Best Envelope Savings Challenge Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our envelope savings challenge list covers 250+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Envelope Savings Challenge Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Saving Money ChallengeSaving Money ChallengeFree4.8★ (440)NoYesSep 2026
2Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (101)NoYesSep 2026
3Stash: Savings ChallengeStash: Savings ChallengeFree5.0★ (1)NoYesSep 2026
4100 Envelope Savings Challenge100 Envelope Savings ChallengeFree3.5★ (2)YesNoSep 2026
552 Week Challenge52 Week ChallengeFree4.8★ (71)YesYesSep 2026
652 Weeks Money Challenge52 Weeks Money ChallengeFree2.0★ (3)NoNoMay 2026
752 Weeks Challenge52 Weeks ChallengeFreeNoNoMay 2026
8Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoSep 2026

Top Picks for Envelope Savings Challenge

Saving Money Challenge#1

Saving Money Challenge by Mihail Kuznecovs

Daily Envelope Tracker
Editor's Choice
💰 Finance
4.8😐(440 ratings)
FreeIn-App Purchases
Saving Money Challenge screenshot 1
Saving Money Challenge screenshot 2
Saving Money Challenge screenshot 3
Saving Money Challenge screenshot 4

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

  • 👍 Simple and well-done app
  • 💡 Unique individual envelopes
  • 👍 Keeps users motivated
  • 👍 App doesn't link to bank accounts
  • 👍 Fun and engaging saving method
  • 👍 Good for challenges like 100-day savings
  • 👍 Easy to manage
  • 👍 Digital envelope saving

Room to Improve

  • 🐛 Glitches frequently
  • 🤔 Unclear how money is sourced
  • 🤔 Unclear how to withdraw funds
  • 🐛 New update is problematic (hold down to register)
  • 👎 High cost/subscription fee
  • 👎 Not very customizable
  • 👎 Limited to one active challenge
  • 👎 Too many ads
  • 👎 Total saved amount is inaccurate
  • 👎 Cannot change currency
  • 👎 Subscription fee upon opening app
Savings Challenge: Savvy Goals#2

Savings Challenge: Savvy Goals by East Frisia LLC

Money Goal Tracker
Strong Contender
💰 Finance
4.7(101 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
Savings Challenge: Savvy Goals screenshot 2
Savings Challenge: Savvy Goals screenshot 3
Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

More Envelope Savings Challenge apps to explore

FAQ about Envelope Savings Challenge

What are the best envelope savings challenge apps for iPhone?
Saving Money Challenge tops our envelope savings challenge apps ranking as of September 2026, with a 4.8-star average from 440 App Store ratings, and it's free to download.
Yes — 20 of the top envelope savings challenge apps we rank are free to download, including Saving Money Challenge and Savings Challenge: Savvy Goals.
Saving Money Challenge has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ envelope savings challenge apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Envelope Savings Challenge app is a tool designed to help users achieve their financial goals through a gamified savings method. It offers a pre-set 100-envelope challenge to save $5,050 or allows users to create personalized savings plans.
The 100-envelope challenge involves 100 envelopes, each containing a surprise amount between $1 and $100. Users open one envelope daily and save the indicated amount. Completing all 100 envelopes results in a total saving of $5,050.

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