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Best Budgeting Tracker Free Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good budgeting tracker free apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Budgeting Tracker Free Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesAug 2026
2Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesAug 2026
3Spending Budget TrackerSpending Budget TrackerFree—NoNoMay 2026
4Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoAug 2026
5Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (384K)YesYesAug 2026
6Budget BestieBudget BestieFree4.7★ (3.1K)YesYesAug 2026
7EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
8Bdgt - Monthly Budget TrackerBdgt - Monthly Budget TrackerFree—NoYesAug 2026

Top Picks for Budgeting Tracker Free

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#59in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Goodbudget Budget Planner#2

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Strong Contender
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#84in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
Spending Budget Tracker#3

Spending Budget Tracker by 洪彬 林

Worth Considering
💰 Finance
0.0(0 ratings)
Free
Spending Budget Tracker screenshot 1
Spending Budget Tracker screenshot 2
Spending Budget Tracker screenshot 3
Spending Budget Tracker screenshot 4
Spending Budget Tracker screenshot 5

Manage your personal finances to spend smarter and save more. Track your expenses with a simple interface and visualize your spending habits with clear pie charts. Export your billing data for easy record-keeping.

More Budgeting Tracker Free apps to explore

4
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
💰 Finance
(4.8K)
free
5
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(384K)
free with in-app purchases
6
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
7
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
8
Bdgt - Monthly Budget Tracker
Bdgt - Monthly Budget Tracker
Bdgt - Monthly Budget Tracker
Simple Expense & Money Tracker
Free
💰 Finance
(0)
9
Puff: Expense Tracker & Budget
Puff: Expense Tracker & Budget
Puff: Expense Tracker & Budget
AI Money Manager & Budget
Free
💰 Finance
(0)
10
MoneyMind: Budget Tracker App
MoneyMind: Budget Tracker App
MoneyMind: Budget Tracker App
Track Spending & Save More
Free
💰 Finance
(0)
11
Budgeting App - Walleta
Budgeting App - Walleta
Budgeting App - Walleta
Expense Tracker & Receipt Scan
Free
💰 Finance
(0)
12
MYB: Simple Budget App
MYB: Simple Budget App
MYB: Simple Budget App
Track spending stop overspend
Free
💰 Finance
(0)
13
budgetfy.app
budgetfy.app
budgetfy.app
Budget app tracking
Free
🔧 Utilities
(0)
14
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
15
Piggy: Simple Budget Tracker
Piggy: Simple Budget Tracker
Piggy: Simple Budget Tracker
Simple budget tracker.
Free
💰 Finance
(0)
16
Wally: Expense Budget Tracker
Wally: Expense Budget Tracker
Wally: Expense Budget Tracker
Track Spending in 3 Seconds
Free
💰 Finance
(0)
17
Groshi: Money & Budget Tracker
Groshi: Money & Budget Tracker
Groshi: Money & Budget Tracker
Multi-Currency Expense Tracker
Free
💰 Finance
(0)
18
Bucket Money: Budget Tracker
Bucket Money: Budget Tracker
Bucket Money: Budget Tracker
Envelope budgeting made simple
Free
💰 Finance
(0)
19
BudgetPro App
BudgetPro App
BudgetPro App
Budget & Expense Tracker
Free
🌟 Lifestyle
(0)
20
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Offline Money Manager & Bills
Free
💰 Finance
(0)

FAQ about Budgeting Tracker Free

What are the best budgeting tracker free apps for iPhone?
Budget app - spending tracker tops our budgeting tracker free apps ranking as of August 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ budgeting tracker free apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.