Invest in Indonesian MSMEs through sharia-compliant peer-to-peer funding. Earn up to 16% annual returns while supporting local businesses and achieving financial goals in an Islamic way. The app also offers Islamic lifestyle features.
What We Love
- 👍 User-friendly interface
- 📈 High returns
- 🔒 Sharia compliance
- ✅ Reliable P2P platform
- 🚀 Fast disbursement
- 💡 Integrated Quran and Kiblat features
- 💯 Good TKB90 score
- 💰 Bonus opportunities with referral codes
- 🤝 Supports SMEs
Room to Improve
- ⏳ Late payments/delayed returns
- 🐌 Slow loading times
- 🐛 Frequent app errors/bugs
- 📉 Declining TKB90 score
- ⚠️ Lack of transparency in non-performing loans
- 💸 Financial engineering concerns
- 🚫 Non-sharia bank accounts for RDF
- 📉 Subjective employee firings
- ❌ Ineffective customer support
- 💸 Transfer fees between banks




































