Best Budgeting Tracker Free Apps

4.7😊(16K ratings)

FreeIn-App Purchases

#63in Finance

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This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

👍 User-friendly interface
🚀 Straightforward and intuitive
💰 Affordable one-time purchase
🎨 Customizable categories and colors
🗓️ Helpful calendar and transaction views
🧮 Detailed budgeting and tracking features
🔒 Secure manual data entry (no bank connections)
💻 Seamless cross-device sync via iCloud

Room to Improve

🐛 Recurring bills/payments not working as expected
🔍 Lack of advanced reporting and analytics
🤝 Sharing/collaboration features not reliable
🇨🇦 Limited support for Canadian banks/accounts
🔀 Difficulty moving money between budgets
🕰️ Inconsistent date range/rollover behavior

Expenses OK - expenses tracker by Mobion OOO

Personal finance

Strong Contender

4.8😊(4.8K ratings)

Free

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Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

🚀 Easy to use
👍 Simple and intuitive
🚀 Quick expense entry
👍 Customizable categories
👍 Helpful data visualization
🚀 Convenient widget
👍 Straightforward and efficient

Room to Improve

🐛 Missing recurring expense feature
🐛 Limited date range view
🐛 Lack of income tracking
🐛 Inability to attach receipts
🐛 Inconsistent date format display

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager

Worth Considering

Dot: Daily Budget Tracker

4.7😐(9.5K ratings)

FreeIn-App Purchases

#71in Finance

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

🚀 Easy to use
👍 Visually appealing
💡 Customizable categories
🚀 Intuitive interface
👍 Helps with budgeting
👍 Manually entering transactions
👍 Great for those who don't want to link bank accounts

Room to Improve

🐛 Recurring transactions not working properly
🐛 Balance not carrying over to next month
🐛 Syncing issues between devices
🐛 Transactions disappearing or resetting
💸 Expensive subscription
🐛 Inability to split transactions
🐛 Inaccurate category assignments

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This app uses a unique, gamified approach to budgeting by assigning a virtual pig to represent your spending habits. Track expenses, manage stashes for different categories, and visualize your financial progress with a character that reacts to your financial decisions.

Monni: Budget Expense Tracker

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Budgeting App - Walleta