Best Free Budget Template Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Finding the right free budget template apps can be overwhelming with so many options. We've analyzed 249+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Free Budget Template Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesAug 2026
2Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
3Google SheetsGoogle SheetsFree4.8★ (1.8M)NoNoAug 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
5Monthly: Budget PlannerMonthly: Budget PlannerFree4.9★ (7)NoNoAug 2026
6Weekly: Budget Planner & BillsWeekly: Budget Planner & BillsFree4.8★ (3.7K)NoYesAug 2026
7Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoAug 2026
8Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesAug 2026

Top Picks for Free Budget Template

Goodbudget Budget Planner#1

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Editor's Choice
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#86in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
Fleur - Budget Planner App#2

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Strong Contender
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#47in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Google Sheets#3

Google Sheets by Google

Collaborate on Spreadsheets
Worth Considering
📊 Productivity
4.8😊(1.8M ratings)
Free
#14in Productivity
Google Sheets screenshot 1
Google Sheets screenshot 2
Google Sheets screenshot 3

Create, edit, and collaborate on spreadsheets from anywhere, anytime. Work offline, format cells, insert formulas, and view charts. Seamlessly edit Excel files and enjoy automatic saving of your work.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 💡 Collaborative features
  • 🔒 Secure cloud storage

Room to Improve

  • 🐛 Crashes and stability issues
  • 📱 Limited functionality compared to desktop version
  • 🔍 Difficult to navigate and find features

More Free Budget Template apps to explore

4
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
5
Monthly: Budget Planner
Monthly: Budget Planner
Monthly: Budget Planner
Subscriptions, Rent & Payments
Free

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Automatic fixed cost calculationIncome and expense trackingPayment reminders
💰 Finance
(7)
free
6
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.7K)
free with in-app purchases
7
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
💰 Finance
(4.8K)
free
8
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(16K)
free with in-app purchases
9
Budgii: Budget Planner
Budgii: Budget Planner
Budgii: Budget Planner
by Phillip Zubic
Free
💰 Finance
(0)
10
Budget Planner:Finance Manager
Budget Planner:Finance Manager
Budget Planner:Finance Manager
Expense, Money, Bills Tracker
Free

This app helps you manage your money by creating budgets, tracking expenses, and monitoring bills. It offers insights into spending habits and tools to help you save money and achieve financial goals.

Intuitive budget plannerExpense tracking with auto-categorizationBill payment reminders
💰 Finance
(0)
subscription
11
Dot: Daily Budget Tracker
Dot: Daily Budget Tracker
Dot: Daily Budget Tracker
by Ravi Palwe
Free

This app helps you manage your daily spending by setting a budget and logging expenses. It offers a simple, habit-forming way to track your finances with a visual budget indicator and historical review. All your data remains private on your device.

Daily spending limit settingExpense logging with categoriesVisual budget circle indicator
💰 Finance
(1)
free
12
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
Your Budget & Money Reimagined
Free
💰 Finance
(0)
13
Rosy: Budget Planner
Rosy: Budget Planner
Rosy: Budget Planner
Money planner & savings
Free
💰 Finance
(0)
14
Balanced Budgets
Balanced Budgets
Balanced Budgets
by Robert Kapiszka
Free
💰 Finance
(0)
15
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Offline Money Manager & Bills
Free
💰 Finance
(0)
16
Budget Buckets Pro
Budget Buckets Pro
Budget Buckets Pro
Mindful Budgeting App
Free

This app simplifies budgeting using the envelope method. Create spending categories, set limits, and track expenses with a tap. Visual progress bars and smart alerts help you stay on track, offering a clear and private way to manage money.

Envelope budgeting methodCustom spending categoriesMonthly budget limits
💰 Finance
(1)
free
17
Budget Manager - xBudget Lite
Budget Manager - xBudget Lite
Budget Manager - xBudget Lite
Simplify your budget
Free
🌟 Lifestyle
(0)
18
Nesti · Budget Planner
Nesti · Budget Planner
Nesti · Budget Planner
Expense tracker, money left
Free
💰 Finance
(0)
19
Budgeting App - Budget Unbound
Budgeting App - Budget Unbound
Budgeting App - Budget Unbound
Spending Traker & Saving App
Free
💰 Finance
(0)
20
CosSF
CosSF
CosSF
by 丹 阳
Free
🔧 Utilities
(0)

FAQ about Free Budget Template

What are the best free budget template apps for iPhone?
Goodbudget Budget Planner tops our free budget template apps ranking as of August 2026, with a 4.6-star average from 13K App Store ratings, and it's free to download.
Goodbudget Budget Planner has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ free budget template apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Goodbudget is a personal finance app designed for budget planning, debt tracking, and overall money management. It utilizes a virtual envelope system to help users plan their spending and track expenses effectively.
Key features include the virtual envelope budgeting system, the ability to share budgets with others across multiple devices, insightful reports on spending and debt, and automatic cloud backup of transactions. Users can also track bank balances and schedule transactions.