Best Free Income And Expense Tracker Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Looking for free free income and expense tracker apps? 20 of our 250+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Free Income And Expense Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8β˜… (19K)YesYesOct 2026
2TipTracker - track your incomeTipTracker - track your incomeFree4.8β˜… (9.4K)YesYesOct 2026
3Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9β˜… (114K)NoYesOct 2026
4Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8β˜… (4.8K)NoNoOct 2026
5Expense Tracker & ManagerExpense Tracker & ManagerFree4.6β˜… (472)YesNoOct 2026
6Expense & Income Tracker DailyExpense & Income Tracker DailyFree4.7β˜… (176)NoYesOct 2026
7Income and Expense TrackerIncome and Expense TrackerFree4.7β˜… (490)NoYesOct 2026
8Stride: Mileage & Tax TrackerStride: Mileage & Tax TrackerFree4.8β˜… (97K)NoNoOct 2026

Top Picks for Free Income And Expense Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
πŸ’° Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • πŸ‘ Easy to use
  • πŸ“Š Helpful reports and charts
  • πŸ’° One-time fee for premium features
  • πŸ” Recurring transactions
  • πŸ—‚οΈ Multiple accounts and categories
  • πŸ”’ Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • πŸ—“οΈ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • πŸ› Occasional syncing issues
  • πŸ”’ Lack of fortnightly budget option
  • πŸ—‚οΈ Difficulty deleting unused categories
  • πŸ’° Paid upgrade required for some features
  • πŸ“ˆ Limited budget tracking within categories
TipTracker - track your income#2

TipTracker - track your income by Pace Apps Inc.

Quickly & easily log income!
Strong Contender
πŸ’° Finance
4.8😐(9.4K ratings)
FreeAdsIn-App Purchases
TipTracker - track your income screenshot 1
TipTracker - track your income screenshot 2
TipTracker - track your income screenshot 3
TipTracker - track your income screenshot 4
TipTracker - track your income screenshot 5
TipTracker - track your income screenshot 6

Easily log your hourly income, hours worked, and tips. Visualize your earnings with insightful graphs and identify your most profitable periods. Track multiple jobs and custom categories, with the option to export your data.

What We Love

  • πŸ’» Easy to use
  • πŸ“Š Helpful data visualization
  • πŸ•°οΈ Tracks hours and tips separately
  • πŸ” Detailed income tracking
  • πŸ€– Responsive developer support

Room to Improve

  • πŸ’° Paid features too expensive
  • πŸ“’ Excessive ads even after purchase
  • πŸ› Data loss and app crashes
  • πŸ”’ Concerns about data security
  • πŸ”§ Limited editing/modification options
Monarch: Budget & Track Money#3

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Worth Considering
πŸ’° Finance
4.9😊(114K ratings)
FreeIn-App Purchases
#8in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • πŸ’» Extremely customizable
  • 🀝 Great for couples
  • πŸ” Comprehensive budgeting and net worth tracking
  • πŸ“ˆ Excellent data visualization
  • πŸš€ Intuitive and user-friendly interface
  • πŸ†• Frequent updates and new features
  • πŸ”’ Secure and ad-free experience
  • 🎨 Clean and modern design

Room to Improve

  • πŸ” Recurring account disconnection issues
  • πŸ‡¨πŸ‡¦ Limited support for Canadian users
  • πŸ’° Expensive subscription cost
  • πŸ•°οΈ Slow transaction updates
  • πŸ› Bugs and data inconsistencies
  • 🚫 Lack of live support and slow response times

More Free Income And Expense Tracker apps to explore

FAQ about Free Income And Expense Tracker

What are the best free income and expense tracker apps for iPhone?
Spending Tracker tops our free income and expense tracker apps ranking as of October 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ free income and expense tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.