Best Free Mortgage Calculator App

248+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.4★, the free mortgage calculator app category is one of the App Store's strongest. Browse all 248+ apps we track, sorted so the most loved ones surface first.

Compare top Free Mortgage Calculator App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoAug 2026
2Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesAug 2026
3Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoJul 2026
4RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoAug 2026
5Rocket MortgageRocket MortgageFree4.9★ (177K)NoNoAug 2026
6Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
7Mortgage Calculator 2.0Mortgage Calculator 2.0Free4.8★ (437)YesYesAug 2026
8Mortgage Calculator EstimatorMortgage Calculator EstimatorFreeNoNoMay 2026

Top Picks for Free Mortgage Calculator App

Loan Calculator‰#1

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Editor's Choice
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Mortgage Pal - Loan Calculator#2

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Strong Contender
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Mortgage Calculator- Home Loan#3

Mortgage Calculator- Home Loan by giang pham

Payment Payoff Amortization
Worth Considering
💰 Finance
4.6(412 ratings)
FreeAds
Mortgage Calculator- Home Loan screenshot 1
Mortgage Calculator- Home Loan screenshot 2
Mortgage Calculator- Home Loan screenshot 3
Mortgage Calculator- Home Loan screenshot 4
Mortgage Calculator- Home Loan screenshot 5
Mortgage Calculator- Home Loan screenshot 6

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

More Free Mortgage Calculator App apps to explore

4
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.8K)
free with in-app purchases
5
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(177K)
free
6
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
7
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
💰 Finance
(437)
free with in-app purchases
8
Mortgage Calculator Estimator
Mortgage Calculator Estimator
Mortgage Calculator Estimator
Mortgage calculator
Free
💰 Finance
(0)
9
Simple Mortgage Calculator
Simple Mortgage Calculator
Simple Mortgage Calculator
by Ranjit Parmar
Free

Easily estimate your home loan repayments on a weekly, fortnightly, or monthly basis. This free tool simplifies your mortgage decisions by providing repayment estimates without including loan service or establishment fees.

Calculate weekly, fortnightly, or monthly repaymentsEstimate home loan repaymentsFree to use
💰 Finance
(1)
free
10
Easy Real Estate Calculator
Easy Real Estate Calculator
Easy Real Estate Calculator
Loan Real Estate Calculator
Free
💰 Finance
(0)
11
Mortgage Calculator: Loan
Mortgage Calculator: Loan
Mortgage Calculator: Loan
by fung ka wa
Free
💰 Finance
(0)
12
Mortgage Companion
Mortgage Companion
Mortgage Companion
by Adam Mogolowitz
Free
🔧 Utilities
(0)
13
Mortgage Calculator Plus
Mortgage Calculator Plus
Mortgage Calculator Plus
by AppRebel, Inc.
Free

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

Intuitive mortgage calculationDetailed amortization schedulesEnhanced mortgage analytics
💰 Finance
(11)
free with in-app purchases
14
Mortgage Calculator Fairy
Mortgage Calculator Fairy
Mortgage Calculator Fairy
by SUNG YU HO
Free

This app helps users quickly calculate monthly mortgage payments and view detailed breakdowns of principal and interest. It offers visual charts to understand payment pressure and comparison tools to find cost-saving solutions. Results can be easily shared with others.

Monthly payment calculationPrincipal and interest breakdownPayment pressure charts
💼 Business
(0)
ad-supported
15
Mortgage Calculator (Plus)
Mortgage Calculator (Plus)
Mortgage Calculator (Plus)
Tax, Insurance & PMI Built-In
Free
💰 Finance
(0)
16
Mortgage Calculator・
Mortgage Calculator・
Mortgage Calculator・
Auto Loan
Free

Easily calculate and understand your mortgage or auto loan details. This app provides instant payment breakdowns and yearly/monthly schedules to help you plan your finances effectively. Ideal for homebuyers and financial planners.

Mortgage and auto loan calculationsDetailed payment breakdownYearly and monthly payment schedules
💰 Finance
(73)
free with in-app purchases
17
Mortgage Agent
Mortgage Agent
Mortgage Agent
calculator - estimator
Free
$2.99 | 100% OFF
💰 Finance
(0)
18
Mortgage Calculator Light
Mortgage Calculator Light
Mortgage Calculator Light
by Fabrizio Bacchin
Free
💰 Finance
(0)
19
CoolBiz Mortgage Calculator
CoolBiz Mortgage Calculator
CoolBiz Mortgage Calculator
Payment & Loan Planner
Free
💰 Finance
(0)
20
MJW Mortgage Calculator
MJW Mortgage Calculator
MJW Mortgage Calculator
What will your payment be?
Free
💰 Finance
(0)

FAQ about Free Mortgage Calculator App

What is the best free mortgage calculator app for iPhone?
Loan Calculator‰ tops our free mortgage calculator app ranking as of August 2026, with a 4.9-star average from 96K App Store ratings, and it's free to download.
Loan Calculator‰ shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ free mortgage calculator app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you estimate your monthly payments for loans or mortgages. You can quickly see how different loan amounts, terms, and interest rates will affect your repayment schedule.
Using the calculator is straightforward. You just need to enter the total loan amount, the desired repayment term (e.g., in years or months), and the annual interest rate. The app will then provide an estimated monthly payment.