Best Amortization Apps

248+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated September 2026

Every iPhone needs a few good amortization apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Amortization Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoSep 2026
2Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.1K)YesYesSep 2026
3Amortization Calculator - CalcAmortization Calculator - CalcFree4.6★ (796)NoYesAug 2026
4Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesSep 2026
5Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesSep 2026
6Loan Amortization CalculatorLoan Amortization CalculatorFree4.8★ (639)YesYesSep 2026
7RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoSep 2026
8Amortization - Loan CalculatorAmortization - Loan CalculatorFree was $1.995.0★ (1)NoYesAug 2026

Top Picks for Amortization

Loan Calculator‰#1

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Editor's Choice
💰 Finance
4.9😊(105K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results
  • 👍 Helpful for financial decisions

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
  • 🔍 Cannot switch to landscape mode
  • 🔒 Privacy concerns with data collection
4.7😐(1.1K ratings)
FreeAdsIn-App Purchases
Amortization Loan Calculator screenshot 1
Amortization Loan Calculator screenshot 2
Amortization Loan Calculator screenshot 3
Amortization Loan Calculator screenshot 4
Amortization Loan Calculator screenshot 5

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

What We Love

  • 👍 Easy to use and understand
  • ✅ Accurate calculations
  • 💾 Ability to save loans
  • 🎯 Simple and convenient interface
  • 📊 Helpful for mortgage planning
  • ➕ Can add extra payments to individual months

Room to Improve

  • 📢 Too many ads cluttering the interface
  • 💰 Unexpected payment requests without clear pricing
  • 🔧 Limited functionality (30-year mortgages only)
  • ⚠️ Calculation accuracy issues reported
  • 🐛 App crashes and freezing problems
  • ❌ Confusing user interface with unclear controls
Amortization Calculator - Calc#3

Amortization Calculator - Calc by Phan Nhat Đang

Loan Payment Schedule - Emi
Worth Considering
💰 Finance
4.6😞(796 ratings)
FreeIn-App Purchases
Amortization Calculator - Calc screenshot 1
Amortization Calculator - Calc screenshot 2
Amortization Calculator - Calc screenshot 3

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

What We Love

  • 🚀 Easy to use
  • 🚀 Super fast and inexpensive
  • 👍 Beautiful design

Room to Improve

  • 🐛 Unable to input decimal values
  • 💰 Paid subscription required
  • 🐛 Incorrect monthly payment calculations
  • 🔍 Infested with ads despite paid subscription

More Amortization apps to explore

FAQ about Amortization

What are the best amortization apps for iPhone?
Loan Calculator‰ tops our amortization apps ranking as of September 2026, with a 4.9-star average from 105K App Store ratings, and it's free to download.
Yes — 19 of the top amortization apps we rank are free to download, including Loan Calculator‰ and Amortization Loan Calculator.
Loan Calculator‰ shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ amortization apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you estimate your monthly payments for loans or mortgages. You can quickly see how different loan amounts, terms, and interest rates will affect your repayment schedule.
Using the calculator is straightforward. You just need to enter the total loan amount, the desired repayment term (e.g., in years or months), and the annual interest rate. The app will then provide an estimated monthly payment.

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