Best Free Budget App Maker

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

The best free budget app maker on iPhone average 4.7★ across 248+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Free Budget App Maker (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesOct 2026
2Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.5K)NoYesOct 2026
3Daily Budget OriginalDaily Budget OriginalFree4.7★ (4.8K)NoYesOct 2026
4Budget MonthlyBudget MonthlyFree4.5★ (18)NoYesAug 2026
5Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8★ (19K)YesYesOct 2026
6ideely: Simple Budgetideely: Simple BudgetFree5.0★ (12)NoYesMay 2026
7Pennies: Budget & Bill TrackerPennies: Budget & Bill TrackerFree4.6★ (1.8K)YesYesOct 2026
8Balanced BudgetsBalanced BudgetsFree—NoNoMay 2026

Top Picks for Free Budget App Maker

Goodbudget Budget Planner#1

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Editor's Choice
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
Goodbudget Budget Planner screenshot 1
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Goodbudget Budget Planner screenshot 4
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Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income
  • 🗓️ Useful for budgeting by pay period instead of monthly
  • 🧠 Encourages mindful spending and financial discipline
  • 🧭 Provides good visibility into spending categories

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
  • 🔢 Limited free version with only 10 envelopes
  • 🔍 Difficulty making changes to existing budgets
  • 🔍 Lack of automatic transaction importing/syncing
Buddy: Budget Planner App#2

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager
Strong Contender
💰 Finance
4.7😐(9.5K ratings)
FreeIn-App Purchases
#48in Finance
Buddy: Budget Planner App screenshot 1
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This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface
  • 👍 Helps with budgeting
  • 👍 Manually entering transactions
  • 👍 Great for those who don't want to link bank accounts

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
  • 🐛 Transactions disappearing or resetting
  • 💸 Expensive subscription
  • 🐛 Inability to split transactions
  • 🐛 Inaccurate category assignments
Daily Budget Original#3
4.7😊(4.8K ratings)
FreeIn-App Purchases
Daily Budget Original screenshot 1
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This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

What We Love

  • 👍 Simple and functional
  • 🚀 Keeps user informed on spending
  • 💰 Helps save money
  • 📊 Provides good overview of finances
  • 🎨 Clean and intuitive interface

Room to Improve

  • 🐛 Issues with data syncing and disappearing transactions
  • 🔧 Limited customization options
  • 💰 Paid features can be expensive
  • 🕰️ Lack of historical transaction view

More Free Budget App Maker apps to explore

FAQ about Free Budget App Maker

What is the best free budget app maker for iPhone?
Goodbudget Budget Planner tops our free budget app maker ranking as of October 2026, with a 4.6-star average from 13K App Store ratings, and it's free to download.
Goodbudget Budget Planner has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 248+ free budget app maker on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.