Best Envelope Money Apps & Games

227+ iOS apps & games curated and reviewed

4.7 avg rating
20 free apps & games
Updated July 2026

If you already know Envelope, this is the deeper bench. 227+ envelope money apps and games for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Envelope Money Apps & Games (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Envelope: Budgeting & BankingEnvelope: Budgeting & BankingFree4.7★ (338)NoNoJul 2026
2Saving Money ChallengeSaving Money ChallengeFree4.7★ (416)NoYesJul 2026
3Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (776)NoYesJul 2026
4Qube Money: Envelope BudgetingQube Money: Envelope BudgetingFree4.6★ (1.6K)NoNoJul 2026
5Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)YesYesJul 2026
6RealBudget: Envelope BudgetingRealBudget: Envelope BudgetingFree4.9★ (136)NoYesJun 2026
7TextEdit AI-change textTextEdit AI-change textFreeNoYesJul 2026
8Expense Keep: Envelope BudgetExpense Keep: Envelope BudgetFree4.4★ (1.7K)NoYesJul 2026

Top Picks for Envelope Money

Envelope: Budgeting & Banking#1

Envelope: Budgeting & Banking by Envelope Money, Inc.

Your ultimate money manager
Editor's Choice
💰 Finance
4.7😊(338 ratings)
Free
Envelope: Budgeting & Banking screenshot 1
Envelope: Budgeting & Banking screenshot 2
Envelope: Budgeting & Banking screenshot 3
Envelope: Budgeting & Banking screenshot 4
Envelope: Budgeting & Banking screenshot 5

This app digitizes the envelope budgeting system to help users track spending, save money, and manage their finances effectively. It offers features like early paycheck access, high-yield savings, and transaction notifications for comprehensive financial control.

What We Love

  • 💰 Excellent envelope budgeting system
  • 🎨 Beautiful and intuitive user interface
  • 🏦 Integrated banking with budgeting features
  • 👥 Responsive and transparent development team

Room to Improve

  • 🚫 Signup process can be broken or confusing
  • ⏳ Account verification delays (2+ business days)
  • 📞 Support communication can be slow
Saving Money Challenge#2

Saving Money Challenge by Mihail Kuznecovs

Track goals. Save money daily
Strong Contender
💰 Finance
4.7😐(416 ratings)
FreeIn-App Purchases
Saving Money Challenge screenshot 1
Saving Money Challenge screenshot 2
Saving Money Challenge screenshot 3
Saving Money Challenge screenshot 4

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

  • 👍 Simple and well-done app
  • 💡 Unique individual envelopes
  • 👍 Keeps users motivated
  • 👍 App doesn't link to bank accounts

Room to Improve

  • 🐛 Glitches frequently
  • 🤔 Unclear how money is sourced
  • 🤔 Unclear how to withdraw funds
Envy: Envelope Budget Planner#3

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Worth Considering
💰 Finance
4.8😊(776 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward envelope budgeting
  • 🔒 No bank account required
  • 💰 Affordable one-time purchase

Room to Improve

  • 🔍 Limited envelope customization (renaming, reordering, deleting)
  • 🔢 Inability to track cents/pennies
  • 🔗 No multi-device sync or sharing

More Envelope Money apps to explore

4
Qube Money: Envelope Budgeting
Qube Money: Envelope Budgeting
Qube Money: Envelope Budgeting
Envelope Banking & Budgeting
Free

This app combines digital banking with a cash envelope budgeting system. It automatically divides your funds into separate digital accounts, allowing you to spend with purpose and track transactions in real-time. Enjoy enhanced security with a unique card authorization system.

Digital envelope budgetingAutomated money splittingReal-time transaction tracking
💰 Finance
(1.6K)
free
5
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
6
RealBudget: Envelope Budgeting
RealBudget: Envelope Budgeting
RealBudget: Envelope Budgeting
Simple and intuitive budgeting
Free

Manage your money effectively with a digital envelope budgeting system. This app allows you to create custom envelopes, track expenses, and gain full control over your finances. It offers features like bank syncing and budget sharing to simplify your financial management.

Digital envelope budgetingCustom budget periodsBudget sharing
💰 Finance
(136)
free with in-app purchases
7
TextEdit AI-change text
TextEdit AI-change text
TextEdit AI-change text
AI无痕改字消除笔-智能抠图换背景神器
Free

Effortlessly refine your images with AI-powered tools. Edit existing text, change fonts, remove unwanted objects, and separate subjects from backgrounds for professional results. Achieve natural-looking edits with a user-friendly interface.

