
521: Income & Expense Tracker
Tips, Receipts & 1099 Income
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Free
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About
All your income. One place.
521 is the simplest way to track what you earn, what you spend, and what you keep, built for people who work for themselves or work for tips.
Card sales, cash, Venmo, Zelle, Apple Pay, paychecks: 521 brings it together, totals it for the month, and shows you exactly where it came from.
FOR THE SELF-EMPLOYED
• See your month at a glance: total income, progress toward your goal, and what you keep after expenses
• Every payment method broken down with its amount and share of your income
• Connect your bank and review new deposits and charges in one tap: business or personal, done
• Expenses sorted into tax-ready categories, with a plain-English guide to what counts
• Snap receipts and see which expenses still need one
• Monthly, quarterly and yearly profit and loss statements that update on their own
• Recurring expenses like booth rent and software added automatically
• Track business mileage and hours worked
FOR W-2 AND TIPPED WORKERS
• Log each shift's hours, card tips and cash in seconds
• Watch your pay period add up against your goal
• Preview your take-home pay before payday
• See every paycheck, your yearly earnings and your average per hour
MADE FOR HOW YOU WORK
Stylists, barbers, nail techs, tattoo artists, servers, bartenders, freelancers, drivers, and anyone running a one-person business. No accounting background needed.
Daily time and location reminders help you remember to log your day, so nothing slips through.
PRIVATE AND SECURE
Bank connections run through Plaid, so 521 never sees your bank login. Your records live in your account, ready when you need them at tax time.
521. All your income. One place.
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What's New in 521
2.2
October 23, 2026
Added new user guide








