Best Free Budget App Maker

246+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

The best free budget app maker on iPhone average 4.7★ across 246+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Free Budget App Maker (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesAug 2026
2EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
3Pennies: Budget & Bill TrackerPennies: Budget & Bill TrackerFree was $4.994.6★ (1.8K)YesYesAug 2026
4Daily Budget OriginalDaily Budget OriginalFree4.7★ (4.8K)NoYesAug 2026
5Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8★ (19K)YesYesAug 2026
6Budget Planner - VelvetBudget Planner - VelvetFree4.9★ (28)NoNoAug 2026
7Budget MonthlyBudget MonthlyFree4.5★ (18)NoYesMay 2026
8Budjetly: Budget PlannerBudjetly: Budget PlannerFreeNoYesAug 2026

Top Picks for Free Budget App Maker

Goodbudget Budget Planner#1

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Editor's Choice
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#86in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
EveryDollar: Budget Management#2

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Strong Contender
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#11in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
Pennies: Budget & Bill Tracker#3

Pennies: Budget & Bill Tracker by The App Shop, Inc.

Expense organizer and manager
Worth Considering
💰 Finance
4.6😊(1.8K ratings)
FreeAdsIn-App Purchases
Pennies: Budget & Bill Tracker screenshot 1
Pennies: Budget & Bill Tracker screenshot 2
Pennies: Budget & Bill Tracker screenshot 3
Pennies: Budget & Bill Tracker screenshot 4
Pennies: Budget & Bill Tracker screenshot 5
Pennies: Budget & Bill Tracker screenshot 6

This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

What We Love

  • 👍 Simple and easy to use
  • 💡 Helpful for budgeting and tracking expenses
  • 🚀 Clean and intuitive interface
  • 🚀 Convenient Apple Watch integration

Room to Improve

  • 🐛 Crashes and freezes
  • 🐛 Syncing issues between devices
  • 🐛 Laggy performance

More Free Budget App Maker apps to explore

4
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

Daily budget calculationSavings goal planningExpense categorization
💰 Finance
(4.8K)
freemium
5
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(19K)
free with in-app purchases
6
Budget Planner - Velvet
Budget Planner - Velvet
Budget Planner - Velvet
Cute Expense & Money Tracker
Free

Manage your money with a beautiful and simple expense tracker. Effortlessly log income and spending, set budgets, and gain insights into your financial habits with a cute, elegant interface. Your data stays private on your device.

Track unlimited expenses and incomeSet monthly budgets and goalsDetailed spending insights
💰 Finance
(28)
free
7
Budget Monthly
Budget Monthly
Budget Monthly
by A. Rude
Free

Track and analyze your monthly spending with this intuitive budget app. Set your monthly budget, log expenses, and view detailed reports to understand your spending habits and available balance. Export your data for further analysis.

Intuitive expense trackingMonthly budget settingSpending analysis reports
💰 Finance
(18)
free with in-app purchases
8
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
9
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
Your Budget & Money Reimagined
Free
💰 Finance
(0)
10
Balanced Budgets
Balanced Budgets
Balanced Budgets
by Robert Kapiszka
Free
💰 Finance
(0)
11
Budget App: Expense Tracker.
Budget App: Expense Tracker.
Budget App: Expense Tracker.
Money Manager & Bill Planner
Free

Manage your monthly budget and track expenses with this intuitive app. Gain direct control over logged spending, set financial plans, and visualize your expenditures with charts to save money.

Set monthly budgetsLog expenses by categoryVisualize spending with pie charts
💰 Finance
(636)
free with in-app purchases
12
Blocks: Simple Budget
Blocks: Simple Budget
Blocks: Simple Budget
Simple. Private. Yours.
Free
💰 Finance
(0)
13
Budget Calendar: Simple Money
Budget Calendar: Simple Money
Budget Calendar: Simple Money
Monthly Budget Planner, No Ads
Free

Track your spending against a set budget with this straightforward financial planning tool. It offers a clean interface and visual insights into your financial habits. Enjoy a completely free experience with no ads or sign-up, with optional premium features for enhanced functionality.

Simple and clean designNo ads or trackingCalendar view for spending
💰 Finance
(133)
freemium
14
ideely: Simple Budget
ideely: Simple Budget
ideely: Simple Budget
Budget on the go
Free

This app simplifies budgeting with quick expense entry via voice or speed tap. It offers clear visual spending meters and trend graphs to help users track their money and reach financial goals.

Quick expense entry (voice/speed tap)Visual spend metersSimple trend graphs
💰 Finance
(12)
free with in-app purchases
15
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Offline Money Manager & Bills
Free
💰 Finance
(0)
16
Budget App : Budget planner
Budget App : Budget planner
Budget App : Budget planner
Money Management & Tracker
Free

This finance app offers a user-friendly way to track expenses and income. Organize your money into separate accounts and monitor your spending habits with flexible tracking periods.

User-friendly interfaceExpense and income trackingOrganize money into accounts
💰 Finance
(33)
free with in-app purchases
17
Monthly: Budget Planner
Monthly: Budget Planner
Monthly: Budget Planner
Subscriptions, Rent & Payments
Free

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Automatic fixed cost calculationIncome and expense trackingPayment reminders
💰 Finance
(7)
free
18
Budget Planner:Finance Manager
Budget Planner:Finance Manager
Budget Planner:Finance Manager
Expense, Money, Bills Tracker
Free

This app helps you manage your money by creating budgets, tracking expenses, and monitoring bills. It offers insights into spending habits and tools to help you save money and achieve financial goals.

Intuitive budget plannerExpense tracking with auto-categorizationBill payment reminders
💰 Finance
(0)
subscription
19
Budget App: SpendLists
Budget App: SpendLists
Budget App: SpendLists
Expenses, income tracker
Free

This app offers a straightforward way for freelancers and creators to manage their income and expenses without complex spreadsheets. It provides clear monthly summaries and helps reduce financial anxiety by organizing money details simply. Designed for those with irregular income, it offers a clean and trustworthy platform to understand earnings.

Track income and expensesOrganize money details in listsClear monthly summaries
💰 Finance
(19)
free with in-app purchases
20
Budget Planner App - Zero
Budget Planner App - Zero
Budget Planner App - Zero
Budget & Spending Tracker
Free

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

AI-powered expense categorizationVoice input for transactionsMonthly budget creation
💰 Finance
(179)
free with in-app purchases

FAQ about Free Budget App Maker

What is the best free budget app maker for iPhone?
Goodbudget Budget Planner tops our free budget app maker ranking as of August 2026, with a 4.6-star average from 13K App Store ratings, and it's free to download.
Goodbudget Budget Planner has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 246+ free budget app maker on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Goodbudget is a personal finance app designed for budget planning, debt tracking, and overall money management. It utilizes a virtual envelope system to help users plan their spending and track expenses effectively.
Key features include the virtual envelope budgeting system, the ability to share budgets with others across multiple devices, insightful reports on spending and debt, and automatic cloud backup of transactions. Users can also track bank balances and schedule transactions.