Best Free Income And Expense Tracker Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Looking for free free income and expense tracker apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Free Income And Expense Tracker Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesAug 2026
2Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoAug 2026
3Expense Tracker & ManagerExpense Tracker & ManagerFree4.6★ (472)YesNoJul 2026
4Expense & Income Tracker DailyExpense & Income Tracker DailyFree4.7★ (176)NoYesAug 2026
5Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
6Income and Expense TrackerIncome and Expense TrackerFree4.7★ (481)NoYesAug 2026
7Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8★ (19K)YesYesAug 2026
8Stride: Mileage & Tax TrackerStride: Mileage & Tax TrackerFree4.8★ (94K)NoNoAug 2026

Top Picks for Free Income And Expense Tracker

Monefy: Money Tracker#1

Monefy: Money Tracker by Reflective Technologies ApS

Track Income & Expenses
Editor's Choice
💰 Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Money Tracker screenshot 1
Monefy: Money Tracker screenshot 2
Monefy: Money Tracker screenshot 3
Monefy: Money Tracker screenshot 4
Monefy: Money Tracker screenshot 5
Monefy: Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features
Expenses OK - expenses tracker#2

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Strong Contender
💰 Finance
4.8😊(4.8K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • 🚀 Easy to use
  • 👍 Simple and intuitive
  • 🚀 Quick expense entry
  • 👍 Customizable categories

Room to Improve

  • 🐛 Missing recurring expense feature
  • 🐛 Limited date range view
  • 🐛 Lack of income tracking
Expense Tracker & Manager#3

Expense Tracker & Manager by Alin Sorin Cuc

Money manager - Budget Tracker
Worth Considering
💰 Finance
4.6😊(472 ratings)
FreeAds
Expense Tracker & Manager screenshot 1
Expense Tracker & Manager screenshot 2
Expense Tracker & Manager screenshot 3
Expense Tracker & Manager screenshot 4
Expense Tracker & Manager screenshot 5
Expense Tracker & Manager screenshot 6

This app offers a straightforward way to track expenses, manage budgets, and organize spending. It helps users gain control over their finances with simple tools for recording income and outgoings, analyzing spending patterns, and setting reminders. The application aims to bring order to financial life without unnecessary complexity.

What We Love

  • 👍 Easy to use
  • 🚀 Practical and efficient
  • 💡 Customizable categories
  • 🚀 Simple and straightforward

Room to Improve

  • 🐛 App crashes or stops working
  • 🐛 Data loss after device change or app reinstall
  • 🔋 Excessive ads that interfere with usage

More Free Income And Expense Tracker apps to explore

4
Expense & Income Tracker Daily
Expense & Income Tracker Daily
Expense & Income Tracker Daily
Track Spending and Home Budget
Free

Effortlessly manage your personal finances by quickly tracking all your income and expenses. This simple budgeting tool helps you make better financial decisions with easy transaction entry and clear monthly overviews.

Quick expense and income trackingMonthly overview with chartsTransaction history with search and edit
💰 Finance
(176)
free with in-app purchases
5
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(19K)
free with in-app purchases
6
Income and Expense Tracker
Income and Expense Tracker
Income and Expense Tracker
Budget Finance Money Planner
Free

Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.

Budgeting toolsMulti-currency accountsTransfers between accounts
💰 Finance
(481)
subscription
7
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(19K)
free with in-app purchases
8
Stride: Mileage & Tax Tracker
Stride: Mileage & Tax Tracker
Stride: Mileage & Tax Tracker
Expense & income tracking
Free

This app helps independent workers and freelancers maximize tax deductions and save money on everyday expenses. It offers automated mileage tracking, expense logging, and finds hundreds of potential write-offs to simplify tax filing and reduce your tax burden.

Automated GPS mileage trackingLog daily expensesFind hundreds of deductions
💰 Finance
(94K)
free
9
iSpending - Expense Tracker
iSpending - Expense Tracker
iSpending - Expense Tracker
Income and spending tracker
Free

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Categorize income and expensesCustomizable spending categoriesInstant daily, weekly, monthly, yearly summaries
💰 Finance
(634)
free with in-app purchases
10
SpendCheck: Expense Tracker
SpendCheck: Expense Tracker
SpendCheck: Expense Tracker
Private, simple spending log
Free

Track your spending privately and simply. Log expenses, refunds, and investments with fast entry, receipt scanning, and smart categorization. All data stays on your device with no accounts or ads.

Fast expense entryTrack expenses, refunds, and investmentsSearchable receipt photos
💰 Finance
(3)
free
11
Tappy - Daily Expense Tracker
Tappy - Daily Expense Tracker
Tappy - Daily Expense Tracker
Budget & spending, log in tap
Free

Log expenses instantly with quick actions like back taps, Siri commands, or widgets. This app provides clear spending insights and custom categories, all while keeping your data private on your device.

