Best Free Budget Template Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Finding the right free budget template apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Free Budget Template Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesSep 2026
2Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesSep 2026
3Google SheetsGoogle SheetsFree4.8★ (1.8M)NoNoSep 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
5Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesSep 2026
6Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoSep 2026
7Budgii: Budget PlannerBudgii: Budget PlannerFreeNoNoJul 2026
8Monthly: Budget PlannerMonthly: Budget PlannerFree4.6★ (17)NoNoSep 2026

Top Picks for Free Budget Template

Goodbudget Budget Planner#1

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Editor's Choice
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#83in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income
  • 🗓️ Useful for budgeting by pay period instead of monthly
  • 🧠 Encourages mindful spending and financial discipline
  • 🧭 Provides good visibility into spending categories

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
  • 🔢 Limited free version with only 10 envelopes
  • 🔍 Difficulty making changes to existing budgets
  • 🔍 Lack of automatic transaction importing/syncing
Fleur - Budget Planner App#2

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Strong Contender
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#65in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription
  • 🤝 Responsive and helpful customer service
  • 🧠 Helps users stay organized and on top of finances
  • 💻 Works well across devices (phone, iPad, etc.)

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
  • 🔢 Can't set spending limits per category
  • 🗑️ Inability to delete/edit past transactions
Google Sheets#3

Google Sheets by Google

Collaborate on Spreadsheets
Worth Considering
📊 Productivity
4.8😊(1.8M ratings)
Free
#11in Productivity
Google Sheets screenshot 1
Google Sheets screenshot 2
Google Sheets screenshot 3

Create, edit, and collaborate on spreadsheets from anywhere, anytime. Work offline, format cells, insert formulas, and view charts. Seamlessly edit Excel files and enjoy automatic saving of your work.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 💡 Collaborative features
  • 🔒 Secure cloud storage
  • 📈 Useful for business/personal organization

Room to Improve

  • 🐛 Crashes and stability issues
  • 📱 Limited functionality compared to desktop version
  • 🔍 Difficult to navigate and find features
  • 🖋️ Cumbersome editing experience on mobile
  • 🗓️ Inconsistent date/time formatting

More Free Budget Template apps to explore

FAQ about Free Budget Template

What are the best free budget template apps for iPhone?
Goodbudget Budget Planner tops our free budget template apps ranking as of September 2026, with a 4.6-star average from 13K App Store ratings, and it's free to download.
Goodbudget Budget Planner has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ free budget template apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Goodbudget is a personal finance app designed for budget planning, debt tracking, and overall money management. It utilizes a virtual envelope system to help users plan their spending and track expenses effectively.
Key features include the virtual envelope budgeting system, the ability to share budgets with others across multiple devices, insightful reports on spending and debt, and automatic cloud backup of transactions. Users can also track bank balances and schedule transactions.