Best Free Budget Template Apps

250+ iOS apps curated and reviewed

4.8 avg rating
19 free apps
Updated October 2026

Finding the right free budget template apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Free Budget Template Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6โ˜… (13K)NoYesOct 2026
2Google SheetsGoogle SheetsFree4.8โ˜… (1.9M)NoNoOct 2026
3Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8โ˜… (13K)NoYesOct 2026
4Budget app - spending trackerBudget app - spending trackerFree4.7โ˜… (16K)NoYesOct 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7โ˜… (84K)NoYesOct 2026
6Monthly: Budget PlannerMonthly: Budget PlannerFree4.7โ˜… (35)NoNoOct 2026
7Balanced BudgetsBalanced BudgetsFreeโ€”NoNoMay 2026
8Budget Buckets ProBudget Buckets ProFree5.0โ˜… (1)NoNoMay 2026

Top Picks for Free Budget Template

Goodbudget Budget Planner#1
4.6๐Ÿ˜Š(13K ratings)
FreeIn-App Purchases
#83in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • ๐Ÿ’ป Excellent app for tracking and managing finances
  • ๐Ÿค Great for couples and families to manage budgets together
  • ๐Ÿ“ˆ Helpful envelope system and budgeting tools
  • ๐Ÿ•ฐ๏ธ Ability to schedule recurring payments and income
  • ๐Ÿ—“๏ธ Useful for budgeting by pay period instead of monthly
  • ๐Ÿง  Encourages mindful spending and financial discipline
  • ๐Ÿงญ Provides good visibility into spending categories

Room to Improve

  • ๐Ÿ” Confusing or unintuitive interface for some users
  • ๐Ÿ’ฐ Paid subscription seen as too expensive by some
  • ๐Ÿ› Occasional bugs, crashes, and syncing issues reported
  • ๐Ÿ”ข Limited free version with only 10 envelopes
  • ๐Ÿ” Difficulty making changes to existing budgets
  • ๐Ÿ” Lack of automatic transaction importing/syncing
Google Sheets#2

Google Sheets by Google

Collaborate on Spreadsheets
Strong Contender
๐Ÿ“Š Productivity
4.8๐Ÿ˜Š(1.9M ratings)
Free
#12in Productivity
Google Sheets screenshot 1
Google Sheets screenshot 2
Google Sheets screenshot 3

Create, edit, and collaborate on spreadsheets from anywhere, anytime. Work offline, format cells, insert formulas, and view charts. Seamlessly edit Excel files and enjoy automatic saving of your work.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient mobile access
  • ๐Ÿ’ก Collaborative features
  • ๐Ÿ”’ Secure cloud storage
  • ๐Ÿ“ˆ Useful for business/personal organization

Room to Improve

  • ๐Ÿ› Crashes and stability issues
  • ๐Ÿ“ฑ Limited functionality compared to desktop version
  • ๐Ÿ” Difficult to navigate and find features
  • ๐Ÿ–‹๏ธ Cumbersome editing experience on mobile
  • ๐Ÿ—“๏ธ Inconsistent date/time formatting
Fleur - Budget Planner App#3

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(13K ratings)
FreeIn-App Purchases
#53in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • ๐Ÿ’– Beautiful, aesthetically pleasing design
  • ๐Ÿ‘ Easy to use and navigate
  • ๐ŸŽจ Highly customizable categories and icons
  • ๐Ÿ’ฐ One-time purchase, no subscription
  • ๐Ÿค Responsive and helpful customer service
  • ๐Ÿง  Helps users stay organized and on top of finances
  • ๐Ÿ’ป Works well across devices (phone, iPad, etc.)

Room to Improve

  • ๐Ÿ”’ No option to set password/biometric lock
  • ๐Ÿ’ธ Premium features may be out of reach for some
  • ๐Ÿ“… Lacks flexibility in date range/budgeting periods
  • ๐Ÿ”ข Can't set spending limits per category
  • ๐Ÿ—‘๏ธ Inability to delete/edit past transactions

More Free Budget Template apps to explore

FAQ about Free Budget Template

What are the best free budget template apps for iPhone?
Goodbudget Budget Planner tops our free budget template apps ranking as of October 2026, with a 4.6-star average from 13K App Store ratings, and it's free to download.
Goodbudget Budget Planner has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ free budget template apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.