Log expenses in seconds without opening appBack Tap and Siri integrationHome and Lock Screen widgets
💰 Finance
(3)
freemium
12
Marlo: Budget Expense Tracker
Marlo: Budget Expense Tracker
Marlo: Budget Expense Tracker
Safe to spend & savings goals
Free
💰 Finance
(0)
13
MoneyView: expenses & incomes
MoneyView: expenses & incomes
MoneyView: expenses & incomes
Track your important payments
Free

Master your finances by tracking important recurring and one-off income and expenses. Get timely reminders for payments and receipts, ensuring you never miss a crucial financial event. This app focuses on your overall financial health, not granular daily spending.

Track recurring income/expensesTrack one-off income/expensesMonthly income/expense overview
💰 Finance
(0)
paid
14
Quanto: Expense Tracker
Quanto: Expense Tracker
Quanto: Expense Tracker
Expense tracking, simplified
Free

Effortlessly track your daily spending and understand where your money goes. This app offers clear insights into your financial habits with beautiful charts and customizable categories. It prioritizes privacy and simplicity, helping you make smarter financial decisions.

Effortless expense and income entryWeekly, monthly, and yearly spending insightsVisual spending charts and trends
💰 Finance
(28)
free with in-app purchases
15
Money Saver - Expense & Income Tracker
Money Saver - Expense & Income Tracker
Money Saver - Expense & Income Tracker
by 越 刘
Free

Easily track all your expenses and earnings to help you save money. Create multiple accounts for yourself and your family, and view transactions by date range.

Track expenses and earningsCreate multiple accountsView transactions by date range
🔧 Utilities
(1)
free
16
My BookKeeper App
My BookKeeper App
My BookKeeper App
Income and expense tracker
Free

This app offers comprehensive business expense tracking for small businesses, entrepreneurs, and freelancers. It simplifies financial management with features like unlimited transaction recording, advanced tax reporting, and secure cloud backup. The intuitive design ensures a quick start for users needing professional expense tracking.

Unlimited income and expense trackingAdvanced tax reportingCustomizable categories
💼 Business
(3)
free with in-app purchases
17
Money Control - My Budget book - Income & Expense Tracker »
Money Control - My Budget book - Income & Expense Tracker »
Money Control - My Budget book - Income & Expense Tracker »
by Samuel Ferrier
Free

Easily manage your income and expenses with this intuitive budgeting tool. Track daily spending, categorize transactions, and visualize your financial balance with clear reports and graphics. Secure your personal finance data with a password lock.

Income and expense trackingCustomizable categoriesBudget balance reports
💰 Finance
(1)
free
18
Dime: Budget & Expense Tracker
Dime: Budget & Expense Tracker
Dime: Budget & Expense Tracker
Personal Finance/Money Manager
Free

This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.

100% free foreverInsightful expenditure breakdownsBudget creation and tracking
💰 Finance
(304)
free
19
Menudo - Budget & Expense
Menudo - Budget & Expense
Menudo - Budget & Expense
Money Tracker & Planner
Free

Effortlessly manage personal and shared finances with this intuitive budgeting app. It offers AI-powered expense categorization, recurring transaction tracking, and seamless synchronization for couples. Log expenses quickly via shortcuts and gain clear insights into your spending habits.

AI expense categorizationShared budgeting for couplesRecurring transaction tracking
💰 Finance
(5)
freemium
20
Expense tracker - Budget app
Expense tracker - Budget app
Expense tracker - Budget app
Money monitor for every dollar
Free

This app offers a straightforward way to monitor your spending by tracking recent bills. It prioritizes simplicity and avoids unnecessary features like login or credit card requests. The developer plans to add optional features while maintaining the core goal of easy money tracking.

Simple budgeting toolTrack recent billsMeasure spendings
🔧 Utilities
(4)
free with in-app purchases

FAQ about Free Income And Expense Tracker

What are the best free income and expense tracker apps for iPhone?
Monefy: Money Tracker tops our free income and expense tracker apps ranking as of July 2026, with a 4.7-star average from 6.6K App Store ratings, and it's free to download.
Monefy: Money Tracker shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 250+ free income and expense tracker apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Monefy is a personal finance app designed to help you track your income and expenses. It allows for quick entry of transactions, provides visual reports of your spending, and supports multiple currencies and accounts.
You can safely synchronize your financial data between devices using your own Google Drive or Dropbox account. This ensures your records, categories, and changes are updated across all your linked devices.