Best Debt Calculator Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Out of 250+ debt calculator apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Debt Calculator Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7โ˜… (7.4K)YesYesNov 2026
2Loan Calculator: Mortgage, CarLoan Calculator: Mortgage, CarFree4.6โ˜… (23K)YesYesNov 2026
3Card Debt Payoff CalculatorCard Debt Payoff CalculatorFree5.0โ˜… (1)NoNoOct 2026
4Debtor Debt Pay Off CalculatorDebtor Debt Pay Off CalculatorFree4.8โ˜… (44)YesNoOct 2026
5Loan Calculatorโ€ฐLoan Calculatorโ€ฐFree4.9โ˜… (106K)YesNoNov 2026
6Debt Snowball - Payoff PlannerDebt Snowball - Payoff PlannerFree4.7โ˜… (1.4K)NoYesNov 2026
7Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8โ˜… (8.2K)NoYesNov 2026
8Pay Off Debt: Debt CalculatorPay Off Debt: Debt CalculatorFree3.0โ˜… (7)NoYesSep 2026

Top Picks for Debt Calculator

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(7.4K ratings)
FreeAdsIn-App Purchases
#71in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • ๐Ÿ’ฏ Excellent debt tracking and planning
  • ๐Ÿ” Detailed debt breakdown and payoff timeline
  • ๐ŸŽฏ Helps stay motivated and on track
  • ๐Ÿ‘ Simple and easy to use interface
  • ๐Ÿค‘ Affordable premium subscription
  • ๐Ÿ”ข Customizable debt payoff strategies

Room to Improve

  • ๐Ÿ› Occasional app crashes and stability issues
  • ๐Ÿ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • ๐Ÿ’ฐ Frustration with premium-only features
  • ๐Ÿ”ข Difficulty making changes to existing debt entries
  • ๐Ÿ’ธ Concerns about recurring subscription costs
Loan Calculator: Mortgage, Car#2

Loan Calculator: Mortgage, Car by ChuChu Train Productions

Amortization Schedule & Payoff
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜(23K ratings)
FreeAdsIn-App Purchases
Loan Calculator: Mortgage, Car screenshot 1
Loan Calculator: Mortgage, Car screenshot 2
Loan Calculator: Mortgage, Car screenshot 3
Loan Calculator: Mortgage, Car screenshot 4
Loan Calculator: Mortgage, Car screenshot 5
Loan Calculator: Mortgage, Car screenshot 6

This app helps users understand the true cost of loans and mortgages by providing detailed amortization schedules and interest calculations. It allows for scenario comparisons, early payoff planning, and visualization of debt reduction. Useful for homebuyers, car buyers, and financial professionals.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Quick calculations
  • ๐Ÿ’ก Helpful for financial decisions
  • ๐Ÿ”’ Secure app

Room to Improve

  • ๐Ÿ” Lacking advanced features
  • ๐Ÿ’ธ Excessive ads
  • ๐Ÿ› Bugs and crashes
  • ๐Ÿ“ต Difficulty disabling ads

More Debt Calculator apps to explore

FAQ about Debt Calculator

What are the best debt calculator apps for iPhone?
Debt Payoff Planner & Tracker tops our debt calculator apps ranking as of October 2026, with a 4.7-star average from 7.4K App Store ratings, and it's free to download.
Yes โ€” 20 of the top debt calculator apps we rank are free to download, including Debt Payoff Planner & Tracker and Loan Calculator: Mortgage, Car.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ debt calculator apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.