Best Debt To Income Calculator Apps

247+ iOS apps curated and reviewed

4.4 avg rating
18 free apps
Updated November 2026

Loan Calculator is the household name in debt to income calculator, but it's far from the only option. We track 247+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Debt To Income Calculator Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator: Mortgage, CarLoan Calculator: Mortgage, CarFree4.6★ (23K)YesYesNov 2026
2Debt To Income CalculatorDebt To Income Calculator$2.992.8★ (5)NoNoNov 2026
3Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesNov 2026
4Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.5K)NoYesNov 2026
5Personal Loan CalculatorPersonal Loan CalculatorFree4.0★ (1)YesYesMay 2026
6Loan Calculator‰Loan Calculator‰Free4.9★ (106K)YesNoNov 2026
7Financial Calculator: PercentFinancial Calculator: PercentFree4.7★ (15K)NoYesNov 2026
8Loan EMI Calculator :Loan CalcLoan EMI Calculator :Loan CalcFree4.6★ (5)YesYesNov 2026

Top Picks for Debt To Income Calculator

Loan Calculator: Mortgage, Car#1

Loan Calculator: Mortgage, Car by ChuChu Train Productions

Amortization Schedule & Payoff
Editor's Choice
💰 Finance
4.6😐(23K ratings)
FreeAdsIn-App Purchases
Loan Calculator: Mortgage, Car screenshot 1
Loan Calculator: Mortgage, Car screenshot 2
Loan Calculator: Mortgage, Car screenshot 3
Loan Calculator: Mortgage, Car screenshot 4
Loan Calculator: Mortgage, Car screenshot 5
Loan Calculator: Mortgage, Car screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and offering payoff scenarios. It provides detailed amortization schedules and allows for comparison of multiple loan options. Ideal for homebuyers, car buyers, and financial professionals seeking clarity on loan terms.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
  • 📵 Difficulty disabling ads
Debt To Income Calculator#2

Debt To Income Calculator by Rukshan Marapana

Calculate your DTI Ratio
Strong Contender
💰 Finance
2.8(5 ratings)
$2.99
Debt To Income Calculator screenshot 1
Debt To Income Calculator screenshot 2
Debt To Income Calculator screenshot 3
Debt To Income Calculator screenshot 4

This app helps you calculate your debt-to-income ratio, a key metric lenders use to assess loan repayment likelihood. It provides clear examples and explains why this ratio is important for financial decisions.

Mortgage Pal - Loan Calculator#3

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Worth Considering
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)

More Debt To Income Calculator apps to explore

FAQ about Debt To Income Calculator

What are the best debt to income calculator apps for iPhone?
Loan Calculator: Mortgage, Car tops our debt to income calculator apps ranking as of November 2026, with a 4.6-star average from 23K App Store ratings, and it's free to download.
Yes — 18 of the top debt to income calculator apps we rank are free to download, including Loan Calculator: Mortgage, Car and Mortgage Pal - Loan Calculator.
Loan Calculator: Mortgage, Car shows ads and offers in-app purchases, according to its App Store listing as of November 2026.
We track 247+ debt to income calculator apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.