Best Amortization Apps

247+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good amortization apps. We benchmark 247+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Amortization Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.1K)YesYesAug 2026
2Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoAug 2026
3Amortization Calculator - CalcAmortization Calculator - CalcFree4.6★ (796)NoYesAug 2026
4Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (121)YesNoJul 2026
5Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
6Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoAug 2026
7Loan Amortization CalculatorLoan Amortization CalculatorFree4.8★ (583)YesYesAug 2026
8Amortization - Loan CalculatorAmortization - Loan CalculatorFree was $1.995.0★ (1)NoYesMay 2026

Top Picks for Amortization

Amortization Loan Calculator#1

Amortization Loan Calculator by JC Accounting & Innovative Technologies, Inc

Amortization Schedule & More
Editor's Choice
💰 Finance
4.7😐(1.1K ratings)
FreeAdsIn-App Purchases
Amortization Loan Calculator screenshot 1
Amortization Loan Calculator screenshot 2
Amortization Loan Calculator screenshot 3
Amortization Loan Calculator screenshot 4
Amortization Loan Calculator screenshot 5

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

What We Love

  • 👍 Easy to use and understand
  • ✅ Accurate calculations
  • 💾 Ability to save loans
  • 🎯 Simple and convenient interface

Room to Improve

  • 📢 Too many ads cluttering the interface
  • 💰 Unexpected payment requests without clear pricing
  • 🔧 Limited functionality (30-year mortgages only)
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Amortization Calculator - Calc#3

Amortization Calculator - Calc by Phan Nhat Đang

Loan Payment Schedule - Emi
Worth Considering
💰 Finance
4.6😞(796 ratings)
FreeIn-App Purchases
Amortization Calculator - Calc screenshot 1
Amortization Calculator - Calc screenshot 2
Amortization Calculator - Calc screenshot 3

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

What We Love

  • 🚀 Easy to use
  • 🚀 Super fast and inexpensive
  • 👍 Beautiful design

Room to Improve

  • 🐛 Unable to input decimal values
  • 💰 Paid subscription required
  • 🐛 Incorrect monthly payment calculations

More Amortization apps to explore

4
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
5
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
6
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payment compound interest rate
Free

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

Mortgage Payment CalculatorMortgage Affordability CalculatorMortgage Refinance Calculator
💰 Finance
(3.4K)
free
7
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

Loan payment breakdownInterest and principal estimationExtra payment impact analysis
💰 Finance
(583)
free with in-app purchases
8
Amortization - Loan Calculator
Amortization - Loan Calculator
Amortization - Loan Calculator
Loan & Mortgage Calculator
Free
$1.99 | 100% OFF

This app helps you manage your mortgage by visualizing amortization schedules and calculating the impact of rate changes or prepayments. You can estimate payments, track interest savings, and share loan details with others.

Visualize amortization schedulesCalculate impact of rate changesAdd prepayments for interest savings
💰 Finance
(1)
freemium
9
Amortization Calculator EMI
Amortization Calculator EMI
Amortization Calculator EMI
loan amortization calculator
Free
💰 Finance
(0)
10
Amortization loan calculator %
Amortization loan calculator %
Amortization loan calculator %
dCal know mortgage payment
Free

Simplify financial planning with this loan calculator. Quickly compute loan amounts, interest, and repayment schedules for mortgages, auto loans, and more. Save and export your calculations to PDF for easy reference and sharing.

Loan CalculatorAuto Loan CalculatorMortgage Calculator
💰 Finance
(33)
free
11
Amortization Calculator
Amortization Calculator
Amortization Calculator
Amortization Schedule
Free
$0.99 | 100% OFF
💰 Finance
(0)
12
Mortgage Calc & Amortization
Mortgage Calc & Amortization
Mortgage Calc & Amortization
Loan Payment & Payoff Tool
Free

Estimate monthly loan payments and generate detailed amortization schedules. Understand your loan's principal and interest breakdown, track your balance, and test extra payment scenarios to plan your payoff strategy.

Estimate monthly mortgage paymentsGenerate full amortization scheduleView principal and interest breakdown
💰 Finance
(3)
free with in-app purchases
13
Amortization Loan Calculator +
Amortization Loan Calculator +
Amortization Loan Calculator +
Mortgage & Car Payoff Calc
Free

Easily analyze and compare loan options with this tool. Calculate overpayments, manage multiple loans, and track savings from early repayments. Securely sync your data and make informed financial decisions.

Loan and mortgage analysisOverpayment calculationsAnnuity and differentiated repayment
💰 Finance
(104)
freemium
14
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
15
SageAmortization
SageAmortization
SageAmortization
by Lee casuto
Free
💼 Business
(0)
16
Loan Calculator: Auto & Home
Loan Calculator: Auto & Home
Loan Calculator: Auto & Home
Auto Loan, Mortgage Calculator
Free
💰 Finance
(0)
17
Sileo Plug: Amort Slop
Sileo Plug: Amort Slop
Sileo Plug: Amort Slop
by Erin Howard
Free
💰 Finance
(0)
18
Mortgage Clarity
Mortgage Clarity
Mortgage Clarity
Amortized Payment Calculator
Free
💰 Finance
(0)
19
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases
20
Arbor Beam: Amort Trend
Arbor Beam: Amort Trend
Arbor Beam: Amort Trend
by Anon Thongking
Free
🔧 Utilities
(0)

FAQ about Amortization

What are the best amortization apps for iPhone?
Amortization Loan Calculator tops our amortization apps ranking as of July 2026, with a 4.7-star average from 1.1K App Store ratings, and it's free to download.
Yes — 20 of the top amortization apps we rank are free to download, including Amortization Loan Calculator and Loan Calculator‰.
Amortization Loan Calculator shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 247+ amortization apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app calculates your loan payments and generates a comprehensive amortization schedule. It helps you visualize your repayment progress, track total interest paid, and understand the impact of making extra payments towards your loan.
Key features include calculating loan payments, generating detailed repayment schedules, the ability to add extra payments, graphing the repayment progress, calculating total interest, and saving multiple loans for easy access. You can also share your repayment schedule via email.

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