Best Debt To Income Calculator Apps

249+ iOS apps curated and reviewed

4.0 avg rating
19 free apps
Updated October 2026

Loan Calculator is the household name in debt to income calculator, but it's far from the only option. We track 249+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Compare top Debt To Income Calculator Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6β˜… (23K)YesYesOct 2026
2Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8β˜… (4.7K)YesYesOct 2026
3Debt To Income CalculatorDebt To Income Calculator$2.992.8β˜… (5)NoNoSep 2026
4Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5β˜… (2.4K)NoYesOct 2026
5Financial Calculator: PercentFinancial Calculator: PercentFree4.7β˜… (15K)NoYesOct 2026
6Personal Loan CalculatorPersonal Loan CalculatorFree4.0β˜… (1)YesYesMay 2026
7Snowball: Debt Free NowSnowball: Debt Free NowFreeβ€”NoYesJul 2026
8Mortgage Calculator AUMortgage Calculator AUFreeβ€”NoNoMay 2026

Top Picks for Debt To Income Calculator

Loan Calculator - Debt Planner#1

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, Lease & Payoff
Editor's Choice
πŸ’° Finance
4.6😐(23K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • πŸ‘ Easy to use
  • πŸš€ Quick calculations
  • πŸ’‘ Helpful for financial decisions
  • πŸ”’ Secure app

Room to Improve

  • πŸ” Lacking advanced features
  • πŸ’Έ Excessive ads
  • πŸ› Bugs and crashes
  • πŸ“΅ Difficulty disabling ads
Mortgage Pal - Loan Calculator#2

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Strong Contender
πŸ’° Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • πŸš€ Simple and intuitive
  • πŸš€ Easy to use
  • πŸš€ Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • πŸ› Freezes and crashes frequently
  • πŸ”’ Privacy concerns (access to motion/fitness data)
  • πŸ” Lacks important features (PMI, closing costs)

More Debt To Income Calculator apps to explore

FAQ about Debt To Income Calculator

What are the best debt to income calculator apps for iPhone?
Loan Calculator - Debt Planner tops our debt to income calculator apps ranking as of October 2026, with a 4.6-star average from 23K App Store ratings, and it's free to download.
Yes β€” 19 of the top debt to income calculator apps we rank are free to download, including Loan Calculator - Debt Planner and Mortgage Pal - Loan Calculator.
Loan Calculator - Debt Planner shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 249+ debt to income calculator apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.