Best Cost Tracker Apps

238+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated June 2026

Budget app is the household name in cost tracker, but it's far from the only option. We track 238+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Top Picks for Cost Tracker

Budget app - spending tracker#1

Budget app - spending tracker by Inner Grow Limited

Budget planner & money tracker
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(667 ratings)
FreeIn-App Purchases
#62in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Straightforward and intuitive
  • ๐Ÿ’ฐ Affordable one-time purchase
  • ๐ŸŽจ Customizable categories and colors

Room to Improve

  • ๐Ÿ› Recurring bills/payments not working as expected
  • ๐Ÿ” Lack of advanced reporting and analytics
  • ๐Ÿค Sharing/collaboration features not reliable
Spending Tracker#2

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(18K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“Š Helpful reports and charts
  • ๐Ÿ’ฐ One-time fee for premium features
  • ๐Ÿ” Recurring transactions

Room to Improve

  • ๐Ÿ› Occasional syncing issues
  • ๐Ÿ”ข Lack of fortnightly budget option
  • ๐Ÿ—‚๏ธ Difficulty deleting unused categories
Expenses OK - expenses tracker#3

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(4.2K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Simple and intuitive
  • ๐Ÿš€ Quick expense entry
  • ๐Ÿ‘ Customizable categories

Room to Improve

  • ๐Ÿ› Missing recurring expense feature
  • ๐Ÿ› Limited date range view
  • ๐Ÿ› Lack of income tracking

More Cost Tracker apps to explore

4
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
๐Ÿ’ฐ Finance
(6.6K)
free with in-app purchases
5
Expenses: Spending Tracker
Expenses: Spending Tracker
Expenses: Spending Tracker
Bill & Subscription Manager
Free

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Expense and income trackingMulti-currency support with auto exchange ratesCustomizable categories
๐Ÿ’ฐ Finance
(1.8K)
free with in-app purchases
6
Cost Track: your Money Tracker
Cost Track: your Money Tracker
Cost Track: your Money Tracker
Spending and Saving Manager
Free

Manage your personal and family budget with this app. Quickly log income and expenses, view them by category and location, and track your account balances. Save money and find the best deals with detailed insights.

Personal and family budget trackingQuick income and expense entryCategorized and location-based spending
๐Ÿ’ฐ Finance
(351)
free with in-app purchases
7
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Spending manager and tracker
Free

This app helps you understand where your money goes by tracking expenses and income. It offers a simple, user-friendly interface with features like charts, a calculator, and receipt attachments to improve your financial organization and budget management.

Expense & income trackerCalendar overviewInteractive spending charts
๐Ÿ’ฐ Finance
(1.2K)
free with in-app purchases
8
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
๐Ÿ’ฐ Finance
(18K)
free with in-app purchases
9
Expensify - Travel & Expense
Expensify - Travel & Expense
Expensify - Travel & Expense
Track receipts & expenses
Free

Manage expenses, send invoices, book travel, and pay bills efficiently. This app streamlines financial tasks for individuals and businesses with features like receipt scanning, distance tracking, and integrated chat for seamless communication.

Receipt scanning with SmartScanDistance trackingManual expense logging
๐Ÿ’ผ Business
(155K)
free with in-app purchases
10
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Organizer, Budget Planner
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
๐Ÿ’ฐ Finance
(4.7K)
subscription
11
Dext: Expense Tracker
Dext: Expense Tracker
Dext: Expense Tracker
Sync Receipts with QuickBooks
Free

Effortlessly digitize and manage business expenses from receipts and invoices. Automate data extraction, categorization, and integration with accounting software to save time and simplify tax compliance.

Automated data extraction from receipts and invoicesAI-powered OCR with 99% accuracySeamless integration with QuickBooks and Xero
๐Ÿ’ผ Business
(7K)
free with in-app purchases
12
DailyCost ๏ผ Expense Tracker
DailyCost ๏ผ Expense Tracker
DailyCost ๏ผ Expense Tracker
A simple Expense Tracker
Free

Easily track your daily expenses with this intuitive finance organizer. Manage your money smarter with smart categories, elegant reports, and support for over 160 currencies. Ideal for personal finance and travel.

Cloud syncing and backupIntuitive gesture interfaceFinancial reports and summaries
๐Ÿ’ฐ Finance
(2.2K)
free with in-app purchases
13
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Simple & No Ad Budget App
Free

This offline accounting app offers a pure, reliable experience for tracking expenses and managing budgets. It supports multiple ledgers, accounts, global currencies, and provides in-depth financial analysis. Set savings goals and monitor asset trends without any advertisements.

Offline local storageFast transaction recordingMulti-dimensional ledgers
๐Ÿ“Š Productivity
(3.7K)
subscription
14
iSpending - Expense Tracker
iSpending - Expense Tracker
iSpending - Expense Tracker
Income and spending tracker
Free

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Categorize income and expensesCustomizable spending categoriesInstant daily, weekly, monthly, yearly summaries
๐Ÿ’ฐ Finance
(85)
free with in-app purchases
15
Money manager, expense tracker
Money manager, expense tracker
Money manager, expense tracker
ะคะธะฝะฐะฝัั‹ - ั€ะฐัั…ะพะดั‹ ะธ ะดะพั…ะพะดั‹
Free

Easily track your expenses and income to gain control over your budget and finances. Visualize spending patterns with clear diagrams and detailed reports. Personalize categories, manage multiple currencies, and set payment reminders for better financial management.

Expense and income trackingBudget managementSpending pattern visualization
๐Ÿ’ฐ Finance
(7.3K)
free with in-app purchases
16
Stride: Mileage & Tax Tracker
Stride: Mileage & Tax Tracker
Stride: Mileage & Tax Tracker
Expense & income tracking
Free

This app helps independent workers and freelancers maximize tax deductions and save money on everyday expenses. It offers automated mileage tracking, expense logging, and finds hundreds of potential write-offs to simplify tax filing and reduce your tax burden.

Automated GPS mileage trackingLog daily expensesFind hundreds of deductions
๐Ÿ’ฐ Finance
(90K)
free
17
Money Monitor: Expense Tracker
Money Monitor: Expense Tracker
Money Monitor: Expense Tracker
Account, Budget & Bill Planner
Free

Manage your personal finances with this comprehensive app. Track transactions, accounts, budgets, and bills with powerful tools and customizable options. Gain a clear overview of your income and expenses to control your money effectively.

Track income, expense, and transfer transactionsManage multiple accounts with custom typesCreate and customize budgets with rollover options
๐Ÿ’ฐ Finance
(348)
free with in-app purchases
18
Constructions Cost Tracker
Constructions Cost Tracker
Constructions Cost Tracker
Construction Budget Manager
Free

Manage construction project budgets and expenses with this intuitive app. Track materials, labor, and compare estimated versus actual costs to stay on budget. Offers offline data storage and clear financial summaries for contractors, builders, and homeowners.

Project management with detailsExpense logging for materials, labor, toolsBudget comparison (estimated vs. actual)
๐Ÿ“Š Productivity
(1)
freemium
19
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
๐Ÿ’ฐ Finance
(9.2K)
free with in-app purchases
20
XpenseTracker
XpenseTracker
XpenseTracker
Expense Tracker & Mileage Log
$4.99

Easily track mileage and expenses with a comprehensive, user-friendly app. Features customizable categories, photo receipt capture, and multiple export options for desktop integration. Save time and money on financial management.

Mileage tracking with GPS and odometer optionsExpense logging with customizable categoriesPhoto receipt capture and attachment
๐Ÿ’ฐ Finance
(4.9K)
free with in-app purchases