Best Free Budget Tracker Expense Apps

248+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Finding the right free budget tracker expense apps can be overwhelming with so many options. We've analyzed 248+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Free Budget Tracker Expense Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Expense Keep: Envelope BudgetExpense Keep: Envelope BudgetFree4.4β˜… (1.7K)NoYesOct 2026
2Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8β˜… (5K)NoNoNov 2026
3Dime: Budget & Expense TrackerDime: Budget & Expense TrackerFree4.8β˜… (319)NoYesOct 2026
4Tappy - Daily Expense TrackerTappy - Daily Expense TrackerFree4.8β˜… (21)NoYesOct 2026
5Money Tracker:Expense & BudgetMoney Tracker:Expense & BudgetFree4.8β˜… (423)YesYesNov 2026
6Parker: Expense Tracker BudgetParker: Expense Tracker BudgetFree4.9β˜… (183)NoYesOct 2026
7Weple Money: Expense TrackerWeple Money: Expense TrackerFree4.9β˜… (3.7K)YesYesNov 2026
8Budget: expense tracker, moneyBudget: expense tracker, moneyFree4.9β˜… (166)YesNoNov 2026

Top Picks for Free Budget Tracker Expense

Expense Keep: Envelope Budget#1

Expense Keep: Envelope Budget by Tayson Nguyen

Smart Simpler Budget Tracker
Editor's Choice
πŸ’° Finance
4.4😊(1.7K ratings)
FreeIn-App Purchases
Expense Keep: Envelope Budget screenshot 1
Expense Keep: Envelope Budget screenshot 2
Expense Keep: Envelope Budget screenshot 3
Expense Keep: Envelope Budget screenshot 4
Expense Keep: Envelope Budget screenshot 5

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

What We Love

  • πŸ’» Simple and intuitive interface
  • πŸ“Š Helpful expense tracking and visualization
  • πŸ” Recurring expense and income management
  • 🧠 Useful for budgeting and financial awareness
  • πŸ’° Good value for the paid version

Room to Improve

  • πŸ› Bugs and crashes after recent updates
  • πŸ”’ Lack of cloud backup and data sync
  • πŸ“„ Limited export and reporting options
  • πŸ”§ Inability to edit expense categories
  • πŸ’Έ Some features locked behind paywall
Expenses OK - expenses tracker#2
4.8😊(5K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • πŸš€ Easy to use
  • πŸ‘ Simple and intuitive
  • πŸš€ Quick expense entry
  • πŸ‘ Customizable categories
  • πŸ‘ Helpful data visualization
  • πŸš€ Convenient widget
  • πŸ‘ Straightforward and efficient

Room to Improve

  • πŸ› Missing recurring expense feature
  • πŸ› Limited date range view
  • πŸ› Lack of income tracking
  • πŸ› Inability to attach receipts
  • πŸ› Inconsistent date format display
Dime: Budget & Expense Tracker#3

Dime: Budget & Expense Tracker by Rafael Soh

Personal Finance/Money Manager
Worth Considering
πŸ’° Finance
4.8😊(319 ratings)
FreeIn-App Purchases
Dime: Budget & Expense Tracker screenshot 1
Dime: Budget & Expense Tracker screenshot 2
Dime: Budget & Expense Tracker screenshot 3
Dime: Budget & Expense Tracker screenshot 4
Dime: Budget & Expense Tracker screenshot 5
Dime: Budget & Expense Tracker screenshot 6

This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.

What We Love

  • πŸš€ Great UI/UX
  • πŸ‘ Simple and intuitive
  • πŸ”’ Privacy-focused
  • πŸ’° Completely free
  • 🎨 Beautiful and clean design
  • 🧠 Helps with budgeting and expense tracking

Room to Improve

  • πŸ› Occasional data loss issues
  • πŸ” Limited category customization
  • βš™οΈ Lack of advanced features (e.g., income tracking, biweekly budgets)

More Free Budget Tracker Expense apps to explore

FAQ about Free Budget Tracker Expense

What are the best free budget tracker expense apps for iPhone?
Expense Keep: Envelope Budget tops our free budget tracker expense apps ranking as of October 2026, with a 4.4-star average from 1.7K App Store ratings, and it's free to download.
Expense Keep: Envelope Budget has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 248+ free budget tracker expense apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.