Best Free Mortgage Calculator App

226+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.6★, the free mortgage calculator app category is one of the App Store's strongest. Browse all 226+ apps we track, sorted so the most loved ones surface first.

Compare top Free Mortgage Calculator App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoJul 2026
2Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoJul 2026
3Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoJul 2026
4Mortgage Calculator: LoanMortgage Calculator: LoanFreeNoJul 2026
5Mortgage Calculator PlusMortgage Calculator PlusFree3.7★ (6)YesYesJul 2026
6Easy MortgagesEasy MortgagesFree4.2★ (5)NoYesJul 2026
7Rocket MortgageRocket MortgageFree4.9★ (176K)NoNoJul 2026
8Mortgage Calculator 2.0Mortgage Calculator 2.0Free4.8★ (437)YesYesJul 2026

Top Picks for Free Mortgage Calculator App

Loan Calculator‰#1

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Editor's Choice
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Mortgage Pal - Loan Calculator#2

Mortgage Pal - Loan Calculator by Appeum Inc

Payment compound interest rate
Strong Contender
💰 Finance
4.8😐(3.4K ratings)
Free
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Mortgage Calculator- Home Loan#3

Mortgage Calculator- Home Loan by giang pham

Payment Payoff Amortization
Worth Considering
💰 Finance
4.6(412 ratings)
FreeAds
Mortgage Calculator- Home Loan screenshot 1
Mortgage Calculator- Home Loan screenshot 2
Mortgage Calculator- Home Loan screenshot 3
Mortgage Calculator- Home Loan screenshot 4
Mortgage Calculator- Home Loan screenshot 5
Mortgage Calculator- Home Loan screenshot 6

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

More Free Mortgage Calculator App apps to explore

4
Mortgage Calculator: Loan
Mortgage Calculator: Loan
Mortgage Calculator: Loan
by fung ka wa
Free
💰 Finance
(0)
5
Mortgage Calculator Plus
Mortgage Calculator Plus
Mortgage Calculator Plus
by AppRebel, Inc.
Free

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

Intuitive mortgage calculationDetailed amortization schedulesEnhanced mortgage analytics
💰 Finance
(6)
free with in-app purchases
6
Easy Mortgages
Easy Mortgages
Easy Mortgages
Mortgage Calculator
Free

Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.

Payment calculationsExtra payment simulationAmortization schedule
💰 Finance
(5)
free
7
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(176K)
free
8
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
💰 Finance
(437)
free with in-app purchases
9
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases
10
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
11
Bankrate Mortgage Calculator
Bankrate Mortgage Calculator
Bankrate Mortgage Calculator
Mortgage Calculator Loan & EMI
Free
🔧 Utilities
(0)
12
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
13
Mortgage Calculator Estimator
Mortgage Calculator Estimator
Mortgage Calculator Estimator
Mortgage calculator
Free
💰 Finance
(0)
14
Mortgage Calculator:
Mortgage Calculator:
Mortgage Calculator:
Mortgage & Loan Calculator
Free

This comprehensive home loan planner helps users calculate mortgage payments, analyze refinancing options, and assess home affordability. It provides detailed amortization schedules and debt payoff planning tools, all with a privacy-focused, offline experience.

Monthly payment calculationAmortization schedulesRefinance analysis
💰 Finance
(10)
free
15
Mortgage Calculator.
Mortgage Calculator.
Mortgage Calculator.
House Payment Home Loan & tax
Free
🔧 Utilities
(0)
16
Calculator⁻
Calculator⁻
Calculator⁻
Best hand calculator
Free

A straightforward calculator app designed for simplicity, offering basic arithmetic operations and percentage calculations. It allows users to record and recall past results, customize colors, and enable touch sounds for a personalized experience.

Basic arithmetic operationsPercentage calculationsRecord and recall results
🔧 Utilities
(3.4K)
ad-supported
17
Mortgage calculator simple
Mortgage calculator simple
Mortgage calculator simple
Mortgage Calculator
Free
💰 Finance
(0)
18
LO Mortgage Calculator
LO Mortgage Calculator
LO Mortgage Calculator
Built for Loan Officers
Free

This advanced mortgage calculator is designed for loan officers, providing fast and accurate real-world loan calculations. It handles complex loan types and allows users to work backward from a desired payment to determine the maximum home price. Get lender-grade numbers instantly without guesswork.

Real-world loan logicConventional, FHA, VA, USDA loan typesWork backwards from payment
💰 Finance
(1)
free
19
Bee Mortgage Calculator
Bee Mortgage Calculator
Bee Mortgage Calculator
Home Loan Monthly Payment Tool
Free

This contactless mortgage assistant provides a free income analysis to help you determine your home affordability and estimated monthly payments. It offers personalized results based on live mortgage data and closing cost estimates, making home buying simpler.

Free income analysisEstimate home affordabilityCalculate monthly mortgage payments
💰 Finance
(77)
free
20
Financial Calculator: Percent
Financial Calculator: Percent
Financial Calculator: Percent
Tax Percentage, Profit Margin
Free

This app offers a comprehensive suite of over 40 financial and utility calculators. Easily handle complex calculations like investment analysis, tax percentages, profit margins, and everyday percentage needs with a clean and intuitive interface.

Over 40 built-in calculatorsFinancial calculators (ROI, IRR, NPV)Tax and profit margin calculations
💰 Finance
(14K)
subscription

FAQ about Free Mortgage Calculator App

What is the best free mortgage calculator app for iPhone?
Loan Calculator‰ tops our free mortgage calculator app ranking as of July 2026, with a 4.9-star average from 96K App Store ratings, and it's free to download.
Loan Calculator‰ shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 226+ free mortgage calculator app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you estimate your monthly payments for loans or mortgages. You can quickly see how different loan amounts, terms, and interest rates will affect your repayment schedule.
Using the calculator is straightforward. You just need to enter the total loan amount, the desired repayment term (e.g., in years or months), and the annual interest rate. The app will then provide an estimated monthly payment.