AI Seamless Text EditMagic Eraser for object removalSmart Cutout for subject separation
🎨 Graphics & Design
(0)
free with in-app purchases
8
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Smart Simpler Budget Tracker
Free

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

Track expenses and incomeOrganize money into accounts/envelopesSet up recurring transactions
💰 Finance
(1.7K)
free with in-app purchases
9
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
10
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
11
Brakspear
Brakspear
Brakspear
Brakspear pubs and 200 walks
Free

Discover pubs and explore scenic walks across the South of England. Find detailed information on 125 pubs and enjoy 200 circular routes, each starting and ending at a pub, with GPS-guided navigation.

Pub details and facilities200 circular walking routesGPS-enabled route navigation
🍔 Food & Drink
(2)
free
12
Simply Budget - easy budgeting
Simply Budget - easy budgeting
Simply Budget - easy budgeting
Manage money, track expenses
Free

This app offers a simple and private way to manage your money using an envelope-based budgeting system. Easily track expenses, monitor your budget, and plan for future bills without connecting to your bank or using cloud storage. It's designed for mindful spending and building better financial habits.

Envelope-based budgetingQuick transaction loggingOffline and private data storage
💰 Finance
(194)
free with in-app purchases
13
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
14
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Fast, secure low-cost transfer
Free

Send money globally with ease and low fees. This app facilitates fast, secure international transfers to over 170 countries via bank, mobile wallet, or card. Enjoy transparent pricing and real-time exchange rates for reliable remittances.

Global money transfersLow fees and transparent pricingReal-time exchange rates
💰 Finance
(30K)
free with in-app purchases
15
Block Fortress 2
Block Fortress 2
Block Fortress 2
Mine, build, craft, defend!
Free

Build intricate bases with a vast array of blocks and defenses, then command an army of specialized units. Engage in intense first-person combat to protect your creations from relentless enemies in a dynamic world.

Block-building and tower defense gameplayFPS/TPS combatBuild bases with over 200 block types
🎮 Games
(532)
free with in-app purchases
16
Beacon Budget: Money Manager
Beacon Budget: Money Manager
Beacon Budget: Money Manager
Budget & expense tracker
Free

Manage your finances with this intuitive app. Easily create budgets, track expenses by syncing accounts, and receive reminders for bills. Gain clear insights into your spending habits for better financial control.

Create budgets quicklyTrack expenses by syncing accountsBill and overspending reminders
💰 Finance
(133)
free with in-app purchases
17
Placid Money Transfer
Placid Money Transfer
Placid Money Transfer
Send money with Placid Express
Free

Easily send money internationally with competitive exchange rates and low fees. Offers special introductory rates for first-time users on transfers to select countries. Supports bank account deposits and cash pickups in various popular destinations.

International money transfersSpecial first-time transfer ratesBank account deposits
💰 Finance
(3.9K)
free with in-app purchases
18
EnvelopePlus
EnvelopePlus
EnvelopePlus
by Robert E Carr Jr
Free

This app provides tools to help you master your budget and take control of your money. It offers unlimited envelopes for financial flexibility and effortless income allocation.

Unlimited envelopesEffortless income allocationMulti-envelope purchase management
💰 Finance
(3)
free with in-app purchases
19
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
💰 Finance
(83K)
free with in-app purchases
20
Pangea Money Transfer
Pangea Money Transfer
Pangea Money Transfer
Send Money to Mexico & More
Free

Send money internationally with low fees and competitive exchange rates. Enjoy fast, secure transfers with real-time tracking to destinations like Mexico and the Philippines. Save favorite recipients for quick repeat transfers and choose from flexible delivery options.

Instant transfersLow fees and great ratesSecure and trusted
💰 Finance
(36K)
free with in-app purchases

FAQ about Envelope Money

What are the best envelope money apps & games for iPhone?
Envelope: Budgeting & Banking tops our envelope money apps & games ranking as of July 2026, with a 4.7-star average from 338 App Store ratings, and it's free to download.
Yes — 20 of the top envelope money apps & games we rank are free to download, including Envelope: Budgeting & Banking and Saving Money Challenge.
Envelope: Budgeting & Banking has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 227+ envelope money apps & games on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Envelope app digitizes the traditional envelope budgeting system to help users gain control over their finances. It allows you to track every dollar, save more effectively, and manage your money through features like budget calculators, finance management, and net worth tracking.
Key features include a powerful digital envelope budgeting system for organizing spending and savings, a Protected Envelope with high-yield interest for faster savings growth, early paycheck access to receive funds up to two days sooner, and an all-in-one finance manager for tracking transactions and spending.

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