Best Free Budget Tracker Expense Apps

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Finding the right free budget tracker expense app can be overwhelming with so many options. We've analyzed 248+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Free Budget Tracker Expense

Budget app - spending tracker#1

Budget app - spending tracker by Inner Grow Limited

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#61in Finance
Budget app - spending tracker screenshot 1
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Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Expense & Budget App: Spendee#2

Expense & Budget App: Spendee by CLEEVIO s.r.o.

Money Tracker & Planner
Strong Contender
💰 Finance
4.5😐(1.7K ratings)
FreeAdsIn-App Purchases
Expense & Budget App: Spendee screenshot 1
Expense & Budget App: Spendee screenshot 2
Expense & Budget App: Spendee screenshot 3
Expense & Budget App: Spendee screenshot 4
Expense & Budget App: Spendee screenshot 5
Expense & Budget App: Spendee screenshot 6

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

What We Love

  • 💯 Excellent budgeting tool
  • 👍 User-friendly interface
  • 🎨 Beautiful design
  • 🔍 Detailed expense tracking

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Unreliable bank sync
  • 🕰️ Slow transaction loading
Expense Keep: Envelope Budget#3

Expense Keep: Envelope Budget by Tayson Nguyen

Smart Simpler Budget Tracker
Worth Considering
💰 Finance
4.4😊(1.7K ratings)
FreeIn-App Purchases
Expense Keep: Envelope Budget screenshot 1
Expense Keep: Envelope Budget screenshot 2
Expense Keep: Envelope Budget screenshot 3
Expense Keep: Envelope Budget screenshot 4
Expense Keep: Envelope Budget screenshot 5

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

What We Love

  • 💻 Simple and intuitive interface
  • 📊 Helpful expense tracking and visualization
  • 🔁 Recurring expense and income management
  • 🧠 Useful for budgeting and financial awareness

Room to Improve

  • 🐛 Bugs and crashes after recent updates
  • 🔒 Lack of cloud backup and data sync
  • 📄 Limited export and reporting options

More Free Budget Tracker Expense apps to explore

4
Budget App & Expense Tracker
Budget App & Expense Tracker
Budget App & Expense Tracker
Spending, Budgeting, Money
Free

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

Unlimited wallets for personal and business expensesAutomatic expense tracking via bank feedsReceipt scanning and storage
💰 Finance
(2.7K)
free with in-app purchases
5
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
6
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
7
iSpending - Expense Tracker
iSpending - Expense Tracker
iSpending - Expense Tracker
Income and spending tracker
Free

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Categorize income and expensesCustomizable spending categoriesInstant daily, weekly, monthly, yearly summaries
💰 Finance
(85)
free with in-app purchases
8
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
9
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
10
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Organizer, Budget Planner
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
💰 Finance
(4.7K)
subscription
11
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
💰 Finance
(4.2K)
free
12
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
13
Money Tracker:Expense & Budget
Money Tracker:Expense & Budget
Money Tracker:Expense & Budget
Expense Tracker,Bill Organizer
Free

Effortlessly manage your personal finances with this comprehensive expense tracker and budgeting app. Visualize your spending with clear reports and graphs, set budgets to optimize savings, and gain financial awareness with personalized insights and tips.

Expense trackingBudget planningFinancial reports
💰 Finance
(324)
free with in-app purchases
14
Track Spending : Wise Budget
Track Spending : Wise Budget
Track Spending : Wise Budget
Expense Tracker : Debt Tracker
Free

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Expense trackingBudget managementCustomizable categories
💰 Finance
(2.9K)
freemium
15
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Simple & No Ad Budget App
Free

This offline accounting app offers a pure, reliable experience for tracking expenses and managing budgets. It supports multiple ledgers, accounts, global currencies, and provides in-depth financial analysis. Set savings goals and monitor asset trends without any advertisements.

Offline local storageFast transaction recordingMulti-dimensional ledgers
📊 Productivity
(3.7K)
subscription
16
Money manager, expense tracker
Money manager, expense tracker
Money manager, expense tracker
Финансы - расходы и доходы
Free

Easily track your expenses and income to gain control over your budget and finances. Visualize spending patterns with clear diagrams and detailed reports. Personalize categories, manage multiple currencies, and set payment reminders for better financial management.

Expense and income trackingBudget managementSpending pattern visualization
💰 Finance
(7.3K)
free with in-app purchases
17
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
💰 Finance
(5.8K)
free with in-app purchases
18
Checkbook - Account Tracker
Checkbook - Account Tracker
Checkbook - Account Tracker
Spending, Income and Cashflow
Free

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Multiple account trackingRecurring transaction savingFund transfers between accounts
💰 Finance
(14K)
subscription
19
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Track Spending & Manage Budget
Free

Easily track your spending and manage your budget with this intuitive expense tracker. Record expenses step-by-step, view statistics by category, and analyze your card spending. Start building better financial habits today.

Super simple entry inputDaily, weekly, monthly viewsExpense statistics by category
💰 Finance
(3.6K)
free with in-app purchases
20
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Expense organizer and manager
Free
$4.99 | 100% OFF

This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

Know how much to spend dailyHelps you save moneyPersonalized weekly, monthly, and custom budgets
💰 Finance
(1.8K)
free with in-app purchases