Best Cash Flow Planner Apps

216+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Out of 216+ cash flow planner apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Cash Flow Planner

Cash Flow Planner#1

Cash Flow Planner by Erik Wegener

Expense tracker & budget tool
Editor's Choice
πŸ“Š Productivity
4.6(300 ratings)
Free
Cash Flow Planner screenshot 1
Cash Flow Planner screenshot 2
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Cash Flow Planner screenshot 5

This personal finance app helps you track income and expenses with ease. You can record one-time and recurring transactions, create custom categories, and set budgets and income targets. Get a clear overview of your finances and manage your money effectively.

Money Manager Expense & Budget#2

Money Manager Expense & Budget by Realbyte Inc.

20M+DN,Budget&Expense Tracker
Strong Contender
πŸ’° Finance
4.8😊(18K ratings)
FreeAdsIn-App Purchases
Money Manager Expense & Budget screenshot 1
Money Manager Expense & Budget screenshot 2
Money Manager Expense & Budget screenshot 3
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Money Manager Expense & Budget screenshot 5
Money Manager Expense & Budget screenshot 6

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

What We Love

  • πŸ‘ Easy to use
  • πŸ“Š Helpful statistics and charts
  • πŸ’° Effective for managing finances
  • πŸ—“οΈ Convenient calendar view

Room to Improve

  • πŸ› Recurring transactions not working properly
  • πŸ”€ Difficulty changing main currency without losing data
  • πŸ”’ Lack of multi-user/device sync capability
Goodbudget Budget Planner#3

Goodbudget Budget Planner by Dayspring Technologies, Inc.

Money & Expense Tracker
Worth Considering
πŸ’° Finance
4.6😊(13K ratings)
FreeAdsIn-App Purchases
#92in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • πŸ’» Excellent app for tracking and managing finances
  • 🀝 Great for couples and families to manage budgets together
  • πŸ“ˆ Helpful envelope system and budgeting tools
  • πŸ•°οΈ Ability to schedule recurring payments and income

Room to Improve

  • πŸ” Confusing or unintuitive interface for some users
  • πŸ’° Paid subscription seen as too expensive by some
  • πŸ› Occasional bugs, crashes, and syncing issues reported

More Cash Flow Planner apps to explore

4
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
πŸ’° Finance
(9.2K)
free with in-app purchases
5
Cashflow Forecaster
Cashflow Forecaster
Cashflow Forecaster
Project Your Future Balance
Free

This app helps you visualize your future financial balance by projecting upcoming income, bills, and expenses. It allows you to track multiple accounts and identify potential low-balance periods in advance, giving you better control over your money.

Project future balanceTrack upcoming income and expensesManage multiple bank accounts
πŸ’° Finance
(1)
free
6
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
πŸ’° Finance
(1.7K)
free with in-app purchases
7
CashFlow Manager: Simple app
CashFlow Manager: Simple app
CashFlow Manager: Simple app
Money Tracker, Finance Planner
Free

Easily manage your finances with a straightforward cash flow application. Create spreadsheets to track your money effectively. This tool simplifies financial planning for everyday users.

Cash flow managementSpreadsheet creationFinancial planning
πŸ’° Finance
(10)
ad-supported
8
Foreseenlyβ„’ CashFlow
Foreseenlyβ„’ CashFlow
Foreseenlyβ„’ CashFlow
Cash Flow Forecast Planner
Free

This app helps you forecast your financial balance months in advance, allowing you to plan confidently and avoid unexpected shortfalls. It focuses on projecting future cash flow, not just tracking current spending, to visualize financial trends up to 15 years ahead.

Forecast future balancesIdentify low balance pointsVisualize affordability and timing
πŸ’° Finance
(164)
free with in-app purchases
9
Checkbook - Account Tracker
Checkbook - Account Tracker
Checkbook - Account Tracker
Spending, Income and Cashflow
Free

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Multiple account trackingRecurring transaction savingFund transfers between accounts
πŸ’° Finance
(14K)
subscription
10
Budget Flow | Expense Tracker
Budget Flow | Expense Tracker
Budget Flow | Expense Tracker
Financial manager and planner
Free

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Track income and expensesManage multiple accounts and categoriesPlan budgets for categories
πŸ’° Finance
(326)
free with in-app purchases
11
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
πŸ’° Finance
(6.6K)
free with in-app purchases
12
Budget Planner - Money Flow
Budget Planner - Money Flow
Budget Planner - Money Flow
Budget, Expense, Bill Manager
Free

Easily track your income and expenses to manage your finances. Offers customizable accounts, flexible budgeting, and secure synchronization across devices. Visualize your financial health with powerful reports and helpful tools.

Quick transaction addingCustomizable accounts and categoriesDevice synchronization
πŸ’° Finance
(705)
free with in-app purchases
13
Money Monitor: Expense Tracker
Money Monitor: Expense Tracker
Money Monitor: Expense Tracker
Account, Budget & Bill Planner
Free

Manage your personal finances with this comprehensive app. Track transactions, accounts, budgets, and bills with powerful tools and customizable options. Gain a clear overview of your income and expenses to control your money effectively.

Track income, expense, and transfer transactionsManage multiple accounts with custom typesCreate and customize budgets with rollover options
πŸ’° Finance
(348)
free with in-app purchases
14
Pocket Expense 6
Pocket Expense 6
Pocket Expense 6
Personal Finance Assistant
Free

Manage your personal finances by tracking accounts, categorizing transactions, and monitoring bills. Set budgets to control spending and achieve savings goals. Gain insights into your financial habits with powerful statistics and reports.

Track multiple financial accountsBudget management and spending controlBill tracking with reminders
πŸ’° Finance
(2K)
subscription
15
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Track, Budget, & Save Cash!
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
πŸ’° Finance
(241K)
freemium
16
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
πŸ’° Finance
(12K)
free with in-app purchases
17
Mobills - Budget Planner
Mobills - Budget Planner
Mobills - Budget Planner
Financial and Bill Organizer
Free

Take control of your money with this comprehensive budget planning app. Track expenses, manage bills, and set financial goals to achieve peace of mind. Analyze your spending with intuitive graphs and reports.

Track expenses and incomeCreate custom budgetsManage credit cards
πŸ’° Finance
(4.3K)
freemium
18
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
πŸ’° Finance
(3K)
free with in-app purchases
19
CalendarBudget: Budget Planner
CalendarBudget: Budget Planner
CalendarBudget: Budget Planner
See your money on a calendar
Free

Visualize your income and expenses on a calendar to understand your financial future. This app helps you avoid surprises, plan for bills, and make confident spending decisions by showing your balance day by day.

Calendar view of financesFuture balance forecastingBill reminders and notifications
πŸ’° Finance
(39)
subscription
20
CashCounter: The cash manager
CashCounter: The cash manager
CashCounter: The cash manager
The simple financial manager
Free

Manage your finances with ease using this intuitive app. Track daily expenses, set and achieve savings goals for desired items, and simplify your financial life with one-tap operations. It's designed for everyday users, not just professionals.

Intuitive lists for tracking expensesGoal-oriented savingOne-tap cash counting
πŸ’° Finance
(986)
free with in-app purchases

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