Best Cashless Africa Apps

Chipper Cash

Send or Request Cash in Africa

Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

AzamPesa

Mobile money service in TZ

Free

This mobile money service allows users to send, receive, and make digital payments with low transaction fees. It offers bank-grade security and incentives for digital commerce, aiming to benefit lower and middle-income earners.

Basewallet

by BASEWALLET LIMITED

Free

This platform simplifies financial transactions across Africa with a user-friendly interface for sending and receiving money in over 20 currencies. Enjoy fast, reliable transfers, convenient bill payments, and secure gift card trading.

Myaza: Africa’s Money App

Move money across Africa

Free

Easily send, receive, and exchange money across over 21 African countries in seconds. This app supports multiple currencies and offers a free virtual USD card for global spending. It's designed for travelers, freelancers, and business owners needing fast, borderless financial solutions.

Karla - Tap to Pay for Africa

by Acumen Labs LLC

Free

Transform your phone into a payment terminal for seamless transactions across Africa. Accept payments, manage transactions, and send invoices directly from your mobile device without needing extra hardware. Ideal for businesses of all sizes looking to simplify their payment processes.

Cardri

Digital Wallet for Africa

Free

This app facilitates instant payments across Africa for businesses and individuals. It simplifies cross-border commerce with competitive exchange rates and transparent fees, enabling fast and efficient money transfers without intermediaries.

Kuda - Free transfer & payment

Pay, save & invest money

Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Branch: A Better Payday

Your money—fast

Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

admyt South Africa

by Admyt Pty Ltd

Free

This app allows users to park at participating malls without a ticket or cash. It automatically opens the boom gate upon entry, streamlining the parking experience.

Collect Africa

by Collect Africa Inc

Free

This app allows businesses to accept payments online and offline through various methods like cards, bank transfers, and payment links. It facilitates seamless reconciliation and withdrawal of funds to Nigerian bank accounts, providing a consolidated view of business earnings.