Best Debt Calculator Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated October 2026

Out of 250+ debt calculator apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Debt Calculator Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.3K)YesYesOct 2026
2Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (23K)YesYesOct 2026
3Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoOct 2026
4Card Debt Payoff CalculatorCard Debt Payoff CalculatorFree—NoNoSep 2026
5Debt Snowball - Payoff PlannerDebt Snowball - Payoff PlannerFree4.7★ (1.3K)NoYesOct 2026
6Debtor Debt Pay Off CalculatorDebtor Debt Pay Off CalculatorFree4.8★ (44)YesNoMay 2026
7Debt Payoff Plan CalculatorDebt Payoff Plan CalculatorFree3.4★ (135)NoNoOct 2026
8Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesOct 2026

Top Picks for Debt Calculator

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(7.3K ratings)
FreeAdsIn-App Purchases
#76in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface
  • 🤑 Affordable premium subscription
  • 🔢 Customizable debt payoff strategies

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
  • 🔢 Difficulty making changes to existing debt entries
  • 💸 Concerns about recurring subscription costs
Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, Lease & Payoff
Strong Contender
💰 Finance
4.6😐(23K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
  • 📵 Difficulty disabling ads
Loan Calculator‰#3

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Worth Considering
💰 Finance
4.9😊(105K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results
  • 👍 Helpful for financial decisions

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
  • 🔍 Cannot switch to landscape mode
  • 🔒 Privacy concerns with data collection

More Debt Calculator apps to explore

FAQ about Debt Calculator

What are the best debt calculator apps for iPhone?
Debt Payoff Planner & Tracker tops our debt calculator apps ranking as of October 2026, with a 4.7-star average from 7.3K App Store ratings, and it's free to download.
Yes — 20 of the top debt calculator apps we rank are free to download, including Debt Payoff Planner & Tracker and Loan Calculator - Debt Planner.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ debt calculator apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.