Best Cash Flow Planner Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Out of 250+ cash flow planner apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Cash Flow Planner Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cash Flow PlannerCash Flow PlannerFree was $2.994.6★ (304)NoNoAug 2026
2Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8★ (19K)YesYesAug 2026
3Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesAug 2026
4Foreseenly™ CashFlowForeseenly™ CashFlowFree4.7★ (168)NoYesAug 2026
5Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.4K)NoYesAug 2026
6Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.6★ (6.2K)NoYesAug 2026
7Bountisphere: Budget PlannerBountisphere: Budget PlannerFreeNoYesAug 2026
8Budget Planner - Money FlowBudget Planner - Money FlowFree4.7★ (726)NoYesAug 2026

Top Picks for Cash Flow Planner

Cash Flow Planner#1

Cash Flow Planner by Erik Wegener

Expense tracker & budget tool
Editor's Choice
📊 Productivity
4.6😐(304 ratings)
Free
Cash Flow Planner screenshot 1
Cash Flow Planner screenshot 2
Cash Flow Planner screenshot 3
Cash Flow Planner screenshot 4
Cash Flow Planner screenshot 5

This personal finance app helps you track income and expenses with ease. You can record one-time and recurring transactions, create custom categories, and set budgets and income targets. Get a clear overview of your finances and manage your money effectively.

What We Love

  • 👍 Easy to use
  • 👍 Simple and uncomplicated
  • 👍 Great for cashflow planning
  • 👍 No bank linking required

Room to Improve

  • 🐛 Unreadable text in dark mode
  • 🐛 Math drops cents to lower dollar
  • 🐛 Too rigid, lacks customization
Money Manager Expense & Budget#2

Money Manager Expense & Budget by Realbyte Inc.

20M+DN,Budget&Expense Tracker
Strong Contender
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Money Manager Expense & Budget screenshot 1
Money Manager Expense & Budget screenshot 2
Money Manager Expense & Budget screenshot 3
Money Manager Expense & Budget screenshot 4
Money Manager Expense & Budget screenshot 5
Money Manager Expense & Budget screenshot 6

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

What We Love

  • 👍 Easy to use
  • 📊 Helpful statistics and charts
  • 💰 Effective for managing finances
  • 🗓️ Convenient calendar view

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🔀 Difficulty changing main currency without losing data
  • 🔒 Lack of multi-user/device sync capability
Goodbudget Budget Planner#3

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Worth Considering
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#88in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported

More Cash Flow Planner apps to explore

4
Foreseenly™ CashFlow
Foreseenly™ CashFlow
Foreseenly™ CashFlow
Cash Flow Forecast Planner
Free

This app helps you forecast your financial balance months in advance, allowing you to plan confidently and avoid unexpected shortfalls. It focuses on projecting future cash flow, not just tracking current spending, to visualize financial trends up to 15 years ahead.

Forecast future balancesIdentify low balance pointsVisualize affordability and timing
💰 Finance
(168)
free with in-app purchases
5
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Bill Tracker & Money Manager
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.4K)
free with in-app purchases
6
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(6.2K)
free with in-app purchases
7
Bountisphere: Budget Planner
Bountisphere: Budget Planner
Bountisphere: Budget Planner
Money Calendar & Cash Flow
Free
💰 Finance
(0)
8
Budget Planner - Money Flow
Budget Planner - Money Flow
Budget Planner - Money Flow
Expense Tracker & Bill Manager
Free

Easily track your income and expenses to manage your finances. Offers customizable accounts, flexible budgeting, and secure synchronization across devices. Visualize your financial health with powerful reports and helpful tools.

Quick transaction addingCustomizable accounts and categoriesDevice synchronization
💰 Finance
(726)
free with in-app purchases
9
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(38K)
free
10
Checkbook - Account Tracker
Checkbook - Account Tracker
Checkbook - Account Tracker
Spending, Income and Cashflow
Free

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Multiple account trackingRecurring transaction savingFund transfers between accounts
💰 Finance
(14K)
subscription
11
CashFlow Manager: Simple app
CashFlow Manager: Simple app
CashFlow Manager: Simple app
Money Tracker, Finance Planner
Free

Easily manage your finances with a straightforward cash flow application. Create spreadsheets to track your money effectively. This tool simplifies financial planning for everyday users.

