Best Budget Planner Free Apps

4.8😊(13K ratings)

FreeIn-App Purchases

#55in Finance

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

💖 Beautiful, aesthetically pleasing design
👍 Easy to use and navigate
🎨 Highly customizable categories and icons
💰 One-time purchase, no subscription
🤝 Responsive and helpful customer service
🧠 Helps users stay organized and on top of finances
💻 Works well across devices (phone, iPad, etc.)

Room to Improve

🔒 No option to set password/biometric lock
💸 Premium features may be out of reach for some
📅 Lacks flexibility in date range/budgeting periods
🔢 Can't set spending limits per category
🗑️ Inability to delete/edit past transactions

Monthly: Budget Planner by Arno Richter

Bills & Subscription Tracker

Strong Contender

4.7(35 ratings)

Free

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager

Worth Considering

EveryDollar: Budget Management

4.7😐(9.5K ratings)

FreeIn-App Purchases

#61in Finance

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

🚀 Easy to use
👍 Visually appealing
💡 Customizable categories
🚀 Intuitive interface
👍 Helps with budgeting
👍 Manually entering transactions
👍 Great for those who don't want to link bank accounts

Room to Improve

🐛 Recurring transactions not working properly
🐛 Balance not carrying over to next month
🐛 Syncing issues between devices
🐛 Transactions disappearing or resetting
💸 Expensive subscription
🐛 Inability to split transactions
🐛 Inaccurate category assignments

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Offline local storageFast transaction recordingMulti-dimensional ledgers

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Virtual envelope budgetingShared budgetsExpense tracking

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

easy envelope based budgeting

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

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Routine List & Notes Tracker

Habit trackersTo-do listsReading and movie lists

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Budgii: Budget Planner

Personal finance

Expense trackingHandy widgetSubcategories

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Weekly: Budget Planner & Bills

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Spending & Money Goal Tracker

Guided budget setupWeekly spending limit calculationBank transaction download

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

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Never worry about money again

YNAB

Create and share unlimited spending plansAutomatically import transactionsManually add transactions

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

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Personal Expense Money Manager

Organize Your Data and Budget

Create, view, and edit spreadsheetsData analysis with charts and graphsBudgeting and accounting tools

This powerful productivity app allows you to create, view, and edit spreadsheets on the go. Manage data, perform calculations, and analyze information with robust formatting and charting tools. Share your work easily with others.

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Budget app - spending tracker

Budget planner & money tracker

Budget PlannerSpending TrackerMoney Management

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

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Expense Tracker & Net Worth

Secure bank account linkingCustomizable spending categoriesReal-time net worth tracking

Take control of your finances with a user-friendly budgeting app. Securely link bank accounts, organize spending with customizable categories, and track your net worth in real time. Enjoy a flexible system that puts you in charge of your money management.

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Set Aside - Budget Planner

Cashrou: Budget Tracking

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Payday-focused income and bill trackingDebt payoff planning (snowball/avalanche)Goal setting and tracking

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Cash-stuffing budgetingVirtual envelopes for expensesSinking funds for goals

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