Best Free Mortgage Calculator App

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

With an average user rating of 4.6★, the free mortgage calculator app category is one of the App Store's strongest. Browse all 249+ apps we track, sorted so the most loved ones surface first.

Compare top Free Mortgage Calculator App (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesOct 2026
2Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoOct 2026
3Loan Calculator‰Loan Calculator‰Free4.9★ (106K)YesNoOct 2026
4Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (23K)YesYesOct 2026
5RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoOct 2026
6Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (125)YesNoOct 2026
7Rocket MortgageRocket MortgageFree4.9★ (181K)NoNoOct 2026
8Mortgage Pro App CalculatorMortgage Pro App CalculatorFree5.0★ (2)YesNoSep 2026

Top Picks for Free Mortgage Calculator App

Mortgage Pal - Loan Calculator#1

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Editor's Choice
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Mortgage Calculator- Home Loan#2

Mortgage Calculator- Home Loan by giang pham

Payment Payoff Amortization
Strong Contender
💰 Finance
4.6😐(412 ratings)
FreeAds
Mortgage Calculator- Home Loan screenshot 1
Mortgage Calculator- Home Loan screenshot 2
Mortgage Calculator- Home Loan screenshot 3
Mortgage Calculator- Home Loan screenshot 4
Mortgage Calculator- Home Loan screenshot 5
Mortgage Calculator- Home Loan screenshot 6

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

What We Love

  • 👍 Easy to use
  • 👍 Useful mortgage calculator
  • 👍 Good for basic functions and more
  • 👍 Implemented extra payments well
  • 👍 Uncluttered screen for scenarios
  • 👍 Ability to save results
  • 👍 Ability to download files
  • 👍 Good for personal mortgage calculations
  • 👍 Flexible for calculating loan amounts

Room to Improve

  • 😒 Ads are intrusive
  • 😒 Paid version still has ads
  • 😒 Obnoxious pop-up video ads
  • 😒 Ads prevent typing figures
Loan Calculator‰#3

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Worth Considering
💰 Finance
4.9😊(106K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results
  • 👍 Helpful for financial decisions

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
  • 🔍 Cannot switch to landscape mode
  • 🔒 Privacy concerns with data collection

More Free Mortgage Calculator App apps to explore

FAQ about Free Mortgage Calculator App

What is the best free mortgage calculator app for iPhone?
Mortgage Pal - Loan Calculator tops our free mortgage calculator app ranking as of October 2026, with a 4.8-star average from 4.7K App Store ratings, and it's free to download.
Mortgage Pal - Loan Calculator shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 249+ free mortgage calculator app on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.