Best Amortization Apps

248+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated October 2026

Every iPhone needs a few good amortization apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Amortization Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.1K)YesYesOct 2026
2Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoOct 2026
3Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesOct 2026
4Loan Amortization CalculatorLoan Amortization CalculatorFree4.8★ (674)YesYesOct 2026
5Amortization Calculator - CalcAmortization Calculator - CalcFree4.6★ (796)NoYesSep 2026
6Amortization CalculatorAmortization Calculator$0.99—NoNoOct 2026
7Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (23K)YesYesOct 2026
8RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoOct 2026

Top Picks for Amortization

4.7😐(1.1K ratings)
FreeAdsIn-App Purchases
Amortization Loan Calculator screenshot 1
Amortization Loan Calculator screenshot 2
Amortization Loan Calculator screenshot 3
Amortization Loan Calculator screenshot 4
Amortization Loan Calculator screenshot 5

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

What We Love

  • 👍 Easy to use and understand
  • ✅ Accurate calculations
  • 💾 Ability to save loans
  • 🎯 Simple and convenient interface
  • 📊 Helpful for mortgage planning
  • ➕ Can add extra payments to individual months

Room to Improve

  • 📢 Too many ads cluttering the interface
  • 💰 Unexpected payment requests without clear pricing
  • 🔧 Limited functionality (30-year mortgages only)
  • ⚠️ Calculation accuracy issues reported
  • 🐛 App crashes and freezing problems
  • ❌ Confusing user interface with unclear controls
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(105K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results
  • 👍 Helpful for financial decisions

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
  • 🔍 Cannot switch to landscape mode
  • 🔒 Privacy concerns with data collection
Mortgage Pal - Loan Calculator#3

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Worth Considering
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)

More Amortization apps to explore

FAQ about Amortization

What are the best amortization apps for iPhone?
Amortization Loan Calculator tops our amortization apps ranking as of October 2026, with a 4.7-star average from 1.1K App Store ratings, and it's free to download.
Yes — 19 of the top amortization apps we rank are free to download, including Amortization Loan Calculator and Loan Calculator‰.
Amortization Loan Calculator shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 248+ amortization apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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