Best Free Amortization Loan Calculator Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good free amortization loan calculator apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Free Amortization Loan Calculator Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.1K)YesYesAug 2026
2Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoAug 2026
3Loan Amortization CalculatorLoan Amortization CalculatorFree4.8★ (634)YesYesAug 2026
4Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
5RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoAug 2026
6Amortization Calculator - CalcAmortization Calculator - CalcFree4.6★ (796)NoYesAug 2026
7Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesAug 2026
8Amortization Loan & CalculatorAmortization Loan & CalculatorFreeNoNoMay 2026

Top Picks for Free Amortization Loan Calculator

Amortization Loan Calculator#1

Amortization Loan Calculator by JC Accounting & Innovative Technologies, Inc

Amortization Schedule & More
Editor's Choice
💰 Finance
4.7😐(1.1K ratings)
FreeAdsIn-App Purchases
Amortization Loan Calculator screenshot 1
Amortization Loan Calculator screenshot 2
Amortization Loan Calculator screenshot 3
Amortization Loan Calculator screenshot 4
Amortization Loan Calculator screenshot 5

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

What We Love

  • 👍 Easy to use and understand
  • ✅ Accurate calculations
  • 💾 Ability to save loans
  • 🎯 Simple and convenient interface

Room to Improve

  • 📢 Too many ads cluttering the interface
  • 💰 Unexpected payment requests without clear pricing
  • 🔧 Limited functionality (30-year mortgages only)
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(105K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Loan Amortization Calculator#3

Loan Amortization Calculator by RedTracker LLC

Interest & Payment Schedule
Worth Considering
💰 Finance
4.8(618 ratings)
FreeAdsIn-App Purchases
Loan Amortization Calculator screenshot 1
Loan Amortization Calculator screenshot 2
Loan Amortization Calculator screenshot 3
Loan Amortization Calculator screenshot 4

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

More Free Amortization Loan Calculator apps to explore

4
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
5
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.8K)
free with in-app purchases
6
Amortization Calculator - Calc
Amortization Calculator - Calc
Amortization Calculator - Calc
Loan Payment Schedule - Emi
Free

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

Monthly loan payment estimationAmortization chart generationTotal interest calculation
💰 Finance
(796)
free with in-app purchases
7
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
8
Amortization Loan & Calculator
Amortization Loan & Calculator
Amortization Loan & Calculator
Amortization Loan Guide & Calc
Free
💰 Finance
(0)
9
Amortization - Loan Calculator
Amortization - Loan Calculator
Amortization - Loan Calculator
Loan & Mortgage Calculator
Free
$1.99 | 100% OFF

This app helps you manage your mortgage by visualizing amortization schedules and calculating the impact of rate changes or prepayments. You can estimate payments, track interest savings, and share loan details with others.

Visualize amortization schedulesCalculate impact of rate changesAdd prepayments for interest savings
💰 Finance
(1)
freemium
10
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Instant Loan & EMI Calculator
Free
💰 Finance
(0)
11
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Instant loan EMI Planner
Free
💰 Finance
(0)
12
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Money Manager: Early Repayment
Free

This app helps you manage your finances by calculating EMIs for various loans, planning investments, and converting currencies. It offers tools for personal, business, and mortgage loans, as well as savings calculators and unit converters.

Loan EMI calculationInvestment and savings planningCurrency conversion
💰 Finance
(0)
free with in-app purchases
13
Loan Calculator 3.0
Loan Calculator 3.0
Loan Calculator 3.0
Calculate a Loan or Mortgage
Free

Easily calculate monthly loan payments, explore different loan terms, and visualize amortization schedules. This tool helps you make informed financial decisions for mortgages, car loans, and personal loans.

Monthly loan payment calculationDetailed amortization schedulesExtra payment impact analysis
💰 Finance
(35)
ad-supported
14
Loan Calculator (Installment)
Loan Calculator (Installment)
Loan Calculator (Installment)
by EONSOFT
Free

Calculate installment loans with various repayment methods. This tool helps you determine monthly payments, principal, interest, and remaining balance for different loan scenarios.

Installment loan calculationEqual principal and interest paymentsEqual principal payments
💰 Finance
(614)
ad-supported
15
Loan calculator: Installment
Loan calculator: Installment
Loan calculator: Installment
Amortization and interest rate
Free

Easily calculate monthly loan payments, interest rates, loan amounts, or repayment periods. Visualize your loan breakdown with pie charts and detailed amortization schedules.

Calculate monthly/yearly paymentsDetermine interest rateCalculate loan amount
💰 Finance
(827)
free with in-app purchases
16
Bankrate Mortgage Calculator
Bankrate Mortgage Calculator
Bankrate Mortgage Calculator
Mortgage Calculator Loan & EMI
Free
🔧 Utilities
(0)
17
Loan & Lease Calculator - Calc
Loan & Lease Calculator - Calc
Loan & Lease Calculator - Calc
Home Car Student Amortization
Free

Easily calculate auto loans with a simple, clean, and accurate interface. Understand payment amounts and compare loans using the amortization schedule. Track your loan progress effortlessly.

Loan calculationAmortization scheduleLoan comparison
💰 Finance
(23)
free with in-app purchases
18
Mortgage Calculator AU
Mortgage Calculator AU
Mortgage Calculator AU
Multi purpose loan calculator
Free

This finance app helps users manage their money with various calculators for home loans, car repayments, and tax breakdowns. It provides tools for planning purchases and understanding loan balances.

Home loan repayment calculatorCar repayment calculatorAmortization schedule
💰 Finance
(0)
free
19
Bear Loan Calculator
Bear Loan Calculator
Bear Loan Calculator
Loan Calculation Easier
Free

Easily calculate monthly loan payments, including principal and interest. Generate detailed repayment schedules, set payment reminders, and export data to Excel. Manage personal loans and mortgages effectively.

Monthly loan payment calculationRepayment schedule generationLoan repayment reminders
💰 Finance
(56)
free with in-app purchases
20
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

Estimate monthly payments and total costs for auto loans and leases. Features amortization schedules, chart views, and email sharing. Save and load calculations for easy management.

Auto loan amortizationLease detail viewChart visualizations
💰 Finance
(1.3K)
ad-supported

FAQ about Free Amortization Loan Calculator

What are the best free amortization loan calculator apps for iPhone?
Amortization Loan Calculator tops our free amortization loan calculator apps ranking as of August 2026, with a 4.7-star average from 1.1K App Store ratings, and it's free to download.
Amortization Loan Calculator shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ free amortization loan calculator apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app calculates your loan payments and generates a comprehensive amortization schedule. It helps you visualize your repayment progress, track total interest paid, and understand the impact of making extra payments towards your loan.
Key features include calculating loan payments, generating detailed repayment schedules, the ability to add extra payments, graphing the repayment progress, calculating total interest, and saving multiple loans for easy access. You can also share your repayment schedule via email.