Best Debt To Income Calculator Apps

218+ iOS apps curated and reviewed

4.6 avg rating
17 free apps
Updated May 2026

Mortgage Pal is the household name in debt to income calculator, but it's far from the only option. We track 218+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Top Picks for Debt To Income Calculator

Mortgage Pal - Loan Calculator#1

Mortgage Pal - Loan Calculator by Appeum Inc

Payment compound interest rate
Editor's Choice
πŸ’° Finance
4.8😐(3.4K ratings)
Free
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

Start saving on your mortgage and calculate your loan payments with our all-in-one Mortgage Pal tool. Includes Mortgage Payment Calculator, Mortgage Affordability Calculator, and current mortgage rates. Make smarter mortgage decisions today!

What We Love

  • πŸš€ Simple and intuitive
  • πŸš€ Easy to use
  • πŸš€ Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • πŸ› Freezes and crashes frequently
  • πŸ”’ Privacy concerns (access to motion/fitness data)
  • πŸ” Lacks important features (PMI, closing costs)
Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by Michael Chu

Mortgage, Car, School, Payday
Strong Contender
πŸ’° Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

What We Love

  • πŸ‘ Easy to use
  • πŸš€ Quick calculations
  • πŸ’‘ Helpful for financial decisions
  • πŸ”’ Secure app

Room to Improve

  • πŸ” Lacking advanced features
  • πŸ’Έ Excessive ads
  • πŸ› Bugs and crashes
Debt To Income Calculator#3

Debt To Income Calculator by Rukshan Marapana

Calculate your DTI Ratio
Worth Considering
πŸ’° Finance
3.3(4 ratings)
$2.99
Debt To Income Calculator screenshot 1
Debt To Income Calculator screenshot 2
Debt To Income Calculator screenshot 3
Debt To Income Calculator screenshot 4

This application helps you determine how much debt you can afford compared to your income by calculating your debt-to-income ratio. By using this tool, you can understand your financial situation and make informed decisions about taking on new debt, and find out if you qualify for a loan.

More Debt To Income Calculator apps to explore

4
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

"Navigate your journey to financial freedom with Debt Free Box: Snowball Payoff, an easy-to-use app for managing and paying off debts. Simply set up your payoff plan and enjoy features like the snowball method, fast forward option, and detailed payment schedule. Take control of your debts and install the app now for free!"

πŸ’° Finance
(2.3K)
5
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

πŸ’° Finance
(6.7K)
6
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

Track expenses, plan finances, and reach your financial goals with a personal budget app that helps you manage your money easily and guilt-free. Start for free today to create budgets, monitor spending, and see all your financial accounts in one place.

πŸ’° Finance
(84K)
7
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Calculate your loans or mortgages effortlessly with this simple loan calculator app. Just input the amount, term, and rate to get quick results. Try it now!

πŸ’° Finance
(96K)
8
Financial Calculator: Percent
Financial Calculator: Percent
Financial Calculator: Percent
Tax Percentage, Profit Margin
Free

Effortlessly calculate percentages with our user-friendly app. Whether you need to figure out discounts, tips, or percentage increases, our tool makes it simple. Try it now for quick and accurate percentage calculations!

πŸ’° Finance
(14K)
9
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Monitor and track your FICO credit scores from all three bureaus, receive credit alerts and insights on-the-go, and access educational content with this credit score monitoring application. Visit www.myfico.com to learn more and take control of your credit health.

πŸ’° Finance
(46K)
10
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

πŸ’° Finance
(8.2K)
11
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

An app designed to simplify mortgage processes: e-sign your application, communicate through in-app messages, track your to-do list, manage payments, receive push notifications, and access loan documents easily. Your mortgage simplified in one place!

πŸ’° Finance
(169K)
12
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Schedule & More
Free

Calculate monthly loan payments and generate an amortization schedule to track your repayment progress. Plan your finances wisely and stay on top of your loan with this handy tool!

πŸ’° Finance
(818)
13
Calculator: No Ads / Ad-Free
Calculator: No Ads / Ad-Free
Calculator: No Ads / Ad-Free
Basic, Scientific & Finance
Free

An ad-free calculator application for mortgage calculations and more. Crunch numbers without distractions.

πŸ”§ Utilities
(4.5K)
14
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free
πŸ’° Finance
(412)
15
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

A versatile mortgage/loan calculator app that also functions as a traditional mathematical calculator. Users can calculate monthly payments, terms, interest rates, and loan amounts, with support for semi-annual compounding. Ideal for real estate professionals, mortgage brokers, home buyers, and those looking to refinance. Accessible on iPhone and iPod touch with options to save calculations and send summaries via email.

πŸ’° Finance
(2.6K)
16
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Car Auto Student Payoff Calc
Free

This simple loan calculator provides a forecast of loan repayment and allows users to view the impact of extra payments on their payment plan. It supports various payment methods, frequencies, and extra payment options, making it easy to use and create a personalized payment schedule.

πŸ’° Finance
(313)
17
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

Automate debt payoff with an app that rounds up your spare change to help you pay off credit cards, loans, and more. Save money effortlessly and accelerate your journey to a debt-free life with Stash My Cash. Join the Payoff Debt Revolution and start saving thousands today!

πŸ’° Finance
(5.2K)
18
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
With Debt Snowball Method
Free
$0.99 | 100% OFF

A comprehensive debt management app utilizing the Debt Snowball method, featuring various tools like quick debt summaries, progress bars, payment due date reminders, and multiple payoff strategies. Users can track multiple debts, analyze repayment scenarios, and sync data across devices. Embark on your journey to financial freedom with Debt Free - Pay Off your Debt app!

πŸ’° Finance
(945)
19
Debt Manager
Debt Manager
Debt Manager
Get Out of Debt Fast
$0.99

Manage and eliminate debt efficiently with this top-ranked finance app in the US. Take control of your finances and achieve financial freedom faster.

πŸ’° Finance
(546)
20
Pay Off Debt by Jackie Beck
Pay Off Debt by Jackie Beck
Pay Off Debt by Jackie Beck
Your best debt payoff plan
$4.99

The application is a debt-tracking and debt-management tool that helps users develop and implement a personalized debt payoff strategy, whether using the debt snowball, debt avalanche, or any other method. It provides features to stay motivated, visualize progress, and collaborate with others, empowering users to become debt-free and achieve financial freedom.

πŸ’° Finance
(34)