Best Cashless Africa Apps

250+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated August 2026

Looking for free cashless africa apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Cashless Africa Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cashless AfricaCashless AfricaFree5.0★ (1)NoNoAug 2026
2Chipper CashChipper CashFree4.3★ (15K)NoNoAug 2026
3Yayo AfricaYayo AfricaFreeNoNoMay 2026
4EmbassyCardEmbassyCardFreeNoNoMay 2026
5Cashless - كاشلسCashless - كاشلسFreeNoNoMay 2026
6Make Africa Borderless NowMake Africa Borderless NowFreeNoNoMay 2026
7Karla - Tap to Pay for AfricaKarla - Tap to Pay for AfricaFree3.7★ (3)NoNoMay 2026
8Kwallet AfricaKwallet AfricaFreeNoNoMay 2026

Top Picks for Cashless Africa

Cashless Africa#1

Cashless Africa by France Vad

Editor's Choice
💰 Finance
5.0(1 ratings)
Free
Cashless Africa screenshot 1
Cashless Africa screenshot 2
Cashless Africa screenshot 3
Cashless Africa screenshot 4

Manage your money globally with a single app. Create virtual cards for online purchases, reload funds from anywhere, and utilize a multi-currency wallet. Experience simple, fast, and transparent financial control.

Chipper Cash#2

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Strong Contender
💰 Finance
4.3😊(15K ratings)
Free
Chipper Cash screenshot 1
Chipper Cash screenshot 2
Chipper Cash screenshot 3
Chipper Cash screenshot 4
Chipper Cash screenshot 5
Chipper Cash screenshot 6

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and reliable transactions
  • 💰 Cashback and bonuses
  • 🔒 Secure platform

Room to Improve

  • 🐛 Occasional app crashes
  • ⏰ Delayed transaction processing
  • 🔒 Verification issues

More Cashless Africa apps to explore

4
EmbassyCard
EmbassyCard
EmbassyCard
For use with our Prepaid Card
Free
💰 Finance
(0)
5
Cashless - كاشلس
Cashless - كاشلس
Cashless - كاشلس
by Automated Services Network Company
Free
🔧 Utilities
(0)
6
Make Africa Borderless Now
Make Africa Borderless Now
Make Africa Borderless Now
Let's Make Africa Borderless
Free
🔧 Utilities
(0)
7
Karla - Tap to Pay for Africa
Karla - Tap to Pay for Africa
Karla - Tap to Pay for Africa
by Acumen Labs LLC
Free

Transform your phone into a payment terminal for seamless transactions across Africa. Accept payments, manage transactions, and send invoices directly from your mobile device without needing extra hardware. Ideal for businesses of all sizes looking to simplify their payment processes.

Accept payments via tap-to-payManage transactions and invoicesProcess payments on mobile device
💰 Finance
(3)
free
8
Kwallet Africa
Kwallet Africa
Kwallet Africa
by K-Tech SAS
Free
💰 Finance
(0)
9
Myaza: Africa’s Money App
Myaza: Africa’s Money App
Myaza: Africa’s Money App
Move money across Africa
Free

Easily send, receive, and exchange money across over 21 African countries in seconds. This app supports multiple currencies and offers a free virtual USD card for global spending. It's designed for travelers, freelancers, and business owners needing fast, borderless financial solutions.

Send money to 21+ African countriesInstant currency exchange (USDT, NGN, KES, USD)Multi-currency wallets
💰 Finance
(140)
free
10
Hizo: Spend Easy Across Africa
Hizo: Spend Easy Across Africa
Hizo: Spend Easy Across Africa
Pay Like Local Across Africa
Free

Send money and pay globally in your local currency across Africa. Create a USD virtual card for international online payments and fund your wallet with flexible options. Ideal for travelers, students, entrepreneurs, and families.

Send money across African countriesSpend local currency in AfricaUSD virtual card for global payments
💰 Finance
(12)
ad-supported
11
SendAfrika
SendAfrika
SendAfrika
P2P currency swap
Free
💰 Finance
(0)
12
Cardri
Cardri
Cardri
Cardri Finance
Free

This app facilitates instant payments across Africa for businesses and individuals. It simplifies cross-border commerce with competitive exchange rates and transparent fees, enabling fast and efficient money transfers without intermediaries.

Instant intra-Africa paymentsIntelligent risk managementSend, receive, and spend across African countries
💰 Finance
(2)
free
13
WebBeds Cashless Canteen
WebBeds Cashless Canteen
WebBeds Cashless Canteen
by COUNTER SOLUTIONS U.K. LIMITED
Free
💰 Finance
(0)
14
OneAfrica - Shop Africa
OneAfrica - Shop Africa
OneAfrica - Shop Africa
by OneAfrica One Limited
Free
🛍️ Shopping
(0)
15
Africa Rest Provider
Africa Rest Provider
Africa Rest Provider
by Yusuf Hameed
Free
🛍️ Shopping
(0)
16
Collect Africa
Collect Africa
Collect Africa
by Collect Africa Inc
Free

This app allows businesses to accept payments online and offline through various methods like cards, bank transfers, and payment links. It facilitates seamless reconciliation and withdrawal of funds to Nigerian bank accounts, providing a consolidated view of business earnings.

Accept online and offline paymentsSupport for cards, bank transfers, and payment linksGenerate unique account numbers for transactions
💰 Finance
(1)
free
17
6DOT50
6DOT50
6DOT50
6DOT50 DIGITAL VOUCHERS
Free
💰 Finance
(0)
18
mySpendEase
mySpendEase
mySpendEase
by Spendease Technologies Limited
Free
💰 Finance
(0)
19
Awavoucher
Awavoucher
Awavoucher
Built for the unbanked
Free
💰 Finance
(0)
20
Pay with Vendy
Pay with Vendy
Pay with Vendy
A Unified Payment Interface
Free

This app provides a unified payment gateway for merchants to accept both offline and online payments across Africa. It offers a proactive, flexible, fast, and secure transaction process.

Unified payment gatewayOffline payment acceptanceOnline payment acceptance
💰 Finance
(1)
free

FAQ about Cashless Africa

What are the best cashless africa apps for iPhone?
Cashless Africa tops our cashless africa apps ranking as of August 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top cashless africa apps we rank are free to download, including Cashless Africa and Chipper Cash.
Cashless Africa has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ cashless africa apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Cashless Africa supports a multi-currency wallet, including currencies like CFA and Naira, allowing you to manage funds from different regions.
Yes, Cashless Africa allows you to create virtual cards specifically for your online payments on platforms such as Alibaba, Amazon, and TikTok.