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Best Cost Tracker Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Budget app is the household name in cost tracker, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Cost Tracker Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesAug 2026
2Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
3Cost Track: your Money TrackerCost Track: your Money TrackerFree4.7★ (352)NoYesAug 2026
4Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoAug 2026
5iSpending - Expense TrackeriSpending - Expense TrackerFree4.4★ (634)YesYesAug 2026
6Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesAug 2026
7Expensify - Travel & ExpenseExpensify - Travel & ExpenseFree4.6★ (156K)NoYesAug 2026
8Cently: Daily Cost TrackerCently: Daily Cost TrackerFree—NoYesJul 2026

Top Picks for Cost Tracker

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#55in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Spending Tracker#2

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Strong Contender
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
Cost Track: your Money Tracker#3

Cost Track: your Money Tracker by Artezio LLC

Spending and Saving Manager
Worth Considering
💰 Finance
4.7😐(352 ratings)
FreeIn-App Purchases
Cost Track: your Money Tracker screenshot 1
Cost Track: your Money Tracker screenshot 2
Cost Track: your Money Tracker screenshot 3
Cost Track: your Money Tracker screenshot 4

Manage your personal and family budget with this app. Quickly log income and expenses, view them by category and location, and track your account balances. Save money and find the best deals with detailed insights.

What We Love

  • 👍 Simple and intuitive interface
  • 💰 Effective expense tracking and budgeting
  • 📊 Clear visualization with graphs and reports
  • 🔄 Cross-device synchronization capability

Room to Improve

  • 🐛 Data loss issues during sync/backup restoration
  • 💸 Requires paid subscription for full features
  • 📚 Poor documentation and tutorial support

More Cost Tracker apps to explore

4
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
💰 Finance
(4.8K)
free
5
iSpending - Expense Tracker
iSpending - Expense Tracker
iSpending - Expense Tracker
Income and spending tracker
Free

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Categorize income and expensesCustomizable spending categoriesInstant daily, weekly, monthly, yearly summaries
💰 Finance
(634)
free with in-app purchases
6
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
7
Expensify - Travel & Expense
Expensify - Travel & Expense
Expensify - Travel & Expense
Track receipts & expenses
Free

Manage expenses, send invoices, book travel, and pay bills efficiently. This app streamlines financial tasks for individuals and businesses with features like receipt scanning, distance tracking, and integrated chat for seamless communication.

Receipt scanning with SmartScanDistance trackingManual expense logging
💼 Business
(156K)
free with in-app purchases
8
Cently: Daily Cost Tracker
Cently: Daily Cost Tracker
Cently: Daily Cost Tracker
Asset & Warranty Reminder
Free
💰 Finance
(0)
9
DriveLedger: Car Cost Tracker
DriveLedger: Car Cost Tracker
DriveLedger: Car Cost Tracker
Expense Log & Maintenance
Free
🔧 Utilities
(0)
10
Live Cost Tracker
Live Cost Tracker
Live Cost Tracker
Track your live cost updates
Free
💰 Finance
(0)
11
CostMe - Expense Tracker
CostMe - Expense Tracker
CostMe - Expense Tracker
Track small spending habits
Free
💰 Finance
(0)
12
VehicleAI: Fuel & Cost Tracker
VehicleAI: Fuel & Cost Tracker
VehicleAI: Fuel & Cost Tracker
Scan fuel, track costs
Free
📊 Productivity
(0)
13
Expenses: Spending Tracker
Expenses: Spending Tracker
Expenses: Spending Tracker
Bill & Subscription Manager
Free

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Expense and income trackingMulti-currency support with auto exchange ratesCustomizable categories
💰 Finance
(1.8K)
free with in-app purchases
14
Life Cost Analyzer
Life Cost Analyzer
Life Cost Analyzer
by Tobias Marston
Free
🌟 Lifestyle
(0)
15
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
Your Budget & Money Reimagined
Free
💰 Finance
(0)
16
ThingCost - Daily Cost Tracker
ThingCost - Daily Cost Tracker
ThingCost - Daily Cost Tracker
Worth Score for Every Purchase
Free
💰 Finance
(0)
17
CostKeeper: Daily Cost Tracker
CostKeeper: Daily Cost Tracker
CostKeeper: Daily Cost Tracker
See daily cost in one click
Free
💰 Finance
(0)
18
KMcost – Car Cost Tracker
KMcost – Car Cost Tracker
KMcost – Car Cost Tracker
Fuel, mileage & maintenance
Free
📊 Productivity
(0)
19
OneDay: Cost Per Use Tracker
OneDay: Cost Per Use Tracker
OneDay: Cost Per Use Tracker
Daily cost of your possessions
Free
🔧 Utilities
(0)
20
Cost AI - Expense Tracker
Cost AI - Expense Tracker
Cost AI - Expense Tracker
Find Where Your Money Goes
Free
💰 Finance
(0)

FAQ about Cost Tracker

What are the best cost tracker apps for iPhone?
Budget app - spending tracker tops our cost tracker apps ranking as of July 2026, with a 4.7-star average from 15K App Store ratings, and it's free to download.
Yes — 20 of the top cost tracker apps we rank are free to download, including Budget app - spending tracker and Spending Tracker.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 250+ cost tracker apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.

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