Best Cash Flow Planner Apps

250+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated September 2026

Out of 250+ cash flow planner apps on iOS, 19 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Cash Flow Planner Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cash Flow PlannerCash Flow PlannerFree was $2.994.6★ (304)NoNoAug 2026
2Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8★ (19K)YesYesSep 2026
3Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesSep 2026
4Foreseenly™ CashFlowForeseenly™ CashFlowFree4.7★ (168)NoYesSep 2026
5Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.5K)NoYesSep 2026
6VulpFlow - Cash Flow PlannerVulpFlow - Cash Flow PlannerFreeNoYesAug 2026
7CashGPSCashGPSFreeNoNoAug 2026
8Bountisphere: Budget PlannerBountisphere: Budget PlannerFreeNoYesSep 2026

Top Picks for Cash Flow Planner

Cash Flow Planner#1

Cash Flow Planner by Erik Wegener

Expense tracker & budget tool
Editor's Choice
📊 Productivity
4.6😐(304 ratings)
Free
Cash Flow Planner screenshot 1
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Cash Flow Planner screenshot 5

This personal finance app helps you track income and expenses with ease. You can record one-time and recurring transactions, create custom categories, and set budgets and income targets. Get a clear overview of your finances and manage your money effectively.

What We Love

  • 👍 Easy to use
  • 👍 Simple and uncomplicated
  • 👍 Great for cashflow planning
  • 👍 No bank linking required
  • 👍 Clean look
  • 👍 Lightweight and private
  • 👍 No ads or junk
  • 👍 Good for basic budgeting
  • 👍 Customizable categories
  • 👍 Helpful for saving money

Room to Improve

  • 🐛 Unreadable text in dark mode
  • 🐛 Math drops cents to lower dollar
  • 🐛 Too rigid, lacks customization
  • 🐛 No reports or comparisons
  • 🐛 Filter feature not working
  • 🐛 Font disappears when adding/changing categories
Money Manager Expense & Budget#2

Money Manager Expense & Budget by Realbyte Inc.

20M+DN,Budget&Expense Tracker
Strong Contender
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Money Manager Expense & Budget screenshot 1
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Money Manager Expense & Budget screenshot 6

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

What We Love

  • 👍 Easy to use
  • 📊 Helpful statistics and charts
  • 💰 Effective for managing finances
  • 🗓️ Convenient calendar view
  • 🔍 Detailed expense tracking
  • 🧠 Insightful spending analysis

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🔀 Difficulty changing main currency without losing data
  • 🔒 Lack of multi-user/device sync capability
  • 💬 No option to add notes or comments
  • 📤 Inability to export data
Goodbudget Budget Planner#3

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Worth Considering
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#95in Finance
Goodbudget Budget Planner screenshot 1
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Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income
  • 🗓️ Useful for budgeting by pay period instead of monthly
  • 🧠 Encourages mindful spending and financial discipline
  • 🧭 Provides good visibility into spending categories

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
  • 🔢 Limited free version with only 10 envelopes
  • 🔍 Difficulty making changes to existing budgets
  • 🔍 Lack of automatic transaction importing/syncing

More Cash Flow Planner apps to explore

FAQ about Cash Flow Planner

What are the best cash flow planner apps for iPhone?
Cash Flow Planner tops our cash flow planner apps ranking as of September 2026, with a 4.6-star average from 304 App Store ratings, and it's free to download.
Yes — 19 of the top cash flow planner apps we rank are free to download, including Cash Flow Planner and Money Manager Expense & Budget.
Cash Flow Planner has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ cash flow planner apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Cash Flow Planner is a personal finance application designed to help you meticulously track your income and expenses. It allows you to record both one-time and recurring financial activities, set up custom spending categories, and establish budgets for your expenses and targets for your income.
Key features include the ability to record one-time and recurring transactions, create your own expense categories, set up budgets for spending, and define targets for income. The app also provides an overview on the Home screen and detailed transaction views, with iCloud synchronization for data backup.

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