Best Free Income And Expense Tracker Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Looking for free free income and expense tracker apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Free Income And Expense Tracker Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesSep 2026
2Income and Expense TrackerIncome and Expense TrackerFree4.7★ (484)NoYesSep 2026
3Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoSep 2026
4Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.6K)YesYesSep 2026
5Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (110K)NoYesSep 2026
6Expense Tracker & ManagerExpense Tracker & ManagerFree4.6★ (472)YesNoJul 2026
7Expense & Income Tracker DailyExpense & Income Tracker DailyFree4.7★ (176)NoYesSep 2026
8Stride: Mileage & Tax TrackerStride: Mileage & Tax TrackerFree4.8★ (96K)NoNoSep 2026

Top Picks for Free Income And Expense Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Income and Expense Tracker#2

Income and Expense Tracker by Alexey Sakharov

Budget Finance Money Planner
Strong Contender
💰 Finance
4.7😐(484 ratings)
FreeIn-App Purchases
Income and Expense Tracker screenshot 1
Income and Expense Tracker screenshot 2
Income and Expense Tracker screenshot 3
Income and Expense Tracker screenshot 4
Income and Expense Tracker screenshot 5
Income and Expense Tracker screenshot 6

Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🎨 Beautiful, modern design with customizable themes
  • 💰 Affordable pricing compared to competitors
  • 📊 Clear analytics and expense tracking
  • 🏷️ Customizable categories with emoji support
  • 💳 Multiple account/wallet support
  • 🌍 Multi-currency support
  • ⚡ Fast and responsive performance
  • 🎯 Simple, no-frills approach without unnecessary features
  • 📱 Widget functionality for quick expense entry
  • 🔄 Manual currency conversion control between accounts
  • 📈 Subcategories for detailed expense breakdown

Room to Improve

  • 💸 Limited free version (only 20 transactions)
  • 🚫 Misleading free tier presentation
  • 📱 No iPad support
  • 🔗 Cannot synchronize between iPhone and iPad
  • ⚠️ Subscription-based model required for full use
  • 🐛 Recurring transaction precision issues (decimal places)
  • 🔐 No account linking/bank integration
  • 📅 Monthly budget resets not customizable
  • 👥 No multi-user/family account sharing
  • 💔 Data loss after app crashes
  • 🔧 Widget functionality broken after updates
  • ⌨️ Keyboard locale issues with decimal input
Expenses OK - expenses tracker#3

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Worth Considering
💰 Finance
4.8😊(4.8K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • 🚀 Easy to use
  • 👍 Simple and intuitive
  • 🚀 Quick expense entry
  • 👍 Customizable categories
  • 👍 Helpful data visualization
  • 🚀 Convenient widget
  • 👍 Straightforward and efficient

Room to Improve

  • 🐛 Missing recurring expense feature
  • 🐛 Limited date range view
  • 🐛 Lack of income tracking
  • 🐛 Inability to attach receipts
  • 🐛 Inconsistent date format display

More Free Income And Expense Tracker apps to explore

FAQ about Free Income And Expense Tracker

What are the best free income and expense tracker apps for iPhone?
Spending Tracker tops our free income and expense tracker apps ranking as of September 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ free income and expense tracker apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.