Best Budget And Financial Planner Apps

233+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Out of 233+ budget and financial planner apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Budget And Financial Planner Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget and Financial PlannerBudget and Financial PlannerFreeNoJul 2026
2Budget Planner App - FleurBudget Planner App - FleurFree4.8★ (12K)YesYesJul 2026
3Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesJul 2026
4Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.3K)YesYesJul 2026
5Mobills - Budget PlannerMobills - Budget PlannerFree4.7★ (4.3K)YesYesJul 2026
6Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.5★ (1.7K)YesYesJul 2026
7Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8★ (18K)YesYesJul 2026
8Fudget: Monthly Budget PlannerFudget: Monthly Budget PlannerFree4.7★ (1.5K)YesYesJul 2026

Top Picks for Budget And Financial Planner

Budget Planner App - Fleur#2

Budget Planner App - Fleur by Akash Jain

Bill Organizer & Money Tracker
Strong Contender
💰 Finance
4.8😊(12K ratings)
FreeAdsIn-App Purchases
#60in Finance
Budget Planner App - Fleur screenshot 1
Budget Planner App - Fleur screenshot 2
Budget Planner App - Fleur screenshot 3
Budget Planner App - Fleur screenshot 4
Budget Planner App - Fleur screenshot 5
Budget Planner App - Fleur screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Budget app - spending tracker#3

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Worth Considering
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#63in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable

More Budget And Financial Planner apps to explore

4
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
5
Mobills - Budget Planner
Mobills - Budget Planner
Mobills - Budget Planner
Financial and Bill Organizer
Free

Take control of your money with this comprehensive budget planning app. Track expenses, manage bills, and set financial goals to achieve peace of mind. Analyze your spending with intuitive graphs and reports.

Track expenses and incomeCreate custom budgetsManage credit cards
💰 Finance
(4.3K)
freemium
6
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(1.7K)
free with in-app purchases
7
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
8
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Daily Money & Expense Tracker
Free

This app helps users manage their money by tracking income and expenses to stay within budget. It offers features for various budgeting needs, from daily spending to large projects, with real-time updates and secure access.

Track income and expensesCreate budgets for events and projectsReal-time budget monitoring
💰 Finance
(1.5K)
freemium
9
Organizze Budget Planner
Organizze Budget Planner
Organizze Budget Planner
Financial and Bill Organizer
Free

Manage your finances in real-time with a secure and practical solution. Track bank accounts, credit cards, and bills easily from your phone or computer. Gain financial predictability and avoid late fees with this comprehensive money management tool.

Real-time financial controlCredit card bill managementBudget creation by category
💰 Finance
(533)
free with in-app purchases
10
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(319K)
subscription
11
Money Tracker:Expense & Budget
Money Tracker:Expense & Budget
Money Tracker:Expense & Budget
Expense Tracker,Bill Organizer
Free

Effortlessly manage your personal finances with this comprehensive expense tracker and budgeting app. Visualize your spending with clear reports and graphs, set budgets to optimize savings, and gain financial awareness with personalized insights and tips.

Expense trackingBudget planningFinancial reports
💰 Finance
(324)
free with in-app purchases
12
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
13
Money & Cash Saver - Budget calculator & planner for Bills/Spendings/Finances!
Money & Cash Saver - Budget calculator & planner for Bills/Spendings/Finances!
Money & Cash Saver - Budget calculator & planner for Bills/Spendings/Finances!
by miniExtensions, LLC
Free

Easily calculate your future savings with this app. It allows you to track all your saved amounts and add to them over time, supporting various saving frequencies like daily, weekly, monthly, and annually.

Calculate future savingsTrack all saved amountsAdd savings over time
💰 Finance
(1)
free
14
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(100K)
free with in-app purchases
15
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
💰 Finance
(30K)
subscription
16
Budget Planner Expense Manager
Budget Planner Expense Manager
Budget Planner Expense Manager
Daily Spending Money Tracker
Free

This personal finance app helps you manage your money, track spending, and create budgets to achieve your financial goals. It offers features like bill reminders, custom reports, and an EMI calculator to simplify your financial planning.

Custom monthly budgetingExpense trackingBill reminders
💰 Finance
(4)
freemium
17
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Track, Budget, & Save Cash!
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(244K)
freemium
18
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
19
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
20
Income and Expense Tracker
Income and Expense Tracker
Income and Expense Tracker
Budget Finance Money Planner
Free

Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.

Budgeting toolsMulti-currency accountsTransfers between accounts
💰 Finance
(467)
subscription

FAQ about Budget And Financial Planner

Are there free budget and financial planner apps for iPhone?
Yes — 20 of the top budget and financial planner apps we rank are free to download, including Budget and Financial Planner and Budget Planner App - Fleur.
Budget and Financial Planner has no in-app purchases, according to its App Store listing as of July 2026.
We track 233+ budget and financial planner apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.