eliminates barriers for homebuyers. Our technology guides you through the entire journey of buying your home. Apply for your mortgage, organize your documents, and communicate with your Mortgage Consultant all in one place. Key Features: See if homeownership is an affordable option based on your current income and expenses. Find the best mortgage solution by comparing different lending options. Receive real time updates that may impact your loan like a change in mortgage interest rates. Save time by scanning important documents and uploading them with your phone. Easily access contact information for your Mortgage Consultant and real estate agent and share the information with family and friends. Discover the benefits (or cost) of refinancing your mortgage. The calculations provided by Mortgage Express are designed to only provide an idea of what homeownership might mean for you. To learn more about what a customized solution for your financial situation, needs, and goals would look like, please contact your Mortgage Consultant. Your Mortgage Consultant will also answer any questions you might have about the buying experience and the loan approval process.

Screenshots

3Rivers Mobile Banking4 screens
MTG Express4 screens

Verdict

The call

The clearest difference is rating: 3Rivers Mobile Banking at 4.8 against MTG Express's 4.4. 3Rivers Mobile Banking also leads on ratings volume (20K vs 14) and update cadence (monthly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

3Rivers Mobile Banking holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: 3Rivers Mobile Banking has 20K ratings behind it against 14, so its average is the more settled of the two.

UpkeepUpdate frequency

3Rivers Mobile Banking ships an update monthly, MTG Express every 4 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
3Rivers Mobile Banking versus MTG Express: the parameters behind the verdict, then further details
Parameter3Rivers Mobile BankingMTG Express
PriceFreeFree
Rating4.8 (20K ratings) — better4.4 (14 ratings)
Positive reviews76.8% of reviews—
Number of ratings20K — better14
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.0
Further details — not scored
Size184 MB103 MB
Age rating4+4+
DeveloperThree Rivers FCUGVC Mortgage

Customer experience

3Rivers Mobile Banking

All ratings20,145 ratings
Positive97.4%
Neutral1.7%
Negative0.9%
Written reviews125 reviews
Positive76.8%
Neutral4.8%
Negative18.4%

MTG Express

All ratings14 ratings
Positive85.7%
Neutral0.0%
Negative14.3%

Bugs and requests

3Rivers Mobile Banking

Reported bugs

4 issues
  • Login issues after updates
  • External account linking not working
  • Inconsistent transaction display
  • Scheduled payments not functioning properly

Requested features

6 requests
  • Ability to manually add transactions to register
  • Improved budgeting and categorization tools
  • Integrated card controls within the main app
  • Option to check off paid items
  • Landscape mode support on iPad
Show 1 more
  • Dark mode

MTG Express

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

3Rivers Mobile Banking

No in-app purchases

None

MTG Express

No in-app purchases

Questions

Is 3Rivers Mobile Banking free?
3Rivers Mobile Banking is free to download, with no in-app purchases.
Is MTG Express free?
MTG Express is free to download, with no in-app purchases.
Which has better reviews, 3Rivers Mobile Banking or MTG Express?
3Rivers Mobile Banking is rated higher. 3Rivers Mobile Banking averages 4.8 out of 5 from 20K ratings, while MTG Express averages 4.4 from 14 ratings.
Do 3Rivers Mobile Banking or MTG Express have ads?
Neither 3Rivers Mobile Banking nor MTG Express shows ads.
Which is updated more often, 3Rivers Mobile Banking or MTG Express?
3Rivers Mobile Banking ships an update monthly, and MTG Express every 4 months. Most recently, 3Rivers Mobile Banking was updated on November 6, 2026 and MTG Express on November 3, 2026.

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