Cash flow managementSpreadsheet creationFinancial planning
💰 Finance
(10)
ad-supported
12
Cash flow statement
Cash flow statement
Cash flow statement
Corporate finance
Free
💰 Finance
(0)
13
Cash Flow and Capital
Cash Flow and Capital
Cash Flow and Capital
Take Control of Your Cash Flow
Free

Manage your finances with tools to track spending, create budgets, and set savings goals. Monitor your progress and make smarter financial decisions with an intuitive interface. Securely store your data and gain control over your cash flow.

Spending trackingPersonalized budgetsSavings goals
💰 Finance
(4)
subscription
14
VANSi - Cash Advance
VANSi - Cash Advance
VANSi - Cash Advance
Access Future Income
Free

Access your future income with this app that provides financial wellness insights and instant pay capabilities. It helps you avoid overdrafts by allowing transfers from future earnings and offers on-demand cash advances to bridge financial gaps. Maintain your membership to continuously access and grow these advance amounts.

Financial wellness insightsInstant pay and transfersAvoid overdrafts
💰 Finance
(25K)
free with in-app purchases
15
CalendarBudget: Budget Planner
CalendarBudget: Budget Planner
CalendarBudget: Budget Planner
Budget Calendar & Tracker
Free

Visualize your income and expenses on a calendar to understand your financial future. This app helps you avoid surprises, plan for bills, and make confident spending decisions by showing your balance day by day.

Calendar view of financesFuture balance forecastingBill reminders and notifications
💰 Finance
(39)
subscription
16
CashGPS
CashGPS
CashGPS
Cash flow clarity
Free
💰 Finance
(0)
17
Monthly Bill Planner
Monthly Bill Planner
Monthly Bill Planner
Organize income and expenses
Free
$14.99 | 100% OFF

Manage your monthly income and expenses with this app. Track bills, set pay periods, and visualize your financial situation with custom groupings and graphs. Supports multiple currencies and languages.

Track income and billsCustom pay periodsMark bills as paid
💰 Finance
(23)
free with in-app purchases
18
Cash Flow - Easy Money
Cash Flow - Easy Money
Cash Flow - Easy Money
Control money with forecast
Free
$7.99 | 100% OFF

This free app helps individuals track basic income and expenses to forecast cash flow for the next 3, 6, or 12 months. It simplifies financial planning by focusing on key spendings and recurring transactions.

Track basic income and expensesForecast cash flow (3, 6, 12 months)Manage single and recurring transactions
💰 Finance
(7)
free
19
Nevo Money: Cash Flow Forecast
Nevo Money: Cash Flow Forecast
Nevo Money: Cash Flow Forecast
See tomorrow's balance, today.
Free

This app helps you plan your finances by showing your future balance and cash flow. It integrates scheduled payments, spending forecasts, and debt management tools to guide your spending decisions.

Cash-flow projectionsBudget forecastsDebt break-even tools
💰 Finance
(3)
freemium
20
Coin Flow: Expense Manager
Coin Flow: Expense Manager
Coin Flow: Expense Manager
Personal money tracker, budget
Free

This app helps you understand and optimize your spending by tracking expenses and planning budgets. It offers features like transaction tracking, financial goal setting, and detailed reports for better financial security and confidence. Securely manage your money with no ads or online registration.

Expense and transaction trackingBudget planning and goal settingRecurring transaction templates
💰 Finance
(0)
free with in-app purchases

FAQ about Cash Flow Planner

What are the best cash flow planner apps for iPhone?
Cash Flow Planner tops our cash flow planner apps ranking as of August 2026, with a 4.6-star average from 304 App Store ratings, and it's free to download.
Yes — 20 of the top cash flow planner apps we rank are free to download, including Cash Flow Planner and Money Manager Expense & Budget.
Cash Flow Planner has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ cash flow planner apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Cash Flow Planner is a personal finance application designed to help you meticulously track your income and expenses. It allows you to record both one-time and recurring financial activities, set up custom spending categories, and establish budgets for your expenses and targets for your income.
Key features include the ability to record one-time and recurring transactions, create your own expense categories, set up budgets for spending, and define targets for income. The app also provides an overview on the Home screen and detailed transaction views, with iCloud synchronization for data backup.

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